Scuba Diving Insurance

Cover from as little as £18.70/mth Get a Quote now!
Quote is based on 30 year old, non-smoker for £100,000 level life insurance, £50,000 critical illness cover over 25 year term. Includes free scuba diving down to 40 metres, with limited internal wreck penetration.
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Life, Income Protection &
Critical Illness Cover
cover options

Sports Financial Services specialises in life insurance, income protection and critical illness cover for individuals who participate in hazardous sports such as those seeking cover for scuba diving. 

When it comes to scuba diving insurance, scuba life insurance, scuba critical illness cover or scuba income protection, policies can vary significantly between insurance providers. Therefore, careful consideration of options is essential before making any decisions. 

Your sports specialist at Sports Financial Services will be happy to discuss the financial protection options that are available to you based on your diving and other lifestyle factors.

Life insurance enquiries consider several factors, such as:

  • Frequency of diving
  • Specific type of diving activities
  • Possession of diving qualifications
  • Diving depth 
  • Wreck exploration

Other considerations may include:

  • Coverage amount required (sum assured)
  • Duration of coverage (years)
  • Type of life insurance policy 

Why Scuba Divers Choose Sports Financial Services

We’re not just another financial protection company. We’re passionate about sports enthusiasts. Over the years we have built long-lasting relationships with specialist underwriters and we also provide cover to members of the British Sub Aqua Club via our specialist brand Scuba Financial Services. 

Get a personal adviser today from specialists who understand your diving needs.

Scuba Diving Insurance: how do I find out more about insurance cover?

As extreme sports specialists, we have developed knowledge and experience in providing financial protection for participants in a wide range of hazardous sports. 

Broadly, we specialise in three types of cover:

  1. Scuba Diving Life Insurance – typically a lump sum to pay off a mortgage, debts or provide for a family in the event of death. 
  2. Critical Illness Cover – financial peace of mind if you are diagnosed with a specific condition detailed in the policy. 
  3. Income Protection – if you are concerned that an accident or illness may prevent you from working for a period of time then an Income Protection policy may be something to discuss with us.

Depending on the specifics of your occupation or scuba diving there may be loadings, restrictions or exclusions applied to certain types of cover. We work with the whole of market rather than being restricted to a captive or select number of financial products or services.

In addition, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.


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Scuba Diving Insurance – frequently asked questions:

To discuss the scuba diving insurance options available to you please call or contact us online to discuss the best deal we can offer you based on your diving, lifestyle and needs.  Our regular engagement with people who participate in many extreme sports such as scuba diving means that we are happy to discuss a range of questions, such as:

  • Do I incur premium loadings because of my scuba diving activities?
  • Are there any restrictions to policies because of my scuba diving activities?
  • Can I obtain Life Insurance because of my diving, occupation and lifestyle?
  • Is Critical Illness Cover available for my scuba diving activities?
  • Because of my scuba diving activities can I obtain Income Protection Cover?

Contact Sports Financial Services About Scuba Diving Insurance

Sports Financial Services is a leading specialist provider of scuba diving insurance and scuba diving travel insurance such as life insurance, mortgage protection, income protection and critical illness cover.  Whether you are looking for a new policy, or if you have a policy in place elsewhere and would like to compare your cover, we will be happy to hear from you. 

If you have been declined scuba diving insurance cover previously it does not necessarily mean that you will not be able to get cover again. It may be the case that your specific circumstances have changed or new insurers have come to the market with new products – so it is always worth a quick enquiry.

Call us on 0345 565 0935 or complete our online enquiry form.