If you are a member of the British military and you are looking for Life Insurance for the Armed Forces, Critical Illness Cover for Armed Forces personnel or Serious Illness Cover for members of the British Armed Forces then contact Sports Financial Services.
Sports Financial Services has developed, over many years, an expertise in providing financial protection for many extreme sports and non-standard occupations such as the Army, Navy and Royal Air Force.
We are aware that military activities can span a range of missions including peace keeping, humanitarian and combat. In addition, we understand you may be a full-time member of the Armed Forces or a member of the Territorial Army / Reservists.
We have successfully obtained cover for a range of roles, from specialist military disciplines to Special Forces.
Military Life Insurance
Whatever your role in the military, Sports Financial Services will be happy to hear from you to discuss Life Insurance for military personnel, including:
- British Army Life Insurance
- Navy Life Insurance
- Air Force Life Insurance
There are a range of insurance options available for military personnel who are looking to provide for a family or cover mortgage payments should an accident (or worse) happen.
Whether you are looking for a lump sum to be paid following an accident or natural death then you may want to speak to us about Life Insurance. In addition, you can also speak to us about the options for Critical and Serious Illness Cover.
Life Insurance for Armed Forces personnel
All military occupations are not created equal and different job roles are associated with different levels of risk.
At Sports Financial Services we understand that insurance risk can vary dramatically between different military roles.
Examples of Army personnel roles:
- Military Police
Examples of Royal Air Force (RAF) personnel roles:
- Air traffic control
- Electrical and mechanical engineering
- Force protection
Examples of Navy personnel roles:
- Royal Marines
In addition to your military role, and any associated hazardous duties, insurers will also take into account where your military service takes you.
Insurers may view some geographic locations as having a low risk profile and other locations may be seen as riskier due to political or civil unrest.
An assessment of the premium to be paid for life insurance will be based on the level of risk involved and your personal adviser at Sports Financial Services will discuss this with you.
Armed Forces Life Insurance
Contact Sports Financial Services today to discuss your needs in relation to forces life insurance:
- Army Life Insurance, Navy and Royal Air Force
- Mortgage protection for Army, Navy and Royal Air Force
- Critical Illness Cover for Army, Navy and Royal Air Force
- Serious Illness Cover for Army, Navy and Royal Air Force
Frequently asked questions when military personnel apply for life insurance
When applying for Life Insurance cover, Mortgage Protection, Critical Illness Cover or Serious Illness Cover for military personnel, Sports Financial Services will take into consideration a number of factors that will help determine the type of cover that is available in the market for your particular needs.
A personal adviser is allocated to your enquiry and will talk you through the specific questions that relate to you and your military cover.
Typical life and lifestyle questions, that we may ask you in order to determine your risk level, include:
- Your personal health, fitness & lifestyle (e.g. smoking, alcohol consumption and participation in exercise)
- Your height
- Your weight (and body mass index)
- Your age
- Your medical history
Occupational and recreational questions, related to your military activities, could include your:
- Branch of military (British Army, Royal Navy, Royal Marines, Royal Air Force)
- Job /occupation title / role
- Special or hazardous duties (e.g. mine clearance, diving, parachuting, flying fast jets or attack helicopters)
- Geographical locations of deployment and any active theatres of operations
- Current duty and future deployment
Finally, questions relating to the amount of cover you require and the duration of your military cover will be sought, including:
- How much cover you want (£)
- How long you want the policy for (number of years)
- The type(s) of policy required and any mix of additional cover options
Your information, such as that detailed above, will help determine the level of risk involved and the ultimately the premium paid for a policy.
Here to help members of the military
Even if you have an existing military Life Insurance policy in place elsewhere, Sports Financial Services will be happy to hear from you, even if only to provide you with peace of mind that your cover and premiums are comparable with current market products.
If you would like to find out more about protecting your mortgage payments or providing for a family or spouse then speak to us about Life Insurance for Armed Forces personnel.
You can speak to one of our experienced advisers at Sports Financial Services today on 0345 565 0935 for a no obligation quote.