Paragliding Life Insurance
People who take part in extreme sports or dangerous hobbies such as aviation and need Paragliding life insurance, critical illness cover and income protection then you should speak to a specialist company. Our team of insurance experts at Sports Financial has many years of experience in dealing with people who are classed as high risk or non-standard for life insurance, critical illness cover and income protection which includes activities such as Paragliding. We know that life insurance cover for paragliding is just as important, if not more important than for people who are standard lives which is why we specialise in making sure that you get the best cover at the right price. If you are looking for Paragliding life insurance, critical illness cover and income protection to protect yourself, your family or your home then you should contact one of our team of expert advisers to see what we can do to help. Paragliding underwriting for life insurance, critical illness cover and income protection can vary from one insurance provider to another so it is important to ensure that you apply to the most suitable insurance provider for you and your circumstances.
Paragliding life insurance
Anyone who takes part in an extreme sport such as Paragliding looking for life insurance may find that there are additional requirements from underwriters to be able to offer cover. Generally, if you take part in any extreme sport and especially aviation activities then you will need to answer questions about it. Luckily, life insurance rates for paragliders are very often the same as rates for standard life insurance applications unless there are specific reasons for additional premium loadings, such as:
- Travel abroad to dangerous locations
- Competitive / professional paragliding
- Regular paragliding activities
- Other medical conditions
If you have applied for paragliding life insurance in the past and had cover declined or been offered non-standard terms, then you should speak to one of our team of advisers.
Critical illness cover Vs income protection
Critical illness cover
Critical illness cover for paragliders is also generally available at insurers standard rates with no premium loadings or special terms imposed. Paragliding critical illness cover will depend on similar conditions to life insurance so will be dependent on whether you are a professional paraglider or if it is your full-time occupation such as an instructor. Critical illness cover for people who take part in extreme sports such as paragliding should be considered as a normal or standard risk by most insurance providers. You may find that some insurance companies will exclude total and permanent disability (TPD) or if you are a frequent paraglider then cover may be offered with special terms.
If you take part in extreme sports or hazardous hobbies such as paragliding then you should consider other types of cover such as income protection which provides cover if you are unable to work due to sickness or injury. Most applications for paragliding income protection will depend on whether you have suffered any injuries from your activities and especially where they have resulted in significant time off work. Anyone who takes part in extreme sports or dangerous hobbies such as paragliding looking for life insurance, critical illness cover or income protection should contact our team of experts. It is important if you are involved with a high-risk activity to ensure that you have appropriate cover to protect yourself, your family and your home.