Specialist mountaineering life insurance, critical illness and income protection cover
Considering specialised life protection for mountaineers often starts with major financial commitments, such as securing a mortgage, taking out a large loan, or ensuring your family’s financial security in case of unexpected events. These important life milestones frequently encourage individuals to seek out tailored life protection options that address the unique risks and challenges of mountaineering.
Mountaineers typically choose cover from one or more of the following four options – please click on a heading below to find out more about Mountaineering Life Insurance Cover:
- Mortgage Protection – cover to help pay off a remaining mortgage balance
- Family protection – money to support the family finances should the worst happen
- Critical Illness – payment on diagnosis of a specific illness
- Income protection – cover to help with the bills due to accident or illness
In addition, we are happy to report that Sports FS can now offer you the option of private medical insurance, so that you can directly access medical advice without the waiting list.
Over the last 18 years we have built a unique expertise in arranging mountaineering life insurance and more for active sports people like you.
You can trust us to provide:
- Cover for your sport – our experience spans scuba diving in the deepest oceans to climbing the world’s highest summits
- Cover for your lifestyle – wherever your work or sport takes you we source the right extreme sports life insurance cover for you
- Special understanding – because we specialise in sport we have built long lasting links with specialist underwriters to obtain the right cover for you
- Personal service – you will receive a quick response from a personal adviser (all advisers have over 10 years experience in financial services)
- Peace of mind – we operate to professional standards and are authorised by the Financial Conduct Authority (FCA)
- Easy application – we have placed people on cover within a couple of hours
- Specialist sports knowledge – we work with many Sports Governing Bodies to keep our knowledge of sport up to date and relevant to changing needs
Because we are not tied to one insurance supplier for climbing life insurance & mountaineering insurance cover our bespoke service allows us to compare different options and provide the right policy to suit your needs. Whether you are looking for personal financial security or to provide for your loved ones if you suffer a serious mountaineering accident then we are here to help. For more information about mountaineering contact the British Mountaineering Council: www.thebmc.co.uk
Get a no-obligation quoteWhat is specialist mountaineering life insurance?
Specialist mountaineering insurance is a service we provide at Sports FS. With over 20 years of experienced in the industry, we are able to get you the right level of cover for all of your mountaineering activities, at the best possible rates. Often, standard life insurance policies do not provide you with cover for extreme sports and hazardous hobbies such as mountaineering due to the increased level of risk involved. Call us to find out more, we can take a look at any existing policy you have in place, or a arrange specialist mountaineering life insurance to ensure you are covered in the event of an accident.
How much does income protection cost?
The cost of income protection varies depending on factors such as your age, occupation, health, and the level of cover you choose. Premiums are typically higher for those in riskier jobs or with pre-existing health conditions. Generally, the cost can range from a small percentage of your income to more substantial amounts, but it’s important to compare policies to find one that balances cost with the level of protection you need.