Life Insurance Cover Motorcycle Accidents

life insurance cover motorcycle accidents

What is life insurance cover for motorcycle accidents?

Life insurance is there to help protect your loved ones in case of death that may be caused by a motorcycle accident. The purpose of life insurance cover is to make sure that a lump sum is paid out to your family. How your life insurance cover for motorcycle accidents is underwritten varies depending on your insurance provider, as well as your level of participation. Therefore when you are inquiring about life insurance for motorcycling, it can be beneficial to seek specialist advice.

What questions might I be asked when enquiring about life insurance cover for motorcycling?

When inquiring about life insurance cover motorcycle accidents your insurance provider will want to discuss several things with you. They may ask how many times a year you participate in motorcycling, as well as about your level of participation. Here are some other areas and questions your insurer might want to discuss when to cover when inquiring about life insurance cover: 

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of motorcycling activities do you participate in?
  • Do you participate in motorcycling recreationally or occupationally?
  • Do you undertake motorcycling as part of your occupation?

How does critical illness work for life insurance to cover motorcycle accidents?

Critical illness cover would be the perfect way to cover any specific illnesses or medical conditions when looking for life insurance to cover motorcycle accidents. You will have your activity and lifestyle assessed when enquiring about critical illness cover for a pursuit such as motorcycling. Some cover can be offered at a standard rate with no special terms. However, for some certain sports and activities, it may result in premium loadings and special terms.

What is income protection for life insurance cover motorcycle accidents?

Income protection is another important cover to consider, especially when taking part in hazardous activities such as motorcycling. Income protection is all about providing you with peace of mind if you become unable to work due to injury or sickness, due to motorcycling-related activities. Income protection will provide that financial stability if you have loans, mortgages, credit cards and regular bills to pay. Applications for income protection are based on many different factors, for example, whether you have previously suffered any injuries as a result of a motorcycle accident before. 

Why should I choose Sports Financial Services for life insurance cover?

Sports financial services have over 20 years of experience in providing people with cover for hazardous and outdoor activities. Here at sports financial services, we can now meet the needs of the wider hazardous sports marketing, including motorsports and motorcycle racing. Due to motorcycling demanding a certain amount of skill and can be taken part in under challenging environments, it can sometimes result in a specialist type of cover. Chat with us today about life insurance cover motorcycle accidents cover, we aim to provide our expert advice and to find you the best prices. Please don’t hesitate to contact us today, one of our specialist advisors would be happy to answer any questions you may have.

Life Insurance For Motorcycle Riders

life insurance for motorcycle riders

If you are someone who regularly participates in motorcycling, whether recreationally, competitively or for your occupation, you will be aware that this is a challenging, high risk activity that requires a certain level of skill. Due to this sport being considered high risk, you may be interested in income protection, critical illness cover or life insurance for motorcycle riders. If so, you have come to the right place. 

Sports Financial Services specialise in hazardous sports and high risk occupations, operating in this industry for over 20 years we have developed a deep understanding of a number of sports. Our knowledge and understanding allows us to specialise in offering financial protection to people who participate in these sports. 

What is life insurance for motorcycle riders?

Life insurance for motorcycle riders is a policy between a policyholder and insurer in which the insurer promises to pay a designated beneficiary a sum of money in the event of the death of the insured person. If you are a motorcyclist, the underwriting of your policy may vary depending on the provider and how much you participate in motorcycling. For this reason, specialist advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle.

When you enquire with Sports FS about life insurance for motorcycle riders, one of our specialist advisors will want to learn more about how often you go motorcycle riding each year, and any rides you take part in on an international level. The reason for wanting to know this information is because the answers can impact the underwriting of your policy. It is important you fully disclose all information about your participation in the sport in order to ensure you get the right level of cover. 

Here are some examples of questions insurers might ask when assessing your life insurance enquiry:

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of motorcycle riding activities do you participate in?
  • Do you participate in motorcycle riding recreationally or occupationally?

