Ice climbing can be a challenging activity that demands skill, commitment, stamina and the ability to operate in bad weather and hostile environments. All of these factors deem ice climbing a high risk sport. This means that you may be particularly interested in ice climbing insurance for financial peace of mind.  Whether you participate in ice climbing for leisure, pleasure or personal challenge, speak to Sports Financial Services about ice climbing insurance for life, mortgage protection, income protection and critical illness cover. 

 

Sports Financial Services were originally founded (over 20 years ago) as Summit Financial Services. Over time we discovered that many of those initial climbers and mountaineers that took cover with us, also enjoyed a mix of many other outdoor activities (e.g., mountain biking, skydiving, caving, canoeing, cycling and skiing). As a result, we began to develop an expertise in a wider number of outdoor activities for which people were seeking cover. Sports Financial Services was subsequently created to meet the needs of the wider outdoor sports market. 

 

Whatever your level of participation in ice climbing, do not hesitate to get in touch. If you have previously been refused an ice climbing insurance policy, or even have another policy in place we would still love to hear from you. We may be able to find you a better level of cover at the best rates. 

 

What is ice climbing?

Ice climbing can involve various climbing techniques, for example, front pointing. This involves securely placing ice axes and then placing or kicking the front points of the crampons into the ice. This repeated action is then used as a means of ascent. In a similar approach to rock climbing the leading climber will, depending on the nature of the route, place rock and/or ice protection (e.g., ice screws) as they ascend.

Unlike winter hillwalkers who may use articulated crampons and longer ice axes, technical ice climbers may utilise slightly different equipment such as step in rigid crampons and shorter technical axes.

Some examples of ice climbing equipment are:

• Winter mountaineering climbing boots
• Crampons 
• Harness
• Climbing helmet (to protect from falls, rockfalls and falling ice as the leader ascends)
• Ice axes
• Belay device
• Carabiners
• Slings
• Ice screws
• Ice climbing / rock climbing protection
• Ropes
• Gloves
• Goggles / eye protection
• Appropriate winter climbing clothing 

 

In addition, operating in cold climates with long approaches may require a wide range of additional skills and knowledge. This may include knowledge of ice axe self-arrest, skiing, snowshoeing, map reading, navigating, keeping warm in cold environments, avalanche awareness, knowledge of hypothermia, first aid and cold weather survival. 

What is Ice climbing Insurance?

 

The underwriting of life insurance, income protection and critical illness cover for ice climbing can vary depending on your insurance provider as well as your level of participation in ice climbing. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

Because we have been working for many years with people who enjoy the outdoors, we have a great deal of experience assisting with a large number of outdoor sports such as ice climbing, rock climbing, mountaineering, scuba diving, skydiving and skiing.

When you enquire, we’ll want to discuss things like the number of times you go ice climbing each year, whether you work as an instructor and any ice climbing you take part in internationally. 

Often, when looking for specialist insurance for extreme pursuits like ice climbing you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to ice climbing insurance, we understand the needs of those who participate in hazardous sports and occupations. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for ice climbing:

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of ice climbing , climbing and mountaineering activities do you participate in?
• Do you participate in ice climbing as a hobby or as part of your occupation?
• What Winter grade do you climb to?
• Do you participate in any rock climbing and to what grade?
• Do you undertake any professional or instructional ice climbing work?
• Are you a member of a Sport’s Governing Body? (e.g., the British Mountaineering Council www.thebmc.com, Mountaineering Scotland www.mountaineering.scot )

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Types of ice climbing insurance

 

Critical Illness Cover:

 

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like ice climbing and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of climbing and ice climbing activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your ice climbing activities, occupation and lifestyle. 

 

Income Protection:

 

Another important cover to consider is income protection, particularly if you take part in high-risk pursuits like ice climbing. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of ice climbing and whether they have caused you to have a significant amount of time off work. 

 

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Why Choose Sports Financial Services for ice climbing insurance?

Whatever drives your interest in ice climbing – adrenaline driven challenge, adventure, exercise, exploration, social connection – we are here to discuss your protection needs.

 

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for ice climbing at the right price.

 

The main types of protection that you may want to discuss with us include:

 

• Life Insurance
• Mortgage Protection
• Critical Illness Cover
• Income Protection

 

Also, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.

