Snowboarding life insurance

Cover from as little as £18.70/mth Get a Quote now!
* Based on 30 year old, non-smoker for £100,000 level life insurance, £50,000 critical illness cover over 25 year term.
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If you’re an enthusiast of winter sports such as snowboarding, you might want to consider financial security. Sports Financial Services specialises in insurance for extreme sports and high-risk hobbies, making it possible for us to offer you suitable coverage for snowboarding life insurance, critical illness protection, and income protection. Generally, securing the appropriate coverage for snowboarding is straightforward, as long as the risk level is minimal, and no competitive events are part of the equation.

If you want financial protection for peace of mind knowing that you, your home and your family are covered when you participate in snowboarding activities Sports Financial Services can help. We can provide you with snowboarding insurance cover for the following:

Process of snowboarding life insurance application

We often find that snowboarding life insurance is offered at the same rates as normal life insurance (for those who do not recreationally take part in extreme sports). Despite this, some insurance providers will want to know more about your snowboarding activity such as:

  • How often you snowboard
  • Where do you snowboard 
  • Do you snowboard competitively or professionally
  • Is any of your snowboarding off-piste
  • Amount of cover required
  • Term of policy
  • Type of cover

Snowboarding critical illness cover

Most of the time snowboarding critical illness cover applications are processed quickly and almost always offered at the same rate as someone who doesn’t participate in the sport. However, if you are someone who snowboards competitively, you may find a small increase in premium that reflects the additional risks associated with competitive snowboarding. Also, if you have any health or medical issues you could find your application being subject to additional underwriting.

Snowboarding income protection

The same rule of thumb applies to income protection as it does for critical illness cover. Therefore if you only take part in snowboarding recreationally, you can expect the same rates as someone who does not participate in the activity or any other extreme sports.

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Snowboarding life insurance quote

What to look for in a snowboard insurance?

When looking for snowboard life insurance, it’s crucial to consider coverage that provides financial protection in case of accidents on the slopes. Look for a policy that offers benefits for accidental death and dismemberment, as well as coverage for winter sports activities. Additionally, ensure the policy’s coverage amount is sufficient to support your loved ones in the event of an unforeseen tragedy while snowboarding.

Why is snowboarding classed as high risk?

Whilst snowboarding is classed as a regularly safe sport, it is important to consider the fact the the combination of weather conditions, challenging terrain and lack of experience can lead to an increased risk of injury. Some of the most common injuries among snowboarders included sprains, fractures, dislocations and concussions.

Do I need specialist insurance for snowboarding?

If you are someone who regularly participates in snowboarding, it is recommended that you get specialist insurance to cover your activities. This is even more important if you participate in this sport competitively or professionally. With any higher risk sport, there may be additional premiums, underwriting and even exclusions on life insurance or income protection policies. Get in touch with Sports FS to find out more about insurance for snowboarding, we can provide you with a free, no obligation quote and get you insurance at the best rates.