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Life, Income Protection &
Critical Illness Cover
Worldwide
cover options
At Sports FS, we specialise in providing tailored insurance for athletes and sports enthusiasts across a wide range of high-risk sports. Whether you’re into high-impact sports, extreme adventure activities, or professional-level competitions, our comprehensive policies are designed to protect those who push boundaries. With coverage options that fit the unique risks of each sport, we help you stay focused on your passion while knowing you’re safeguarded both on and off the field. Choose Sports FS for insurance that matches the demands of your sport. We understand that athletes and adventurers face unique challenges, both in their training and during competitions. Not only do we provide coverage, we work with you to craft a policy that aligns with your specific needs, offering protection for sports accident insurance, injuries, and unforeseen events. Whether you’re pursuing a physically demanding career or enjoy pushing your limits on the weekends, our flexible policies ensure you’re covered in every situation.
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Canoeing Life Insurance
Whether you are riding the rapids or long distance touring we’ll help you source life cover to suit your needs. Sports FS are experts in life insurance for dangerous sports such as canoeing.
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Caving Life Insurance
Whether you’re exploring classic caving routes or venturing into the depths of cave diving, we understand the unique risks these activities present and are committed to helping you secure the right life cover.
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Cycling Life Insurance
If you want to tackle a tour, race or compete in a triathlon we’ll help with the life cover you need. We provide cycling insurance for injuries, travel, theft and more.
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Equestrian Insurance
Whether you’re racing, competing in one-day events, or training for long-distance endurance challenges, we’ll help you find the right life cover to meet the unique demands of your equestrian pursuits. Horse racing and eventing come with inherent risks, from high-speed competitions to navigating complex cross-country courses, and it’s essential to have a policy that protects both you and your horse.
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Hang Gliding Life Insurance
Peace of mind wherever you fly with life insurance designed to cover the unique risks of hang gliding. Whether you’re enjoying a leisurely flight, tackling challenging cross-country routes, or competing in a high-stakes event, our life insurance policies are tailored to meet the specific needs of hang gliders.
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Motorsports & Rally Driver Insurance
From the track to the rally stage, we’ll help you find the right life cover to match the demands of your time in the car. Whether you’re racing on a closed circuit or pushing the limits on rugged rally courses, we understand the unique risks associated with motorsport. High-speed racing and off-road challenges come with significant dangers, from collisions to rollovers, and having the right life insurance is essential to protect both you and your loved ones.
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Discuss cover for over 100 sports
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Next working day call back
25+
Founded over 25 years ago
What our customers say...
Sports Financial Services
Trinity House, 114 Northenden Road, Sale, Cheshire, M33 3HD
George Copeman
“Simon couldn’t have been more helpful in arranging life cover for me. I’d guess I’m one of the more complicated cases with a taste for adrenaline sports and an interesting medical history! Simon put me completely at ease working through a lot of personal information and persevered until he managed to secure amazing cover for me. Well worth getting in contact.”
George Copeman
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Cover From The Specialists
Why You Need a Sports Specialist for Your Insurance & Protection Needs
If you’re passionate about sports—whether it’s extreme, professional, or recreational—you understand that risk is part of the game. But what about financial risks? Many athletes and sports enthusiasts overlook the importance of having tailored financial protection, thinking standard policies will suffice. That’s where speaking to a sports specialist in life insurance, mortgage protection, income protection, critical illness cover and accident insurance makes all the difference.
Expert Knowledge of Sports-Related Risks
As a sports specialist we understand the unique risks associated with different sports, from high-speed motorsports and rock climbing to professional football and endurance racing. Unlike a general insurance provider, we know how injuries, health concerns, and career uncertainties can impact your financial security. With our expertise, we can discuss the right policies that provide the best coverage for your specific sport.
Tailored Coverage—No One-Size-Fits-All Approach
Standard insurance providers may classify hazardous sports under exclusions or charge higher premiums due to perceived risk. We work with insurers who appreciate your profession or passion, ensuring you receive coverage that fits your needs rather than settling for generic policies that don’t offer adequate protection. Whether you need life insurance that covers your high-risk activities, mortgage protection that accounts for potential downtime, or income protection that safeguards your earnings, we craft a solution tailored to you.
Navigating Complex Terms & Conditions
Insurance policies often contain technical jargon and clauses that can be overwhelming. As sports life insurance experts, we will help break down the fine print so you understand exactly what’s covered—and what’s not. We help you avoid surprises and ensure you’re not left unprotected due to hidden exclusions.
Access to Better Rates & Specialist Providers
We have relationships with insurers who specialise in athletic professions and extreme sports coverage. This means we can negotiate better rates and secure favourable terms that a standard provider might not offer.
Peace of Mind for You & Your Loved Ones
Knowing you have appropriate protection in place allows you to focus on your sport without worrying about financial insecurity. Whether it’s ensuring your family is taken care of in case of an accident, protecting your home, or securing income while recovering from an injury, we discuss cover relevant to your needs.
Speak to Us Today
Don’t settle for inadequate insurance and financial protection cover. Speak to one of our sports specialists who understands your needs and can provide expertly tailored protection for your lifestyle. Whether you’re a professional athlete or a weekend warrior, securing the right insurance and financial protection ensures you can continue doing what you love—without unnecessary financial worries.
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Motorcycle Racing Life Insurance
Whether you’re tackling the rugged terrain of Enduro or pushing your limits on the track, we’ll help you find the right life cover for your time on two wheels. Motorcycling, whether off-road or on a closed circuit, presents unique risks, from high-speed accidents to unexpected crashes in challenging environments. These risks require specialised insurance that goes beyond standard coverage.
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Mountaineering Insurance
From the Munros to Mount Everest we’ll help you find a route to the most appropriate life cover for your time outdoors.
We provide life insurance designed for outdoor enthusiasts like you, offering protection against injuries, medical emergencies, and the costs of evacuation, no matter how remote your location.
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Parachuting Insurance
We’ll help you source life cover for your skydiving. Our tailored life insurance options are designed to provide you with comprehensive protection, covering potential accidents, injuries, and medical emergencies that can occur during a jump. With the right coverage in place, you can enjoy the freedom of the skies knowing that you’re protected.
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Pilots Life Insurance
We’re here to help you locate life insurance for aircraft flying or gliding. Whether you’re flying for sport, leisure, or training, we’ll ensure that you have the right protection in place so you can focus on your passion for flight with confidence. Let us help you navigate the skies knowing you’re covered every step of the way.
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Rock Climbing Insurance
With over 18 years of experience providing life cover for climbers, we specialise in helping you find the right insurance to match the demands of your climbs. Whether you’re tackling technical rock faces, scaling icy peaks, or embarking on an expedition, we understand the unique risks involved in climbing.
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Sailing Life Insurance
From dingy racing to ocean crossings we’ll help you find life cover for your time sailing on the water. The challenges of navigating open waters, unpredictable weather, and the physical demands of the sport require specialised insurance to ensure you’re fully protected.
Our life insurance options are tailored specifically for sailors, providing coverage for accidents, medical emergencies, and even potential rescue operations if needed.
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