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Critical Illness

Critical Illness Cover can provide protection should specific illnesses or medical conditions disrupt your life and finances. You and your family can benefit from a tax free lump sum to help pay your mortgage, every day bills and contribute to treatment to aid your recovery.

After any claim the plan would cease. Apart from the main Critical Illnesses, for example HEART ATTACK, CANCER, STROKE, cover can also be included that may be pertinent to your sporting activities for example TRAUMATIC HEAD INJURY or TOTAL PERMANENT DISABLEMENT.

Not to be confused with Terminal Illness Cover which is usually a free benefit on a Life Insurance policy that simply pays out the death benefit early if you are diagnosed not to survive longer than 12 months.

The range of conditions that can be covered under a Critical Illness policy range from deafness through to major conditions that can incapacitate such as multiple sclerosis or Alzheimer’s disease.

“More than 1 in 3 people will develop some form of cancer during their lifetime.”

Source: Cancer Research UK website.