Critical illness cover for motorcycle riders

Another type of insurance policy we offer is critical illness cover. This type of insurance is a way to cover specific medical conditions or illnesses that may disrupt your life, family and finances. Anyone who takes part in hazardous pursuits like motorcycle riding and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of activities will be assessed differently. 

Typically, critical illness cover for motorcycle riders is offered at a standard rate without any special terms imposed. However, participation in certain sports, particularly higher risk ones may result in premium loadings, special terms, restrictions and even exclusions. 

Income protection for motorcycle riders

Aswell as life insurance and critical illness cover, we also offer income protection for motorcycle riders. This insurance policy is one worth considering as it protects you financially should you suffer an injury that makes you unable to work leading to a loss of income. If you have a loan, mortgage, credit cards or any other regular bills, income protection is worth considering, this policy will pay you a regular income until you retire or become able to work, supporting you financially. 

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a motorcycle rider and whether they have caused you to have a significant amount of time off work. 

Why choose Sports FS for life insurance for motorcycle riders?

Sports Financial Services are a team of insurance experts who specialise in cover for extreme sports and hazardous occupations. We have access to the whole market meaning we can get you the best coverage at the best rates. This, combined with our wealth of knowledge and understanding of your sport, means that you can be confident knowing that we will ensure you have the right level of cover for your activities. We know how important it is to get life insurance for motorcycle riders at the right price.

For a free, no obligation quote, please do not hesitate to get in touch.

Motorcycle Life Insurance

Motorcycling can come as a challenging activity, which demands a lot of skill and the ability to operate in challenging environments. Here at Sports Financial Services we can provide you with motorcycle life insurance, mortgage protection, income protection and critical illness cover. 

Over the 20 years working in the industry, we have discovered that a lot of people enjoy a mix of outdoor activities, which has resulted in us developing expertise in a wider number of these activities. This led to a development from Summit Financial Services to Sports Financial Services, created to meet the needs of the wider outdoor sports market, helping to be able to provide people with motorcycle life insurance. 

Whether you take part in motorcycling recreationally or occupationally, you will always need to disclose information about your sport to any provider. Due to motorcycling requiring a certain level of skill, motorcycle life insurance can sometimes require a more specialist type of cover. 

Why do motorcyclists need life insurance? 

As motorcycling has its risks and can result in accidental injuries or even death, you may want to have life insurance in place to protect your loved ones if something were to happen to you. There are several reasons you may consider motorcycle life insurance cover, mainly if you have loved ones and family that may be depending on you financially. You may need life insurance to help cover:

  • Your mortgage 
  • Family living costs 
  • Childcare costs 
  • Funeral costs 
  • Inheritance

Without a life insurance policy, it may mean that your loved ones end up struggling financially, which may add stress during a difficult time. A pay-out from your life insurance provider will help to take care of any financial commitments to your loved ones.

Critical illness cover for motorcyclists  

Critical illness cover is a great way to cover any specific illnesses or medical conditions that might disrupt your life, family and finances. Some cover for sports can be offered at a standard rate. However, some sports may result in premium loading, special terms, restrictions, or exclusions.

Income protection for motorcyclists

Here at Sports Financial Services as well as providing motorcycle life insurance and critical illness cover, we are also able to provide you with income protection. Income protection is an insurance policy that pays benefits to policyholders who may become unable to work due to a motorcycling accident.

To find out more about life insurance, critical illness cover and income protection speak to one of our expert advisors at Sports Financial Services today. A member of our team will work closely with you to help you choose the right type of cover to suit your needs.

Why you should choose sports financial services for motorcycle life insurance 

Sports financial services are a team of insurance specialists, with many years of experience working with those who pursue hazardous sports and occupations such as motorcycling. Sports financial services know how important it is to find the right life insurance, critical illness cover and income protection but at the right price. 

Even if you feel you have difficult circumstances or have been declined motorcycle life insurance, then speaking to one of our experts could help you obtain the right cover. If your passion for motorcycle riding extends into other outdoor sports, we also offer to cover a large number of other high-risk sports.

