Life Insurance For Scuba Divers

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Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports such as scuba diving. We have a deep understanding of a number of outdoor activities in which people are seeking cover. Scuba diving can be challenging and it demands a particular level of skill. This means that it can require more specialist types of cover, particularly if you are scuba diver instructor. We offer expert life insurance for scuba divers.

New terms can become available in the market at different points over the years, even if you feel you have the right cover, it is always useful to discuss the current terms available. This will ensure you have the best level of cover for your scuba diving activities. At Sports Financial Services we have special access to new terms available for scuba divers looking to explore underwater wrecks. 

If you would like to discuss the right life insurance, critical illness cover or income protection cover for your scuba diving get in touch today. 

About life insurance for scuba divers

When enquiring about life insurance for scuba divers there will be information that will need to be discussed, this is so that you are able to obtain the right cover. We will want to discuss things like the number of times you go scuba diving each year, whether your work as an instructor and any scuba diving you take part in internationally. 

Some additional requirements may be needed when discussing life insurance for scuba divers as specialist insurance is sometimes required for this type of sport. This kind of extreme sport and occupational financial protection may cost more. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for scuba diving:

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of scuba diving activities do you participate in?
  • What is your diving depth?
  • Do you participate in scuba diving as a hobby?
  • Do you undertake any professional or instructional scuba diving work?
  • Are you a member of a Sport’s Governing Body? (e.g., The British Sub Aqua Club – BSAC www.bsac.com )

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

Critical illness cover 

This kind of cover helps to cover any illnesses or medical conditions that may disrupt day to day life, your family or any finances. When enquiring about critical illness cover you will be assessed against the kind of activities you pursue. 

Income protection 

Another kind of cover to consider is income protection, especially when taking part in a hazardous sport such as scuba diving. You may want to take into consideration what would happen if you were unable to meet payments, because of a loss of income if you are unable to work.

Critical illness cover and income protection can vary in price, depending on your level of participation. Fortunately, we have advisors available to discuss all of your options.

Why use Sports Financial Services for life insurance for scuba divers? 

Whatever fuels your passion for scuba diving – the adrenaline driven challenge, the adventure or exercise – we are here to discuss your protection needs. Remember to consider that with life insurance for scuba divers, there can be many different things that need to be discussed. Therefore receiving professional advice from one of our team of insurance specialists could be beneficial to you, we know how important it is to find the right insurance but at the right price. 

Speak to one of our sports specialist advisors today to find out more about life insurance for scuba divers.