There is no doubt that windsurfing can be a challenging activity for some, it requires a lot of skill, with the ability to operate in challenging environments. It is important that you consider windsurfing life insurance, whether you participate for leisure or for pleasure to protect you in the event of a windsurfing accident. Sports Financial Services are able to provide you with this sort of cover. As well as mortgage protection, income protection and critical illness cover.
About Sport Financial Services
Sports Financial Services were originally founded over 20 years ago originally as Summit Financial Services. We then came to the realisation that many climbers and mountaineers enjoy an array of different high risk sports, along with other outdoor activities. Over time we then decided to broaden our expertise into a number of outdoor activities that people were seeking cover for, this is when Sports Financial Services was born to help meet these needs.
Sports financial services offer financial protection to those who may take part in hazardous sports. With windsurfing being one of these sports, you may need to disclose different types of information to any kind of provider for this kind of cover.
Windsurfing can be a challenging sport, it requires technical skills where you can be faced with different types of environments. Therefore windsurfing life insurance can often require more specialist types of cover, Sports Financial Services can help you with this.
How Sports Financial Services can help you
Due to Sports Financial Services working for many years with different people who enjoy the outdoors, we are able to offer you specialist advice. Receiving advice from someone with experience and relevant knowledge can be beneficial because you receive the right type of cover, ensuring that all circumstances and aspects of your lifestyle are considered and at the best rate. Here at Sports Financial Services we can assist you with other outdoor sports such as canoeing, sailing, mountain biking, rock climbing, mountaineering, scuba diving, skydiving and skiing.
Things to consider when looking for windsurfing life insurance
Often when looking for insurance for extreme sports like windsurfing you may be required to provide additional information, for your insurance provider to fully understand your activities. However some of these additional requirements can sometimes increase the cost of your financial protection.
Here are some areas that insurers might consider when assessing your enquiry for life insurance for windsurfing:
- How healthy you are and what kind of lifestyle of live (e.g., alcohol consumption, exercise and smoking)
- Are you currently employed and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
- Do you take part in different types of windsurfing activities?
- Do you participate in windsurfing as a profession or a hobby?
- Do you undertake any professional or instructional windsurfing work?
- Are you a member of a Sport’s Governing Body? (e.g., Royal Yachting Association www.rya.org.uk )
Other types of windsurfing insurance
Critical Illness Cover:
This kind of cover is used to cover any specific illnesses or medical conditions that may come as a disruption to your life, family and finances. To be assessed for this kind of cover you will have your enquiry assessed based on the type of activity.
Certain sports can be offered standard rates with no special terms, however other sports can result in different and more complex rates. Here at Sports Financial Services we can talk through all options available.
Income Protection:
Income protection is another cover to be considered when looking for windsurfing life insurance, this kind of protection can put your mind at ease if you become unable to work due to injury or sickness.
There are factors that are taken into consideration when applying for income protection, whether you have suffered previous injuries whilst windsurfing and whether this resulted in having time off work.
Windsurfing life insurance with Sports FS
Sports Financial Services are always happy to discuss your needs, no matter what type of windsurfing you wish to pursue cover for. If you have different requirements and pursue a mix of outdoor activities, there are options available.
We have sports and occupation experts who are able to discuss your requirements, who specialise in sport and hazardous occupations for a large array of activities like Coasteering insurance and Wakeboarding life insurance.
Windsurfing Life Insurance FAQs
Why do I need windsurfing life insurance?
Windsurfing life insurance provides financial protection for you and your loved ones in case of unforeseen accidents or incidents while participating in this adventurous water sport. It ensures that your family is financially secure in the unfortunate event of your passing.
Is windsurfing considered a high-risk activity for life insurance?
Windsurfing is often considered a high-risk activity due to its adventurous nature. Insurance providers may classify it as such, but it’s essential to disclose your activities accurately to get the right coverage.