Sports Financial is a leading insurance specialist for people who take part in extreme sports or who have dangerous hobbies which includes Base Jumping life insurance. There are some extreme sports which are clearly considered to be more high risk than others when applying for life insurance due to the levels of potential for accident or injury. Some sports will result in additional underwriting for cover which will include Base Jumping life insurance because of the hazards related to this activity as well as the number of incidents recorded each year. Anyone taking part in regular base jumping activities will usually find that there will be additional underwriting requirements which will determine their premiums and the cover options that they have.
Some of the main risks relating to underwriting for Base Jumping life insurance include:
- Equipment malfunction
- Adverse weather conditions
- Risk of blacking out
As we know, the reason that people take part in any adrenaline sports is to feel the excitement of being exposed to risk or danger. So underwriters understand that there is clearly risk involved with these types of activities which is why Base Jumping life insurance is no different to any other type of life insurance policy for extreme sports. You should be aware that there are also differences between insurance providers in terms of how they view or underwrite these types of sports which means that your application for Base Jumping life insurance will be treated differently depending on which insurance company you approach.
Our team of Base Jumping life insurance experts has a very detailed understanding of how underwriting for this type of activity as well as many other extreme sports works which is how we save you time and money. The most important point to us is to make sure that your family are financially protected in the event that anything should unfortunately happen to you.
There are also a number of different Base Jumping life insurance products which should be considered when thinking about how best to protect your loved ones and yourself which include:
- Life Insurance (including family protection, mortgage cover, family income benefit and whole of life)
- Critical illness cover or serious illness cover
- Income protection cover
Each of these different Base Jumping life insurance products will fulfill another need or requirement in terms of ensuring that your family will be financially secure if anything happens to you or your partner. You should also consider that Base Jumping is still only a fairly small element of risk when it comes to life insurance and there are still other things to consider when applying for cover.
Some of the main other criteria to be considered when applying for Base Jumping life insurance:
- How much cover do you need and what is it for (£’s)
- What term would you like to take your policy over (years)
- Which type of life insurance policy or policies do you need
You will also be assessed for Base Jumping life insurance based on your lifestyle and other standard criteria which will include:
- Do you smoke or have you smoked in the past 12 months
- What is your height and weight (body mass index)
- Do you suffer from any other pre-existing medical conditions
- How much alcohol do you consume in an average week
Our team of Base Jumping life insurance experts aims to provide you with the cover you need to protect yourself and your family at the best price. If you need to speak to one of our specialist advisers today then you should call us on 0345 565 0935 for more information.