 

Even if you have an insurance policy in place, have been declined life insurance for ice climbing in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for ice climbing insurance. 

Jet skiing can be a challenging activity that demands skill and the ability to operate in challenging environments. Whether you participate in jet skiing for leisure or pleasure speak to Sports Financial Services about jet skiing insurance for life, mortgage protection, income protection and critical illness cover. 

Sports Financial Services were originally founded (over 20 years ago) as Summit Financial Services. Over time we discovered that many of those initial climbers and mountaineers, that took cover with us, also enjoyed a mix of many other outdoor activities (e.g., mountain biking, skydiving, caving, canoeing, cycling and skiing). As a result, we began to develop an expertise in a wider number of outdoor activities for which people were seeking cover. Sports Financial Services was subsequently created to meet the needs of the wider outdoor sports market. 

Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports, such as jet skiing. If you take part in any form of jet skiing, whether recreationally or occupationally, you will need to disclose information about your sport and occupation to any life insurance, critical illness cover or income protection providers. 

Because jet skiing demands a certain level of technical skill and is undertaken in challenging environments, jet skiing insurance can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for jet skiing you have come to the right place. Whatever your experience please speak to us today about the availability of cover for your sport.

 

What is Jet skiing Insurance?

 

The underwriting of life insurance, income protection and critical illness cover for jet skiing can vary depending on your insurance provider as well as your level of participation in jet skiing. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

Because we have been working for many years with people who enjoy the outdoors, we have a great deal of experience of assisting with a large number of outdoor sports such as jet skiing, canoeing, sailing, mountain biking, rock climbing, mountaineering, scuba diving, skydiving and skiing.

When you enquire, we’ll want to discuss things like the number of times you go jet skiing each year, whether you work as an instructor and any jet skiing you take part in internationally. 

Often, when looking for specialist insurance for extreme pursuits like jet skiing you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to jet skiing insurance, we understand the needs of those who participate in hazardous sports and occupations. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for jet skiing:

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of jet skiing activities do you participate in?
• Do you participate in jet skiing as a hobby?
• Do you undertake any professional or instructional jet skiing work?
• Are you a member of a Sport’s Governing Body? 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Critical Illness Cover and Income Protection

Critical Illness Cover:

 

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like jet skiing and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of activities will be assessed differently. Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your jet skiing activities, occupation and lifestyle. 

 

Income Protection:

 

Another important cover to consider is income protection, particularly if you take part in hazardous pursuits like jet skiing. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of jet skiing and whether they have caused you to have a significant amount of time off work. Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find insurance for life insurance for jet skiing at the right price.

 

The main types of protection that you may want to discuss with us include:

 

• Life Insurance
• Mortgage Protection
• Critical Illness Cover
• Income Protection

 

Also, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.

 

Even if you have an insurance policy in place, have been declined life insurance for jet skiing in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for jet skiing insurance. 

It doesn’t matter whether you are a seasoned wakeboarder or are a newbie looking to start wakeboarding at the local wake park. You may be interested in arranging wakeboarding life insurance to ensure that you, your family and your assets are financially protected in the event of an accident.

 

Sports Financial Services have over 20 years experience offering specialist life insurance, mortgage protection, critical illness cover and income protection for extreme sports participants. This means we have enough knowledge and experience to understand your sport and most importantly your financial protection needs.

 

If you take part in any form of wakeboarding, you will need to disclose information about your sport to any life insurance, critical illness cover or income protection providers. This is because wakeboarding demands a certain level of technical skill and is undertaken in challenging environments, wakeboarding insurance can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for wakeboarding you have come to the right place.

 

Whatever your experience please speak to us today about the availability of cover for your sport.

 

What is Wakeboarding Life Insurance?

 

The underwriting of life insurance, income protection and critical illness cover for wakeboarding can vary depending on your insurance provider as well as your level of participation in wakeboarding. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

 

Because we have been working for many years with people who enjoy the outdoors, we have a great deal of experience assisting with a large number of outdoor sports such as wakeboarding, rock climbing, mountaineering, scuba diving, skydiving and skiing. When you enquire, we’ll want to discuss things like the number of times you go wakeboarding each year and any wakeboarding you take part in internationally. 

 

Often, when looking for specialist insurance for extreme pursuits like wakeboarding you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to wakeboarding insurance, we understand the needs of those who participate in hazardous sports and occupations. 

