Life Insurance cover for motorcycle racing

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Life, Income Protection &
Critical Illness Cover
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If you enjoy motorcycle racing and are looking for financial protection then contact the team at Sports Financial Services today.

Whether you are a member of the Amateur Motor Cycle Association (AMCA) or Auto Cycle Union (ACU) or similar organisation we will be happy to hear from you and discuss your needs for cover for track, road, enduro, cross country or other motorcycle sport.

The risks inherent in motorcycle racing can result in the sport being rated as a hazardous sport by underwriters.

This has traditionally meant that motorcycle racers have had to pay more for their life insurance and receive restrictions or loadings for illness cover.

Why choose Sports Financial Services?

We were originally founded as Summit Financial Services (well over 20 years ago) and have a great deal of experience providing cover for those who enjoy hazardous sports. Through time we have grown a specific focus in providing cover for a wide range of extreme sports and related occupations.

So, if you are a motorcycle racer looking to discuss financial protection cover for motorcycle racing then contact our team of specialist sports advisers to find out more.

Accident insurance for motorcycle racing

If you enjoy motorcycle racing and are looking for a lump sum to be paid following an accident or natural death then you may want to consider chatting to us about life insurance.

A further type of cover that is often enquired about is Critical Illness Cover which could help to support the insured and their loved ones financially in the event of being diagnosed with a particular medical condition.

If you are you concerned about financial peace of mind should an accident happen whilst enjoying your sport then contact us today.

We understand that there are many types of motorcycling activities, in competitive and non-competitive environments, that you may want to discuss with us such as:

  • Adventure Motorcycling
  • Beach Racing / Beach cross
  • Cross Country
  • Enduro / Endurance racing
  • Grass track
  • Hill climbs
  • Moto Cross
  • Motorcycle Grand Prix (MotoGP)
  • Road Racing (e.g. Isle of Mann TT race)
  • Scrambles
  • Speedway
  • Supercross
  • Super Bike racing
  • Supermoto
  • Time trials
  • Track days
  • Track racing
  • Trials Racing

Whether you ride or race modern, classic or vintage bikes (e.g. Ducati, Yamaha, BMW, Norton, Suzuki, Kawasaki, Triumph) we will be happy to hear from you.

Common types of risks for those who race motorcycles

Here at Sports Financial Services, we understand that your insurance risk can vary depending on a number of factors associated with your competitive riding such as your type of racing, engine size, frequency of participation, amateur or professional status.

Whatever your type of racing or level of participation we are happy to discuss your individual motorcycling needs with you.

Motorcyclists often seek to reduce the risk of injury through the use of specialist personal protective clothing and equipment relevant to their particular motorcycling sport, such as:

  • Motorcycling helmet and visor
  • Motorcycling goggles
  • Motorcycle gloves
  • Motorcycling leathers
  • Specialist motorcycling body armour
  • Motorcycling boots

Motorcycle racing clothing continually evolves. Depending on the sport this may include modern fabrics such as high-density nylon (e.g. Cordura), Kevlar or added protection such as knee sliders.

Body armour for motorcyclists can be worn to help provide some protection from personal injury in the event of a fall, contact with other riders, impact with race track barriers or dirt and debris scattered by other riders.

Motorcycle racing insurance company

A number of financial protection options are available for those who enjoy racing and who may want to provide for loved ones, meet mortgage payments or bills should an accident (or worse) happen whilst participating in motorcycle racing activities.

Each enquiry is handled by an individual specialist adviser at Sports Financial Services and they will discuss your options in relation to you, your lifestyle and your sporting activities.

Life Insurance company for your motorcycle racing

You can speak to Sports Financial Services about cover for hazardous sports and we are happy to discuss the availability of different types of financial protection, such as:

  • Life Insurance
  • Mortgage Protection
  • Critical Illness Cover
  • Income Protection

Also, if you maintain a healthy lifestyle and regular fitness plan for your activities, you can also speak to us about policies that reward you for keeping fit and healthy.

Cover for motorcycle racing

Even if you have financial protection in place elsewhere, Sports Financial Services will be happy to hear from you, even if only to provide you with peace of mind that cover and premiums are comparable with current market products for motorcycle racing.

Do you have any questions about motorcycle racing Life Insurance, Critical Illness Cover and Income Protection?

If you have any specific questions about cover for motor cycle racing (or any other sporting activities) then please call 0345 565 0935 to discover the best deal we can offer you for your sporting activities.

We are happy to discuss a range of questions, such as:

  • Are there any premium loadings for my motorcycling activities?
  • Can I obtain Life Insurance if I participate in motorcycle racing?
  • Is Critical Illness Cover available if I ride motorcycles?
  • Can I obtain Income Protection for my activities?
  • Can I get Health Insurance or Private Medical Insurance for my sport?
  • What is the process to apply for cover for my motorcycle racing?

When you enquire about cover with us, we will take into consideration a number of factors relating to your motorcycling and lifestyle.

As with any application for financial services it is important that you declare your work, lifestyle, medical and other questions completely.

Some typical questions, that relate to your enquiry for cover, may include your:

  • Health history & lifestyle (for example: smoking or alcohol consumption)
  • Height
  • Weight (lb/kg)
  • Age
  • Health background

More specifically, other occupational and sport related questions may include (where relevant) your:

  • Current employment / occupation
  • Type of motorcycle racing
  • Where you race (e.g. road, track, cross country, beach, grass, circuit)
  • Type of bike you race
  • Size of bike engine / engine capacity (cc)
  • Frequency of racing and participation in competitions
  • Type of participation (recreation, amateur or professional)
  • Type of licence, background and experience
  • Sports governing body membership (e.g. Amateur Motor Cycle Association – AMCA, Auto Cycle Union – ACU)
  • Location of racing activities (UK and/or international)
  • Income (for income protection)

As part of your enquiry for motorcycle racing, we will also discuss the amount and duration of cover you require, for example:

  • The amount of financial protection you require (£)
  • The duration of the policy you require (number of years)
  • The type of policy you require (e.g. decreasing or level term)

A combination of your activities, lifestyle, personal health, occupation and other factors, such as those detailed above, will assist in the determining the options that will be available to you and the associated premiums.

Specialist insurance information for those who motorcycle race

Even if you have a policy in place elsewhere for your sport, we will still be happy to hear from you, even if only to provide you with peace of mind that cover and premiums are comparable with current market products.

Business protection for motorcycle racers

For those who operate a Limited Company or operate at Director level then you may want to consider speaking to us about other options, such as:

  • Key Person insurance
  • Relevant Life insurance
  • Shareholder Protection

How to make an enquiry for motorcycle racing cover

At Sports Financial Services we pride ourselves on providing you with:

  • Personal and confidential advice
  • Experienced advisers in hazardous sports and hazardous occupations
  • Personal service and a quick response to your questions
  • A Financial Conduct Authority (FCA) authorised company
  • Easy application process conducted around your lifestyle

As a hazardous sport specialist, we exist to help those who enjoy extreme and hazardous sports to find cover that is suitable for their needs.

If you would like to find out more about the benefits of financial protection for a whole range of motorcycle sports or other sports then contact Sports Financial Services today on 0345 565 0935.

Or, to enquire online, please click the link above.