Life Insurance Cover Skydiving

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Life, Income Protection &
Critical Illness Cover
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When taking part in extreme and high-risk sports, such as skydiving, it is important to consider life insurance cover skydiving, critical illness cover and income protection. For financial peace of mind consider cover to ensure that you have protected yourself, your family and your home in the event of anything happening during your skydiving activities. 

Is skydiving covered by a life insurance policy?

Speak to a sports expert at Sports Financial Services to discover the life insurance options available to skydivers. Typically, a life insurance policy provides a lump sum to help and support your beneficiaries in the event of the insured death. The calculation of life insurance premiums depends on many factors, such as:

  • How many jumps per year you undertake?
  • Where do you go skydiving?
  • Do you skydive competitively?
  • What type of skydiving activities do you participate in?
  • Do you do any skydiving instructional work?
  • Are you a member of the Sport’s Governing Body?

There are a number of other factors that have to be taken into account to determine your skydiving life insurance premiums, for example: 

  • How much cover you need (total £ sum assured)
  • Length of your policy (number of years)
  • Which type of life insurance pay out you require (e.g., fixed sum for the life of the policy or pay out linked to a declining mortgage amount as a mortgage is paid off) 

Skydiving critical illness cover 

When applying for skydiving critical illness cover there is a similar enquiry process to life insurance cover skydiving. Insurers will need answers to several questions about your skydiving activities so that they are able to assess how at-risk you are. If your insurer assesses you to be at high risk then this can lead to premium loadings, as well as exclusions to your policy. Your personal adviser at Sports Financial Services will discuss the options available to you. 

Skydiving income protection

As well as offering life insurance cover skydiving and critical illness cover, we also offer skydiving income protection. When applying for skydiving income protection we will ask about your skydiving participation, health, occupation and lifestyle. We will use this information to assess the financial protection options available to you and if there are any associated premium loadings or exclusions.  Underwriters may also want to know if you have had to take any time off work in the past because of your skydiving activities.

Where can I get life insurance cover skydiving?

Here at Sports Financial Services, we offer life insurance cover skydiving, critical illness cover for skydivers and income protection for skydiving. We have many years of experience in providing protection for people who take part in high-risk hobbies and occupations. You will always be assisted by one of our expert advisers who will provide you with a quote unique to your needs and circumstances. Please feel free to contact us today to obtain your personal quote or ring us at 0345 565 0935.

Alternatively, you can find out more information on our Skydive Insurance FAQs page.