Hang Gliding Life Insurance

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*Based on 30 year old, non-smoker for £100,000 level life insurance, £50,000 critical illness cover over 25 year term.
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Hang Gliding Life Insurance

Individuals engaging in extreme sports or risky hobbies that necessitate life insurance coverage should consider seeking specialised financial guidance. Among these activities, hang gliding stands out as a sport that often requires unique and non-standard cover. Given its classification as a high-risk pursuit, obtaining appropriate life insurance coverage, critical illness cover, and income protection becomes imperative for hang gliding enthusiasts.

Securing comprehensive and tailored life insurance for hang gliding involves a number of considerations due to the sport’s inherent dangers. As such, consulting experts well-versed in hang gliding life insurance becomes crucial to ensure adequate protection against potential risks and accidents. Therefore, for those seeking expert advice and appropriate coverage specifically designed for hang gliding enthusiasts, Sports FS can find you the necessary financial protection.

What Does Hang Gliding Life Insurance Cover?

The underwriting of life insurance for hang glidinghang gliding, income protection and critical illness cover can vary depending on your insurance provider. This is one of the reasons getting specialist sports financial advice can be beneficial. This is to ensure you apply for the most appropriate provider to ensure you have the right coverage for you and your circumstances. 

Often, when looking for specialist insurance for extreme sports like hang gliding you may come across additional requirements in order for underwriters to offer you cover. Some extreme sports life insurance may cost more due to these additional requirements. Fortunately, when it comes to hang gliding insurance, the application process and the rates are very similar to standard life insurance. Here are some areas that insurers might consider:

  • How long have you been hang gliding for?
  • Do you hang glide competitively?
  • Are you a professional hang glider?
  • Do you have any medical conditions?
  • How often do you hang glide?
  • Do you travel to dangerous locations to hang glide?


Hang Gliding Life Insurance Vs Critical Illness Cover and Income Protection

Critical Illness Cover:

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life and finances. This means that anyone who takes part in extreme sports like hang gliding will be considered as standard risk by the majority of insurance providers. This means that it is generally available at insurers standard rates with no special terms imposed- similar to hang gliding life insurance.

Income Protection:

Another important cover to consider is income protection, particularly if you take part in high risk sports like hang gliding. Income protection provides you with cover if ever you are unable to work due to injury or sickness. In many cases, applications for income protection are dependent on whether you have previously suffered any injuries as a result of hang gliding and whether they have caused you to have a significant amount of time off work.

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Why Choose Sports FS?

Sports Financial Services are a team of insurance specialists with many years of experience in the finance and hazardous sports industry. We know how important it is to find life insurance for extreme sports like hang gliding and at the right price. If your passion for adrenaline fuelled sports goes beyond hang gliding, we also offer cover for a number of high risk sports and occupations such as:

Speak to one of our hang gliding insurance specialist advisors today to find out more or get a quote.

What are the risks involved with hang gliding?

Statistics show that the chance of dying in a hang-gliding incident is about one in 116,000 flights. That makes it more risky than scuba diving and much more so than driving a car . The main risks of hang gliding include neck and spinal cord damage, traumatic brain injuries, damage to internal organs and even death.

Do I need specialist insurance for hang gliding?

Due to the significantly high risk of hang gliding, life insurance policies that cover this activity are often offered at a high rate with premiums, different underwriting and even exclusions. Because of this, we recommend getting in touch with a specialist insurance provider who can find you the right level of cover at the best rates.

How many hand gliding deaths per year?

Statistics on hand gliding-related fatalities vary annually, but on average, there are a handful of reported deaths per year globally due to accidents or mishaps during flights. Considering the potential risks involved, it’s essential to prioritise safety measures and consider protective measures such as life insurance. Life insurance can provide financial security and support to your loved ones in case of an unfortunate event.