Personal Trainer Life Insurance

Cover from as little as £18.70/mth Get a Quote now!
*Based on 30 year old, non-smoker for £100,000 level life insurance, £50,000 critical illness cover over 25 year term.
Get a decision
within 24hrs
Life, Income Protection &
Critical Illness Cover
cover options

Here at Sports Financial Services, we understand that your passion for fitness and helping others achieve their goals is what drives you every day. As a personal trainer, your expertise is invaluable, and you play a vital role in transforming lives for the better. While you focus on enhancing your clients’ well-being, it’s essential to secure your own future too. That’s why we’re here, to offer life insurance and financial protection solutions specifically for personal trainers like you.

Why Do Personal Trainers Need Life Insurance?

As a personal trainer, your life revolves around guiding clients toward healthier lifestyles and becoming the best version of themselves. While you are committed to promoting well-being, it’s equally crucial to consider your own financial security and that of your loved ones. Life is unpredictable, and while your dedication to health and fitness can mitigate some risks, there are certain uncertainties that even the fittest among us cannot control.

Personal Trainer Life Insurance offers you the peace of mind that comes with knowing you and your loved ones are protected in the face of unforeseen events. In addition to providing financial support to your family in the event of your untimely passing life insurance also ensures that your hard-earned success is not in vain. It ensures there is some financial support for your family and loved ones.

Cover for Personal Trainers

The sports specialists at Sports Financial Services understand the common needs and challenges that sports enthusiasts encounter. We also take time to understand your wider lifestyle and the specific circumstances you face in addition to your work as a personal trainer.

Personal trainers may want to discuss several types of cover:

  • Life insurance: This is a type of cover that pays out a lump sum if the policyholder dies during the policy term. It is there to provide some financial support for your family or loved ones after you are gone.  This could assist in helping to contribute to mortgage payments or provide some financial support for your dependents.
  • Critical illness cover: This is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in sporting pursuits like personal training and enquires about critical illness cover will have their enquiry assessed against their personal training activities and lifestyle. Cover for different types of sporting activities will be assessed differently.

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your personal training activities and lifestyle. 

  • Income protection: Another important cover to consider is income protection, particularly if you take part in personal training.  Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of personal training and whether they have caused you to have a significant amount of time off work. 

Again, like life insurance and critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. Your sports adviser will discuss your needs and the options available to you.


Get a no-obligation quote

Safeguard Your Future Today

Your passion for fitness and helping others is inspiring, and we believe it should be matched with a commitment to securing your own future. By investing in Personal Trainer Life Insurance, you are making a profound statement about your dedication to ensuring that your loved ones are financially protected.

Don’t wait for uncertainty to strike. Get in touch with us today and let us help you find the right personal trainer life insurance policy that aligns with your goals and aspirations. 

To discover more please complete our online enquiry form. One of our insurance specialists will contact you to discuss financial protection for you and your family.  Alternatively, call us today on 0345 565 0935 to speak to an experienced sports specialist adviser. Not only do we provide cover for personal trainers, but we also provide sports person life insurance cover too.