Pre-Existing Condition Life Insurance

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Life, Income Protection &
Critical Illness Cover
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If you are looking for financial protection for a pre-existing medical condition, please speak to one of our specialist advisers today. 

We were initially founded, over 25 years ago, to help extreme sports people find cover for their adrenaline-filled lifestyles. During this time, we have worked with many individuals with pre-existing conditions, who sought cover for their occupational and recreational pursuits.

We have recently expanded the scope of our services to bring this hard-won experience to those who have a pre-existing health condition and require assistance to explore the cover options available.  Through this natural expansion, we aim to utilise our experience and expertise to provide financial protection advice delivered with exceptional customer service.


Understanding Pre Existing Condition Life Insurance

Life is unpredictable, and for those with pre-existing medical conditions, finding appropriate life insurance can be challenging. Our Pre Existing Condition Life Insurance is specifically designed to provide coverage for individuals with existing health issues. Whether you have diabetes, heart disease, cancer, or any other pre-existing condition, you can speak to our specialist consultants to discuss your unique circumstances.

As a trusted destination for life insurance and financial protection, we understand the importance of securing your future with pre existing condition life insurance. Navigating the market for life insurance when you have pre-existing medical conditions can be daunting, but rest assured, we’re here to help you find the cover you need. Our tailored solutions provide peace of mind for you and your loved ones, ensuring some financial security even in the face of health challenges.

Why Choose Us?

When it comes to securing life insurance with pre-existing conditions, trust and expertise are paramount. Here’s why we’re the preferred choice for individuals seeking appropriate cover for your condition:

Specialised Knowledge: Our team of experienced advisors specialises in navigating the complexities of life insurance with pre-existing conditions. We understand the unique challenges you face and can help you find the right policy to meet your needs.

Personalised Service: We believe in providing personalised service and guidance every step of the way. From the initial consultation to ongoing support, our advisors are committed to ensuring you have the information and assistance you need to make informed decisions about your cover.

The Right Cover: Our policies offer cover, to help provide financial security for your loved ones in the event of your passing. We’ll work with you to customise a plan that fits your budget.

How It Works

Exploring Pre Existing Condition Life Insurance is a straightforward process with us:

Consultation: Schedule a consultation with one of our experienced advisors to discuss your medical history and life insurance needs.

Evaluation: We’ll review your medical history and assess your eligibility for cover based on factors such as the type and severity of your pre-existing condition(s).

Customised Solution: Based on our evaluation, we’ll work with you to find a life insurance policy that provides the cover you need taking into account your budget.

Application Process: Our team will guide you through the application process, handling all the paperwork and ensuring a seamless experience from start to finish.

Benefits of Pre Existing Condition Life Insurance

Securing life insurance with pre-existing conditions offers several benefits:

Peace of Mind: With the right policy in place, you can have peace of mind knowing that your loved ones will have some level of financial support in the event of your passing.

Financial Security: Pre Existing Condition Life Insurance provides a lump sum payment to your beneficiaries, helping them cover expenses such as mortgage payments, bills, raising children and other financial obligations.

Legacy Planning: Life insurance can also be used as a tool for legacy planning, allowing you to leave a financial legacy for your loved ones or support charitable causes that are important to you.

We understand the difficulty of finding cover that provides true peace of mind, that’s why our specialist advisers will spend time to understand you, your condition and your needs.

Get Started Today

Don’t let pre-existing medical conditions prevent you from securing the life insurance cover you need. Even if you have been declined cover in the past it may be worth checking with our advisers as new products may have come to the market since you last checked.

Contact us today to schedule a FREE consultation and take the first step towards peace of mind and financial security for you and your loved ones.

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