 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for wakeboarding:

 

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• Do you participate in wakeboarding as a hobby or as part of your occupation?
• Do you undertake any professional or instructional wakeboarding work?

• Are you a member of an associated Sport’s Governing Body? 

 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Types of Wakeboarding Insurance

Critical Illness Cover:

 

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like wakeboarding and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of wakeboarding and water sports activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your wakeboarding activities, occupation and lifestyle. 

 

Income Protection:

 

Another important cover to consider is income protection, particularly if you take part in high-risk pursuits like wakeboarding. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of wakeboarding and whether they have caused you to have a significant amount of time off work. 

 

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Why Choose Sports Financial Services for Wakeboarding Life Insurance?

Whatever drives your interest in wakeboarding – adrenaline driven challenge, adventure, exercise, exploration, social connection – we are here to discuss your protection needs.

 

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for wakeboarding at the right price.

 

The main types of protection that you may want to discuss with us include:

 

• Life Insurance
• Mortgage Protection
• Critical Illness Cover
• Income Protection

 

In addition, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.

 

Even if you have an insurance policy in place, have been declined life insurance for wakeboarding in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for wakeboarding insurance. 

 

Speak to one of our sports specialist advisors today to find out more.

Coasteering insurance 

Coasteering can be a fun activity carried out along the coastline. The terrain and challenges can be mixed and may involve a combination of scrambling, traversing rocky terrain, cave and rock pool exploration, swimming and water jumps. In addition, the environment can be challenging so participants often wear buoyancy aids, hard hats, wet suits and boots or climbing shoes. If you participate in this sport you may be interested in our specialist coasteering insurance to ensure you are financially protected in the event of an injury or worse. 

 

There are many beautiful spots along the British coastline that are popular coasteering locations, such as: 

 

• Wales – Pembrokeshire 
• Northumberland – Howick
• Dorset – Swanage 
• Scotland – Arbroath
• Cornwall – Newquay

 

Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports and occupations, such as coasteering. If you take part in any form of coasteering, whether recreationally or occupationally, you will need to disclose information about your sport and occupation to any life insurance, critical illness cover or income protection providers. 

 

Because coasteering demands a certain level of technical skill and is undertaken in challenging environments, coasteering insurance can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for coasteering you have come to the right place. Whatever your experience please speak to us today about the availability of cover for your sport.

What is Coasteering Insurance?

 

The underwriting of life insurance, income protection and critical illness for coasteering can vary depending on your insurance provider as well as your level of participation in coasteering. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

 

Because we have been working for many years with people who enjoy the outdoors, we have a great deal of experience assisting with a large number of outdoor sports such as coasteering, rock climbing, mountaineering, scuba diving, skydiving and skiing.

 

When you enquire, we’ll want to discuss things like the number of times you go coasteering each year, whether you work in the coasteering industry and any coasteering you take part in internationally. 

 

Often, when looking for specialist insurance for extreme pursuits like coasteering you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to coasteering insurance, we understand the needs of those who participate in hazardous sports and occupations. 

 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for coasteering:

 

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of coasteering activities do you participate in?
• Do you participate in coasteering as a hobby or leisure interest?
• Do you participate in any rock climbing and to what grade?
• Your frequency of participation in coasteering?
• Do you undertake any professional or instructional coasteering work?

• Are you a member of the Sport’s Governing Body? (e.g., the British Mountaineering Council www.thebmc.com )

• Do you travel internationally to participate in coasteering activities? 

 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Other types of coasteering insurance

Critical Illness Cover:

 

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like coasteering and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of coasteering activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your coasteering activities, occupation and lifestyle. 

 

Income Protection:

 

Another important cover to consider is income protection, particularly if you take part in high-risk pursuits like coasteering. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of coasteering and whether they have caused you to have a significant amount of time off work. 

 

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Life insurance for Coasteering

 

Whatever type coasteering activities you pursue please contact Sports Financial Services to discuss your needs.

 

Whether you just go coasteering or pursue a different mix of outdoor activities we will be happy to discuss your requirements. 

 

Because we specialise in sport and hazardous occupations you can speak to us about options for a wide array of different activities – just contact us to discuss your needs with one of our hazardous sport and occupation experts.

 

Why Choose Sports Financial Services for coasteering insurance?