Life Insurance For Canoeing

life insurance for canoeing

Canoeing is a recreational boating activity or paddle sport in which you propel yourself using a paddle, under your own power. It is a great way to explore the world from a different perspective and a popular sport people enjoy both as a method of relaxation or exercise. Since water sports come with added risks such as unpredictable currents, overhanging or submerged branches and extreme weather conditions, you may be interested in life insurance for canoeing.

What is life insurance for canoeing?

A life insurance for canoeing policy can be put in place to protect your loved ones financially in the event of your death. The cash sum can be used by your family to help cover everyday living expenses such as bills, rent, mortgage repayments or childcare. 

What other types of insurance for canoeing do you offer?

Anyone with a family, and particularly anyone who participates in a high risk sport or occupation should consider life insurance, critical illness cover or income protection. This can provide you with financial peace of mind knowing you, your loved ones and your assets are protected should you be unable to sustain an income as a result of an injury, sickness or death. 

Income protection

This type of cover is also worth considering which involves an insurer paying benefits to a policyholder who has become incapacitated. So, if you become unable to work due to illness or accident, income protection during the term of your policy, you will be financially protected. Put simply, if you become unable to work, income protection makes sure you receive a regular income until you retire or are able to return to work.

Critical illness

We also provide critical illness cover, this policy provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities during the term of your policy. This tax-free, one off payment can help you pay for treatment, mortgage or rent payments, or even changes to your home such as wheelchair access (should you need it).

Hazards of canoeing

Although canoeing may appear to be a relatively chilled out sport, it is important to be aware of the risks involved. After all, this sport is not considered higher risk for no reason. Here are some of the main hazards to know about:

  • Water- drowning, contraction of illnesses.
  • Rubbish- cuts
  • Unpredictable weather- hypothermia, immersion hypothermia
  • Cold water- hypothermia, immersion hypothermia
  • Locks/ weirs- getting caught in deep recirculating hydraulics

Why chose Sports FS for life insurance for canoeing?

Sports FS have over 20 years of experience and knowledge providing life insurance for extreme sports. Our advisors have a sound knowledge of canoeing and access to the whole market. This means we can get you the right level of cover for your sports and at the best rates. Here are some of the benefits of working with Sports FS:

  • Specialist cover designed for your sport
  • We can save you valuable time and confusion
  • Our quote takes your sea kayaking activities into account (so is more accurate)
  • Endorsed buy The Outdoor Industries Association (OIA)

What is the difference between canoeing and kayaking?

If you are not an avid canoeist or kayak enthusiast, you may be wondering what the difference is between the two. One of the key differences is the paddle used. Typically, in canoeing, a single-bladed paddle, whereas kayak paddles tend to be double-bladed. 

Other differences include that canoes are much bigger than kayaks and are built with wide frames and open tops. Canoes are traditionally designed to carry more people and more equipment. Kayaks on the other hand provide less space but come in a much sleeker design.

More about canoeing

Since civilization started, the canoe has been a staple piece of equipment. The earliest known canoe artefact is the Pesse Canoe in the Netherlands. Carbon dated between 8040 and 7510 BC, the canoe was discovered by a farmer in 1955 when an area near his home in Pesse was being dug up to make a roadway. Over the years the materials in which canoes are made has varied considerably from carved trees to high tech fibres and resins. While it’s hard to give a specific date to their construction (due largely to Western Colonialism), the Senegalese coast in West Africa has a fascinating canoeing tradition.

Sea Kayaking Insurance

sea kayaking insurance

Sea kayaking is an excellent sport choice for anyone wanting to get some exercise, explore the coast or undertake a longer distance paddling expedition. It is, however, important to consider that this activity is challenging and demands a certain fitness level and skill. If you regularly participate in this sport, you may be interested in sea kayaking insurance.

Each year, more and more people take up sea kayaking to appreciate the coastline from a different perspective and get the chance to spot the seals and seabirds who inhabit this wild environment. This has led to an increase in sea kayaking related injuries, luckily, with the right cover in place, you can enjoy your sea kayaking activities with financial peace of mind.

What types of sea kayaking insurance do you offer?

