Life insurance is an important part of financial protection, and for rope access professionals, it is an important cover to consider. Working at heights carries inherent risks, and accidents can happen. Rope access life insurance could provide financial support for your loved ones should the worst happen. Appropriate cover could help your partner or family maintain some quality of life if you are no longer there to provide for them. Our team of hazardous sport and occupation specialists are ready to discuss your rope access life insurance needs today.
There are a number of rope access-related questions we will discuss with you when you enquire about rope access life insurance. Some of the questions we may discuss, in relation to rope access technician life insurance, could include the following:
- What heights do you work at (e.g., under or over 40 feet)?
- How regularly do you work at heights?
- Do you work in dangerous locations (e.g., offshore, dangerous countries)?
- Does your job involve working with dangerous equipment?
Other factors that determine life insurance premiums for rope access workers will include:
- Level of cover required (£’s)
- Time policy is taken over (years)
- Type of insurance policy
Speak to one of our hazardous sport and occupation specialists today to learn more about our financial protection options, obtain a free quote, and take the first step towards protecting your financial future.
Critical Illness Cover for Rope Access Workers
Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in rope access work and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of rope access activities will be assessed differently.
Cover for some rope access activities may be offered at standard rates with no special terms imposed. Participation in other rope access activities may result in premium loadings, special terms, restrictions or exclusions. Your occupations specialist at Sports Financial Services will talk you through the options available.
Income Protection for Rope Access Workers
Another important cover to consider is income protection, particularly if you take part in hazardous activities like rope access work. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness.
If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.
Applications for income protection depend on many factors, for example, whether you have previously suffered any injuries due to your rope access worker activities and whether they have caused you to have a significant amount of time off work.
Again, like critical illness cover, participation in some rope access activities may result in premium loadings, restrictions or exclusions. When you make an enquiry your adviser at Sports Financial Services will discuss your needs and the options available to you.
Contact Sports Financial Services Today
Secure your financial future as a rope access worker with rope access life insurance. Don’t leave your financial security to chance. Contact us today to discuss life insurance, income protection and critical illness cover for your unique needs and receive a personalised quote.
You can discuss more with one of our team of hazardous sport and occupation specialists on 0345 565 0935.