Whatever drives your interest in coasteering – adrenaline driven challenge, adventure, exercise, exploration, social connection – we are here to discuss your protection needs.

 

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for coasteering at the right price.

 

The main types of protection that you may want to discuss with us include:

 

• Life Insurance
• Mortgage Protection
• Critical Illness Cover
• Income Protection

 

In addition, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.

 

Even if you have an insurance policy in place, have been declined life insurance for coasteering in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for coasteering insurance.

If you participate in kitesurfing, power kiting, kite buggying, land kiteboarding, kite skiing or snow kiteboarding then you may want financial protection for peace of mind. Sports Financial services are specialists in providing life insurance, mortgage protection, income protection and critical illness cover for extreme sports- this includes kitesurfing insurance. 

 

Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports such as kitesurfing. If you take part in any form of kitesurfing you will need to disclose information about your sport to any life insurance, critical illness cover or income protection providers. 

 

What is Kitesurfing Insurance?

As kitesurfing demands a certain level of technical skill and is undertaken in challenging environments, kitesurfing insurance can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for kitesurfing you have come to the right place.

 

The underwriting of life insurance, income protection and critical illness for kitesurfing can vary depending on your insurance provider as well as your level of participation in kitesurfing. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

 

Because we have been working with outdoor sports people for a long time, we are happy to chat about different types of land and water kite sports, such as:

 

• Kitesurfing
• Kiteboarding
• Kite sailing 
• Power kiting
• Kite buggying
• Land kiteboarding
• Snow kiting
• Kayak kiting

 

Insurance for other water sports

 

In addition, if you participate in other water sports (e.g., wakeboarding, water skiing or sailing) or any other sport you can also discuss your needs with us.

When you enquire, we’ll want to discuss things like the number of times you kitesurf each year and any kitesurfing you take part in internationally. 

 

Often, when looking for specialist insurance for extreme pursuits like kitesurfing you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to kitesurfing insurance and extreme sports, we understand the needs of those who participate in hazardous sports and occupations. 

 

Kitesurfing insurance application

Here are some areas that insurers might consider when assessing your enquiry for life insurance for kitesurfing:

 

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it require international travel? (e.g., UK, Europe and/or worldwide)
• What type of kitesurfing activities do you participate in? 
• Do you participate in kitesurfing as a hobby or professionally?
• Your frequency of participation in kitesurfing each year?

• Where do you typically kitesurf?

• Are you a member of the Sport’s Governing Body? (e.g., the British Kite Sports www.britishkitesports.org )

• Do you travel internationally to participate in kitesurfing activities? 
• Do you undertake any other hazardous pursuits?

 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Different types of Kitesurfing Insurance

Critical Illness Cover

 

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like kitesurfing and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of kitesurfing activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your kitesurfing activities, occupation and lifestyle. 

 

Income Protection

 

Another important cover to consider is income protection, particularly if you take part in high-risk pursuits like kitesurfing. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of kitesurfing and whether they have caused you to have a significant amount of time off work. 

 

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

Why Choose Sports Financial Services for Kitesurfing Insurance?

Whatever drives your interest in kitesurfing – challenge, adventure or exercise – we are here to discuss your protection needs.

 

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for kitesurfing at the right price.

 

The main types of protection that you may want to discuss with us include:

 

• Life Insurance
• Mortgage Protection
• Critical Illness Cover
• Income Protection

 

In addition, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.

 

Even if you have an insurance policy in place, have been declined life insurance for kitesurfing in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

Whether you participate in diving for leisure, pleasure or occupation, speak to Sports Financial Services about life insurance, mortgage protection, income protection and critical illness divers insurance. 

Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports and occupations such as diving. If you take part in any form of diving, whether recreational or occupational, you will need to disclose information about your sport and occupation to any life insurance, critical illness cover or income protection providers. 

Because diving demands a certain level of technical skill and is undertaken in challenging environments, diving insurance can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for diving you have come to the right place. Whatever your experience please speak to us today about the availability of cover for your sport.

 

History of Sports FS Divers Insurance

We were originally founded (over 20 years ago) as Summit Financial Services. Over time we discovered that many climbers and mountaineers that took cover with us, also enjoyed a mix of many other outdoor activities (e.g., scuba, caving, canoeing and skiing). As a result, we started working with, and developing an expertise in, an increasing number of outdoor activities. 