Sports Financial Services were first founded more than 20 years ago as Summit Financial Services, dedicated to finding  the best insurance for mountaineers. Over the years, many of our mountaineering clients came back to us, looking for other specialist sports insurance. 

We soon realised it was time to develop our expertise in a wider range of high risk sports and outdoor activities to cater for those people in need of cover. As a result, Sports Financial Services was born. 

We specialise in three types of sea kayaking insurance; life insurance, critical illness cover and income protection. The underwriting for specialist life insurance can vary depending on a number of factors such as; your insurance provider and your level or participation in said sport. We will talk you through all of this in detail and answer any questions you may have.

Life insurance

A life insurance policy is a contract held between a policyholder and insurer. This type of policy involves an insurer promising to pay a designated beneficiary a sum of money upon the death of the insured policyholder. 

In the case of a regular sea kayaker, your risk of injury and death are increased due to the risk and unpredictability of any sea activities. Therefore, it is important to get the right level of cover to ensure you and you and your loved ones are financially protected should the worst happen.                

Critical illness cover

Another type of sea kayaking insurance you may want to consider is critical illness cover. This can cover certain illnesses or medical conditions that could disrupt your life, family or finances.

Income protection

Sports Financial Services also offer income protection, a form of protection which can provide you with peace of mind that should you face an illness or injury that prevents you from working, your finances are covered. If you have any type of loan, mortgage or regular bills, it’s important to consider how you would meet these payments if you lost income as a result of being unable to work. 

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your sea kayaking activities, occupation and lifestyle. 

Why choose Sports FS for sea kayaking insurance?

As a specialist insurer, we have access to the whole market, the best deals and most importantly, we have an excellent understanding of your sport and the level of cover you need. Having the right cover is crucial because it ensures that you are protected should anything happen as a result of your sea kayaking activities. 

  • Specialist cover designed for your sport
  • We can save you valuable time and confusion
  • Our quote takes your sea kayaking activities into account (so is more accurate)
  • Endorsed buy The Outdoor Industries Association (OIA)

More about sea kayaking

Contemporary sea kayaking is said to have originated from the native boats of Russia, Alaska, North Canada and Southwest Greenland. Inuit (formerly known as Eskimo) hunters developed these streamlined sea craft as a way to make hunting seals and walrus easier. Whilst it is unclear exactly where and when this technology was first invented, it is predicted to be at least 4,000 years old. 

The modern name “kayak” is derived from the ancient Aleutian “iqyak“, meaning “man-boat” or “hunters-boat.” The hunter’s family would carry camp and supplies in a larger type of kayak called an “umiak”.

Today, sea kayaking is used more commonly as a method of exploration or sport instead of hunting. As kayak designs began to advance using modern materials it’s interesting to see that kayaks still look, feel and perform very much like the original kayaks. This shows that despite all of our modern technology and software used for engineering, we cannot really improve the intuitive design created by the kayaks’ original innovators. 

Contact us for sea kayaking insurance advice and cover

White Water Kayaking Insurance

white water kayaking insurance

White water kayaking is an extreme form of kayaking, taking you along the powerful white water rapids. This kind of extreme sport demands a lot of skill, and the ability to respond quickly in challenging environments. Therefore, white water kayaking has a higher risk of injury and even death associated with it, making it important that you have the right white water kayaking insurance cover in place. 

 

When taking part in any high risk sport like white water kayaking, you need to consider what might happen to your family, assets and finances if something were to go wrong. 

 

Due to white water kayaking demanding a certain level of skill, white water kayaking insurance can often require a more specialist type of cover. You will be required to disclose information about your participation, so that your underwriter can fully understand our activities. 

 

Life insurance for white water kayaking 

Life insurance for white water kayaking will give you coverage for your family and dependants, in the case that anything should happen to you during your participation. In the case of your death then your insurance underwriter will pay out a lump sum to your beneficiary. 

 

Critical illness cover for white water kayaking 

If you are covered by critical illness cover and are not able to work due to a medical condition or illness, then you will receive a lump sum payout. When creating a critical illness cover policy, it is important to clarify the specific medical conditions that need to be covered before starting your policy. If your policy does not include certain conditions, you may not be able to receive your payout.

