Hang Gliding Life Insurance
Anyone who participates in extreme sports or hazardous hobbies needing life insurance should get specialist financial advice. One sport that can require non-standard cover is hang gliding. This is due to this sport being classed as high risk meaning it is important to get the right insurance, critical illness cover and income protection. If you are in need of expert hang gliding life insurance you have come to the right place.
What Does Hang Gliding Life Insurance Cover?
The underwriting of hang gliding insurance, income protection and critical illness cover can vary depending on your insurance provider. This is one of the reasons getting specialist sports financial advice can be beneficial. This is to ensure you apply for the most appropriate provider to ensure you have the right coverage for you and your circumstances.
Often, when looking for specialist insurance for extreme sports like hang gliding you may come across additional requirements in order for underwriters to offer you cover. Some extreme sports life insurance may cost more due to these additional requirements. Fortunately, when it comes to hang gliding insurance, the application process and the rates are very similar to standard life insurance. Here are some areas that insurers might consider:
- How long have you been hang gliding for?
- Do you hang glide competitively?
- Are you a professional hang glider?
- Do you have any medical conditions?
- How often do you hang glide?
- Do you travel to dangerous locations to hang glide?
Hang Gliding Life Insurance Vs Critical Illness Cover and Income Protection
Critical Illness Cover:
Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life and finances. This means that anyone who takes part in extreme sports like hang gliding will be considered as standard risk by the majority of insurance providers. This means that it is generally available at insurers standard rates with no special terms imposed- similar to hang gliding life insurance.
Income Protection:
Another important cover to consider is income protection, particularly if you take part in high risk sports like hang gliding. Income protection provides you with cover if ever you are unable to work due to injury or sickness. In many cases, applications for income protection are dependent on whether you have previously suffered any injuries as a result of hang gliding and whether they have caused you to have a significant amount of time off work.
Get a no-obligation quoteWhy Choose Sports FS?
Sports Financial Services are a team of insurance specialists with many years of experience in the finance and hazardous sports industry. We know how important it is to find life insurance for extreme sports like hang gliding and at the right price. If your passion for adrenaline fuelled sports goes beyond hang gliding, we also offer cover for a number of high risk sports and occupations such as:
- Paragliding life insurance
- Skydiving life insurance
- Rock climbing life insurance
- Mountaineering life insurance
- Caving life insurance
Speak to one of our hang gliding insurance specialist advisors today to find out more or get a quote.
What are the risks involved with hang gliding?
Statistics show that the chance of dying in a hang-gliding incident is about one in 116,000 flights. That makes it more risky than scuba diving and much more so than driving a car . The main risks of hang gliding include neck and spinal cord damage, traumatic brain injuries, damage to internal organs and even death.
Do I need specialist insurance for hang gliding?
Due to the significantly high risk of hang gliding, life insurance policies that cover this activity are often offered at a high rate with premiums, different underwriting and even exclusions. Because of this, we recommend getting in touch with a specialist insurance provider who can find you the right level of cover at the best rates.
What can I expect when I make an enquiry about cover for Hang gliding life insurance?
At Sports Financial Services we pride ourselves on providing those who enjoy extreme and hazardous pursuits with your own specialist advise to discuss your needs, your lifestyle and your cover. All our advisors are experienced in hazardous pursuits, extreme sports, adventure sports and hazardous occupations. Where we will provide you with personal service and a quick response to your hang gliding life insurance.