 

Our relationship with scuba diving started over 10 years ago when we started working with the British Sub Aqua Club (BSAC) and developed an insurance service for their members.

What is Divers Life Insurance?

The underwriting of life insurance, income protection and critical illness for divers can vary depending on your insurance provider as well as your level of participation in diving. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

 

Because we have been working with divers for a long time, we have experience of helping divers across a range of disciplines such as scuba, fixed line, mixed gas and use of rebreathers.

 

When you enquire, we’ll want to discuss things like the number of dives you undertake each year, your maximum diving depth and any diving you take part in internationally. You can also discuss the availability of cover for any specialist diving activities you pursue such as solo, wreck, cave, commercial or diving for occupational purposes (e.g., offshore oil/gas diving).

 

Divers insurance underwriting

Often, when looking for specialist insurance for extreme pursuits like diving you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to divers insurance, we understand the needs of those who participate in hazardous sports and occupations. 

 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for divers:

 

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of diving activities do you participate in? (e.g., scuba diving, mixed gas, fixed line or rebreather)
• Do you participate in diving as a hobby or professionally?
• Do you participate in diving alone or as part of a group?
• Your frequency of participation in diving / number of dives per year?
• Duration of participation in diving (single day or multiday events / holidays)?
• What depths do you dive to / maximum diving depth?
• Do you explore wrecks (externally / internally)?
• Do you undertake any professional or instructional diving work or dive for occupational purposes (e.g., offshore oil/gas diving)?
• Do you participate in specialist diving activities (e.g., solo, wreck, cave, ice or deep sea)?

• Where do you typically dive (e.g., inland lakes, onshore or off-shore)?
• What diving qualifications do you hold?

• Are you a member of the Sport’s Governing Body? (e.g., the British Sub Aqua Club www.bsac.com )

• Do you travel internationally to participate in diving activities? 

 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Other types of divers insurance:

Critical Illness Cover:

 

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like diving and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of diving activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your diving activities, occupation and lifestyle. 

 

Income Protection:

 

Another important cover to consider is income protection, particularly if you take part in high-risk pursuits like scuba diving. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of diving and whether they have caused you to have a significant amount of time off work. 

 

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Why Choose Sports Financial Services for Divers Insurance?

Whatever drives your interest in diving – challenge, adventure, exercise, exploration, social connection, underwater photography, marine ecology or wreck exploration – we are here to discuss your protection needs.

 

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for divers and life insurance for diving at the right price.

 

The main types of protection that you may want to discuss with us include:

 

• Life Insurance
• Mortgage Protection
• Critical Illness Cover
• Income Protection

 

In addition, if you keep up a health regime and participate in a regular fitness plan, you may also want to speak to us about policies that monitor your fitness and reward you for keeping fit and healthy.

 

Even if you have an insurance policy in place, have been declined life insurance for diving in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for diving insurance. 

 

Getting into scuba diving 

 

We have worked with the British Sub Aqua Club (BSAC) for over a decade (www.bsac.com) and you may find them a source of useful information for the following: 

 

1. The costs associated with learning to dive 

 

2. Learning to dive:

 

• Try scuba diving
• Best diving centre near you
• Top UK diving sites

 

3. Diver training, online learning, e-learning & videos

 

4. Skill development and progression courses, for example:

 

• Try Dive
• Ocean Diver
• Sports Diver 
• Dive Leader
• Advanced Diver
• First Class Diver

 

5. Additional diving skills development, for example:

 

• Dive planning
• Boat handling 
• Navigation
• First aid
• Life saving 

 

6. Finding a club or diving centre

 

7. Information on the different types of equipment used by divers.

 

To find out more contact:

 

British Sub-Aqua Club (BSAC)

Telford’s Quay South Pier Road

Ellesmere Port

Cheshire

CH65 4FL

+44 (0)151 350 6200

 

Email: info@bsac.com

Website: www.bsac.com

Whether you participate in sailing for leisure, pleasure, sport or occupation, speak to Sports Financial Services about life insurance, mortgage protection, income protection and critical illness sailor cover. 

Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports and occupations such as sailing. If you take part in any form of sailing, whether recreational or occupational, you will need to disclose information about your sport and occupation to any life insurance, critical illness cover or income protection providers. 

Because sailing demands a certain level of technical skill and is undertaken in challenging environments, it can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for sailing you have come to the right place.