 

Income protection for white water kayaking 

If you have any kind of financial commitments then you may want to consider income protection. Income protection will cover you if you are unable to work due to injury or sickness, caused by your participation in white water kayaking. This cover will pay you a regular income until you are able to work again.

 

When applying for white water kayaking insurance, there will be some areas that your insurer will need to consider. This will be to help assess your enquiry accurately:

 

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of white water kayaking activities do you participate in?
  • Do you participate in white water kayaking recreationally or occupationally?
  • Do you undertake any professional or instructional white water kayaking work?
  • Are you a member of a Sport’s Governing Body? (e.g., British Canoe Union / British Canoeing)

 

Choosing Sports Financial Services for your white water kayaking insurance 

 

Here at Sports Financial Services we have developed an expertise in a wide number of outdoor activities for which people were seeking cover. We specialise in offering financial protection to people who take part in hazardous sports such as white water kayaking. Whatever type of white water kayaking you pursue please contact Sports Financial Services to discuss your needs.

Technical Diving Insurance

Technical Diving Insurance

Technical diving is a form of scuba diving that allows you to exceed the agency – specified limits of the average dive, allowing you to dive for longer and reach cavernous depths. Any form of scuba diving is challenging, but technical diving is a whole different level, exposing the diver to more risks that go beyond those associated with standard diving. These risks increase the likelihood of severe injury and even death, if you participate in this activity, you may be interested in technical diving insurance.

 

Whether you participate in technical diving for leisure or pleasure, speak to us at Sports Financial services about technical diving life insurance, income protection or critical illness cover. Sports Financial Services specialises in offering financial protection to those who take part in hazardous sports, such as technical diving. Due to technical diving demanding a certain level of technical skill and being undertaken in challenging environments, technical diving insurance can often require a more specialist type of cover. 

Sports Financial Services Technical Diving Insurance

Here at sports financial services we aim to provide you with the best cover available for technical diving, this means the right level of cover at the lowest rates. We are a team of specialists with many years of experience  working with those who pursue hazardous sports and occupations. Benefits of insurance services include:

  • Saves you time and confusion
  • The right level of cover at the best rates
  • Specialist cover designed for your sport
  • You own personal insurance advisor
  • Financial peace of mind

Technical diving life insurance 

Technical diving life insurance cover can vary depending on your insurance provider as well as your level of participation. Due to technical diving being classed as high risk, you may not receive standard rates for your life insurance. Life insurance providers will discuss different factors about your participation in the sport when trying to provide you with technical diving insurance. 

Critical illness cover for technical diving 

With a hazardous sport such as technical diving, due to there being more danger you may find that there are restrictions for technical diving critical illness cover, or that premium loadings may be applied. 

Critical illness is a great way to have peace of mind and to protect your loved ones, this is a way to cover specific illnesses or medical conditions that might disrupt any aspects of your life. 

Income protection for technical diving 

Income protection has a more restricting underwriting criteria, meaning that some limitations may be imposed. Applications for income protection are dependent on many factors, one being whether you have suffered from injuries due to technical diving previously before. 

Income protection is important to consider if you have a loan, mortgage, credits cards, regular bills or family financial commitments. As you may want to consider what might happen if you were unable to meet those payments because of a loss of income if you came unable to work. 

Contact us for technical diving insurance

Whatever drives your interest in technical diving – the adrenaline driven challenge, the adventure or the exercise – we are here to discuss your protection needs. We know how important it is to find the right insurance, talk to one of our specialist technical diving insurance experts today.

Sailing Life Insurance

sailing life insurance

Sailing can be a challenging activity, it requires a lot of skill to be able to operate in the ever changing environment of open water. If you participate in sailing for leisure or as part of your occupation, speak to us at Sports Financial Services about sailing life insurance, mortgage protection, income protection or critical illness cover.

