Life Insurance for Army

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Life, Income Protection &
Critical Illness Cover
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Army life presents significant challenges, requiring a diverse skill set and the capacity to work in demanding environments whilst participating in potentially hazardous activities. Sports Financial Services are hazardous sport and occupation specialists who provide a professional service for those who live life at the extremes. You can talk to us today about life insurance for army, critical illness cover and income protection.

Life Insurance for Army Underwriting

Like many high-risk occupations, securing life insurance for members of the Armed Forces depends on a number of factors. There are many questions that insurers may want to discuss when considering your enquiry for life insurance for Army, for example:

  • How healthy are you and what is your lifestyle like? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of army personnel activities do you participate in?
  • Do you participate in hazardous sports or other hazardous activities?

Such questions, and many more, will help us find the facts that insurance companies require in relation to you, your occupation and your lifestyle.

What is life insurance for army personnel members?

The underwriting of army personnel life insurance can vary depending on the insurance provider as well as the type of military activities you are engaged in. For this reason, specialist advice can be beneficial in obtaining the right cover for you and your particular circumstances.

Because we have been working, for many years, with people who enjoy outdoor sports we also have a great deal of experience of discussing cover for many outdoor activities such as canoeing, scuba diving, mountain biking, rock climbing, mountaineering, skydiving and skiing.

When looking for specialist insurance for extreme pursuits like army personnel life insurance you may come across additional requirements in order for underwriters to fully understand your military activities. Some financial protection may cost more (or be excluded) because of the nature of your activities. Your personal adviser at Sports Financial Services will discuss this in detail with you.  

Our 20-year history of helping people who engage with hazardous sports and occupations means that we understand the needs of those that operate at the extremes. 

Critical Illness Cover and Income Protection for Army

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous activities and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of activities will be assessed differently. 

Cover for some sports and occupations can be offered at standard rates with no special terms imposed whilst participation in other sports and occupations may result in premium loadings, special terms, restrictions or exclusions. Your sports and occupations specialist at Sports Financial Services will talk you through the options available to you. 

Another important cover to consider is income protection, particularly if you take part in hazardous activities. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of your activities and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some sports and occupational activities may result in premium loadings, restrictions or exclusions. When you make an enquiry for army life insurance, income protection or critical illness cover your adviser at Sports Financial Services will discuss your needs and the options available to you.

Get in touch with Sports Financial Services today

No matter what position you hold in the military, we will be happy to talk with you to discuss your needs. At Sports Financial Services we are specialists in sports and high-risk occupations and guarantee the best value protection for your activities.

To learn more about Sports Financial Services, life insurance for army, or other financial protection, please contact our team of specialists to discuss your work in the armed forces.

Please complete our enquiry form today or call us on 0345 565 0935.

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