 

What is sailor cover and life insurance

 

The underwriting of sailor cover and sailor life insurance, income protection and critical illness for sailors can vary depending on your insurance provider as well as your level of participation in sailing. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

 

Often, when looking for specialist insurance for extreme pursuits like sailing you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports and occupational financial protection may cost more due to these additional requirements. 

 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to life insurance for sailors, we understand the needs of those who participate in hazardous sports and occupations. 

 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for sailors:

 

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of sailing activities do you participate in?
• Do you participate in sailing alone or as part of a crew?
• Your frequency of participation in sailing / yachting?
• Duration of participation (single day or multiday events)?
• What type of boat/vessel do you sail?
• Do you undertake any professional and / or instructional sailing work?

• What is your level of participation sailing (e.g., amateur, semi-professional or professional)?
• Do you participate in sailing racing, how frequently and where do you race (e.g., inland lakes, onshore or off-shore)?

• What types of sailing challenge events/races do you participate in when racing?
• Are you a member of the Sport’s Governing Body? (e.g., Royal Yachting Association – RYA www.rya.org.uk )

• What geographic locations do you travel to participate in sailing activities (e.g., inshore canals rivers or lakes, offshore UK waters, international waters or transoceanic travel)

 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Critical Illness Sailor Cover

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like sailing and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of sailing activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your sailing activities, occupation and lifestyle. 

 

Income Protection

 

Another important cover to consider is income protection, particularly if you take part in high-risk pursuits like sailing. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of sailing and whether they have caused you to have a significant amount of time off work. 

 

Again, like critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Why Choose Sports Financial Services for sailor cover?

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find sailor cover and life insurance for sailing at the right price.

 

Even if you have an insurance policy in place, have been declined life insurance for sailing in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for cover for life insurance for sailing.

As rugby is a full contact sport with a relatively high overall risk of injury and a small specific risk of fatal and catastrophic spinal injury, it’s important you have the right financial protection for peace of mind. Whether you participate in rugby for leisure or competitively, having the right cover is important. Sports Financial Services specialise in life insurance for rugby, as well as critical illness cover and income protection.

Due to the higher risk of injury associated with the sport, it can often require more specialist cover. If you would like to find out more about whether you have the right plan in place, or want to arrange specialist life insurance, critical illness cover or income protection, Sports Financial Services are here to help.

What is Life Insurance for Rugby?

The underwriting of life insurance, income protection and critical illness for rugby can vary depending on your insurance provider as well as your level of participation in your sport / activities. For this reason, specialist sports advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

Often, when looking for specialist insurance for extreme sports like rugby you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports financial protection may cost more due to these additional requirements. 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to rugby, we understand the needs of those who participate in hazardous sports and occupations. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for rugby:

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• How frequently do you participate in rugby?

• What is your level of participation in rugby (e.g., club, amateur, semi-professional or professional)?

• What type of rugby do you participate in?
• Are you a member of the Sport’s Governing Body? 
• What geographic locations do you travel to participate in rugby (e.g., UK, Europe or Worldwide)?

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

Life insurance Vs Critical Illness Cover and Income Protection

Critical Illness Cover:

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in extreme sports and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your sport, occupation and lifestyle. 

 

Income Protection:

Another important cover to consider is income protection, particularly if you take part in high-risk sports. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any sports injuries and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some sports may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

Why Choose Sports Financial Services for Life Insurance for Rugby?

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for rugby at the right price.

Even if you have an insurance policy in place, have been declined life insurance for rugby life insurance in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport experts. 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for life insurance cover for rugby.

Whether you fly for leisure, pleasure or sport, speak to Sports Financial Services about life insurance, mortgage protection, income protection and critical illness cover for aviation. 

Sports Financial specialises in offering financial protection to people who take part in extreme or hazardous sports such as aviation. If you take part in any form of air sports, from amateur to professional level, you will need to disclose information about your sport to any life insurance, critical illness cover or income protection providers. 

Because aviation demands a certain level of technical skill and is undertaken in challenging environments, it can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for aviation you have come to the right place.

 

What is Life Insurance for aviation?