 

With over 20 years of experience, we have been able to develop our expertise in a wide number of outdoor activities for which people were seeking cover. Because sailing demands a certain level of skill, sailing life insurance can often require a more specialist type of cover. Here at Sports Financial Services we specialise in offering financial protection to people who take part in hazardous sports, such as sailing. 

 

Discussion points for sailing life insurance 

When enquiring about sailing life insurance or any kind of cover for this sport, there will be a number of things that need to be discussed. This is so that your advisor can fully understand your activity and relay this to the insurer to get you the right level of cover for your sailing activities. . 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for sailing:

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of sailing activities do you participate in?
  • Do you participate in sailing recreationally or occupationally?
  • Do you undertake any professional or instructional sailing work?
  • Are you a member of a Sport’s Governing Body? (e.g., Royal Yachting Association www.rya.org.uk )

 

About critical illness cover

Critical illness cover helps to cover you if you have a specific illness or medical condition that you feel may disrupt your life, family or finances. This kind of cover provides a lump sum payout, it’s there to help to provide for your family or to help support any large payments. 

 

About income protection 

Another important cover to consider is income protection, especially when taking part in hazardous sports like sailing. Income protection can give you peace of mind knowing that you are financially covered if you become unable to work due to injury or sickness. If you have any big payments, loan or mortgage commitments then you may want to consider income protection. 

 

Critical illness cover and income protection for some sports and activities may result in loadings, restrictions or exclusions. Your Sports Financial specialist advisor will be able to talk you through the options available. 

 

How can Sports Financial Services help with sailing life insurance 

Sports Financial Services are here to discuss your protection needs. With a team of insurance specialists that collectively have years of experience, we know how important it is to find you the right level of cover at the best rates. Contact us today to discuss your life insurance needs, and any other types of sporting activities you participate in. 

The main types of protection we provide are:

  • Life Insurance
  • Mortgage Protection
  • Critical Illness Cover
  • Income Protection

Even if you have had issues obtaining sailing life insurance in the past, or have been declined, one of our experts would be happy to discuss your options. Get in touch with us today at Sports Financial Services for more information on sailing life insurance.

Life Insurance For Scuba Divers

life insurance for scuba divers

Sports Financial Services specialises in offering financial protection to people who take part in hazardous sports such as scuba diving. We have a deep understanding of a number of outdoor activities in which people are seeking cover. Scuba diving can be challenging and it demands a particular level of skill. This means that it can require more specialist types of cover, particularly if you are scuba diver instructor. We offer expert life insurance for scuba divers.

New terms can become available in the market at different points over the years, even if you feel you have the right cover, it is always useful to discuss the current terms available. This will ensure you have the best level of cover for your scuba diving activities. At Sports Financial Services we have special access to new terms available for scuba divers looking to explore underwater wrecks. 

If you would like to discuss the right life insurance, critical illness cover or income protection cover for your scuba diving get in touch today. 

About life insurance for scuba divers

When enquiring about life insurance for scuba divers there will be information that will need to be discussed, this is so that you are able to obtain the right cover. We will want to discuss things like the number of times you go scuba diving each year, whether your work as an instructor and any scuba diving you take part in internationally. 

Some additional requirements may be needed when discussing life insurance for scuba divers as specialist insurance is sometimes required for this type of sport. This kind of extreme sport and occupational financial protection may cost more. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for scuba diving:

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of scuba diving activities do you participate in?
  • What is your diving depth?
  • Do you participate in scuba diving as a hobby?
  • Do you undertake any professional or instructional scuba diving work?
  • Are you a member of a Sport’s Governing Body? (e.g., The British Sub Aqua Club – BSAC www.bsac.com )

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

Critical illness cover 

This kind of cover helps to cover any illnesses or medical conditions that may disrupt day to day life, your family or any finances. When enquiring about critical illness cover you will be assessed against the kind of activities you pursue. 

Income protection 

Another kind of cover to consider is income protection, especially when taking part in a hazardous sport such as scuba diving. You may want to take into consideration what would happen if you were unable to meet payments, because of a loss of income if you are unable to work.

Critical illness cover and income protection can vary in price, depending on your level of participation. Fortunately, we have advisors available to discuss all of your options.

