If you’re a winter sports enthusiast, particularly in activities like snowboarding, it’s important to consider your financial security. Sports Financial Services specialises in insurance for extreme sports and high-risk hobbies, making it possible for us to offer you suitable coverage for snowboarding life insurance, critical illness protection, and income protection. Generally, securing the appropriate coverage for snowboarding is straightforward, as long as the risk level is minimal, and no competitive events are part of the equation.
If you’re seeking financial protection for peace of mind, ensuring that you, your home, and your family are covered while participating in snowboarding activities, Sports Financial Services can assist you. We can provide you with snowboarding insurance cover for the following:
- Recreational snowboarding
- Indoor/ dry scape snowboarding
- Off piste snowboarding
- Racing
- Freestyle
- Snowboard instructor insurance
Process of snowboarding life insurance application
We often find that life insurance for snowboarders is offered at the same rates as standard life insurance for individuals who don’t participate in extreme sports recreationally. Despite this, some insurance providers will want to know more about your snowboarding activity such as:
- How often you snowboard
- Where do you snowboard
- Do you snowboard competitively or professionally
- Is any of your snowboarding off-piste
- Amount of cover required
- Term of policy
- Type of cover
FAQs
Some policies may have exclusions or limitations for high-risk activities. We recommend reviewing your current policy or chatting to one of our members of team today.
Absolutely. You can still obtain life insurance even if snowboarding is a regular part of your lifestyle. Get a quote today.
Martin Lewis emphasises the critical importance of life insurance, particularly in protecting loved ones from the financial hardship that can arise when the primary breadwinner passes away. Life insurance ensures that family members are not left struggling with the loss of income, providing vital support during a difficult time.
When looking for snowboard life insurance, it’s crucial to consider coverage that provides financial protection in case of accidents on the slopes. Look for a policy that offers benefits for accidental death and dismemberment, as well as coverage for winter sports activities. Additionally, ensure the policy’s coverage amount is sufficient to support your loved ones in the event of an unforeseen tragedy while snowboarding.
Whilst snowboarding is classed as a regularly safe sport, it is important to consider the fact the the combination of weather conditions, challenging terrain and lack of experience can lead to an increased risk of injury. Some of the most common injuries among snowboarders included sprains, fractures, dislocations and concussions.
If you are someone who regularly participates in snowboarding, it is recommended that you get specialist insurance to cover your activities. This is even more important if you participate in this sport competitively or professionally. With any higher risk sport, there may be additional premiums, underwriting and even exclusions on life insurance or income protection policies. Get in touch with Sports FS to find out more about insurance for snowboarding, we can provide you with a free, no obligation quote and get you insurance at the best rates.
Snowboarding critical illness cover
Most of the time snowboarding critical illness cover applications are processed quickly and almost always offered at the same rate as someone who doesn’t participate in the sport. However, if you are someone who snowboards competitively, you may find a small increase in premium that reflects the additional risks associated with competitive snowboarding. Also, if you have any health or medical issues you could find your application being subject to additional underwriting. Find out more about how much critical illness cover do I need?
Snowboarding income protection
The same principle applies to income protection as it does to critical illness cover. If you only snowboard recreationally, you can expect rates similar to those of individuals who don’t engage in snowboarding or other extreme sports. Find out more about – Is income protection worth it?
Get a no-obligation quote