The underwriting of life insurance, income protection and critical illness for aviation can vary depending on your insurance provider as well as your level of participation in your sport / activities. For this reason, specialist sports advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

Often, when looking for specialist insurance for extreme sports like aviation you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports financial protection may cost more due to these additional requirements. 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to aviation, we understand the needs of those who participate in hazardous sports and occupations. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for aviation cover:

 

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of aviation activities do you pursue?
• What type of aircraft do you fly?
• How many hours do you fly?

• What is your level of participation in aviation (e.g., amateur, semi-professional or professional)?

• Are you a member of the Sport’s Governing Body? (e.g., The Light Aircraft Association www.lightaircraftassociation.co.uk )

• What geographic locations do you travel to participate in aviation racing (e.g., UK, Europe or Worldwide)?

 

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

 

Life insurance for aviation Life Insurance Vs Critical Illness Cover and Income Protection

Critical Illness Cover:

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in extreme sports like aviation and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of flying activities will be assessed differently. 

 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your participation in flying, occupation and lifestyle. 

 

Income Protection:

Another important cover to consider is income protection, particularly if you take part in high-risk sports like aviation. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of flying and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some sports may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

 

Different types of Life Insurance for Aviation 

 

Whatever type of aviation activities you pursue please contact Sports Financial Services to discuss your needs.

We understand that there are many types of aviation activities, in competitive and non-competitive environments, that you may want to discuss with us. Because we specialise you can speak to us about cover for different air sports and activities.

 

Why Choose Sports Financial Services for Life Insurance for Aviation?

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for aviation at the right price.

Even if you have an insurance policy in place, have been declined aviation life insurance in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for cover for life insurance for aviation. 

Speak to one of our specialist advisors today to find out more.

Finally, as an additional service, we work closely with our parent company, Suttons Independent Financial Advisers. So, if you require any further information about other financial services such as pensions, investments, mortgages or financial planning please visit www.suttonsifa.co.uk . 

Your personal adviser at Sports Financial Services will also be able to refer you to a contact at Suttons who best suits your interests.

If you are a pilot, it doesn’t matter whether you fly for leisure, sport or for your occupation, getting financial protection will give you the peace of mind that your loved ones are supported should the worst happen. Sports Financial Services could be the Pilot Life Insurance Company you need. Since piloting demands a certain level of skill and is undertaken in challenging environments, it can require more specialist cover. Call us or fill out the contact form to discuss financial protection for your sport. 

Sports Financial specialises in offering financial protection to people who take part in extreme or hazardous sports such as piloting light aircraft, gliders and hang gliders. Speak to us about life insurance, mortgage protection, income protection and critical illness cover for pilots. 

What is a Pilot life insurance company

A Pilot life insurance company is a business that specialises in financial protection for pilots. Sports Financial Services have a 20 year history of helping people who participate in extreme sports like flying. We have the knowledge and understanding of the needs of those who participate in hazardous sports and occupations. 

Its important to note that the underwriting of life insurance, critical illness cover and income protection for pilots can vary. This is dependent on a number of factors such as your level of participation in the activity. This is one of the reasons why a specialist pilot life insurance company can be beneficial in making sure you obtain the correct level of cover for you, your circumstances and all aspects of your flying activity. 

Here are some areas that insurers might consider when assessing your enquiry for pilot life insurance cover:

• How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)

• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of flying activities do you engage in?

• What is your level of participation in flying (e.g., amateur, semi-professional or professional)?

• What type of aircraft do you fly?
• How many flying hours each year?
• Are you a member of the Sport’s Governing Body? (e.g., The Light Aircraft Association www.lightaircraftassociation.co.uk )
• What geographic locations do you travel to participate in flying (e.g., UK, Europe or Worldwide)?

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

Does a Pilot life insurance company provide other financial protection?

Here at Sports Financial Services, we offer other financial services as well as life insurance. This includes critical illness cover and income protection. Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in extreme sports like flying and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of flying activities will be assessed differently. 

 

The other cover you may want to consider is income protection, particularly if you take part in high-risk sports like flying. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. This type of cover is perfect if you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of flying and whether they have caused you to have a significant amount of time off work. 

Both income protection and critical illness cover may include premium loadings, restrictions or exclusions as a result of participation in some activities like flying. You will be able to discuss this further with your adviser.

Why choose Sports Financial Services as your Pilot life insurance company?

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find insurance for pilots at the right price.

Even if you have an insurance policy in place, have been declined pilot life insurance in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for cover for flying.