Why use Sports Financial Services for life insurance for scuba divers? 

Whatever fuels your passion for scuba diving – the adrenaline driven challenge, the adventure or exercise – we are here to discuss your protection needs. Remember to consider that with life insurance for scuba divers, there can be many different things that need to be discussed. Therefore receiving professional advice from one of our team of insurance specialists could be beneficial to you, we know how important it is to find the right insurance but at the right price. 

Speak to one of our sports specialist advisors today to find out more about life insurance for scuba divers. 

Life insurance for paddleboarding

life insurance for paddleboarding

Making sure you have insurance for life, mortgage protection, income protection and critical illness cover for a sport such as paddleboarding can be important. A sport such as paddleboarding can push you to your limits, and requires a lot of skill and stamina. Ensuring that you have the right cover for a hazardous sport like paddleboarding can be crucial. 

 

Sports Financial Services have years of experience, after being founded nearly 20 years ago. Over the years we have found that people tend to enjoy a mix of outdoor activities, which resulted in us developing our expertise in a number of outdoor sports which people were seeking cover for. Sports Financial services can offer you life insurance for paddleboarding, this is a sport that can often require a more specialist type of cover. If you would like to discuss cover for paddleboarding speak to a member of our team today. 

 

What is Paddleboarding insurance 

Receiving specialist advice for paddleboarding insurance is key to obtaining the right cover for you, there are many aspects that need to be taken into consideration. Income protection and critical illness cover can vary on your level of participation, along with the type of insurance provider. 

 

There are many things that will need to be discussed when speaking to one of our advisors, however, we have a great deal of experience to be able to assist you with this. When discussing specialist insurance for extreme sports like paddleboarding there may well be additional requirements. This means that it is imperative to share all the details about your sporting activities so that your advisor is able to fully understand these requirements and the cover you need. However these additional requirements and the type of protection needed may lead to increased costs.

 

There are some areas that insurers might need to consider when assessing your enquiry for life insurance for paddleboarding:

 

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of paddleboarding activities do you participate in?
  • Do you participate in paddleboarding as a hobby or as part of your occupation?
  • Do you undertake any professional or instructional paddleboarding work?
  • Are you a member of a Sport’s Governing Body? 

 

Paddleboarding critical illness cover 

 

If you suffer from any specific illnesses or medical conditions that might disrupt your life at any time, then this is the right type of cover for you. All enquiries for critical illness cover for paddleboarding will be assessed, cover for different types of sports will be assessed differently. 

 

Sports Financial Services will be able to talk you through your options, some sports can be offered at standard rates, however some may have restrictions and special terms. This will be based on a number of factors such as your paddleboarding activities, occupation and lifestyle.

 

Paddleboarding income protection

 

Income protection is the best way to give you peace of mind if you are someone that participates in a hazardous sport such as paddleboarding. This type of protection is crucial if you become unable to work due to injury or sickness. As a result, without cover you may be unable to meet payments such as a loan, mortgage, credit cards and regular bills.

 

There are many factors taken into consideration when applying for income protection. Two things that are taken into account are if you have had previous injuries, along with whether they caused you to have a long period of time off work. This kind of cover can also vary in cost depending on different factors. 

 

Why choose Sports Financial Services for life insurance for paddleboarding? 

 

Here at Sports Financial services we have a team of specialist advisors, who have years of experience with those who pursue hazardous sports and occupations. We know how important it is to have the right life insurance for paddleboarding and at the right price. 

 

Sports Financial Services are able to discuss your needs, the main types of protection that you may want to discuss with us include:

 

  • Life Insurance
  • Mortgage Protection
  • Critical Illness Cover
  • Income Protection

 

Even if you have been declined life insurance for paddleboarding in the past, already have a policy in place or have had problems obtaining life insurance our experts are still able to help. We also cover a large number of high-risk sports, therefore if you have passion for other sports we are able to offer you cover. 

If you would like to discuss your options for life insurance for paddleboarding then get in touch with us today to speak to one of your sports specialist advisors.