Category: Sports

Life insurance for Parkour

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Sports Financial is a leading insurance specialist for people who are classed as high risk because of the sport that they do or their occupation which can include Life insurance for Parkour. If you are looking for Life insurance for Parkour then you should find that the cost of cover will be the same or very similar to a standard life insurance application in the majority of cases unless there is something specific that would cause concern on your application. There will be various elements to consider when applying for Life insurance for Parkour which will depend on your circumstances and what your requirements are for protecting yourself and your family.

Here we consider the various key factors to determine your cover options for Life insurance for Parkour as well as look at how your various options may be impacted by your sport or hobby. There are a number of key points to consider when applying for Life insurance for Parkour which will depend on what you need to protect, such as your family, home or business.

Some of the main elements that will be considered around your activity when applying for Life insurance for Parkour are:

  • Heights
  • How often or frequently you take part in your sport
  • Do you take part in any competitions
  • Have you a history of injury or time off work (depending on cover)

You should be aware that your cover options and requirements will depend on your circumstances as well as various other standard requirements which will be considered such as:

  • How much cover you need and what your cover is for
  • Over what term or period are you taking your cover over
  • Which type of cover are you looking for

Your premiums will directly relate to these key points as well as any additional factors for underwriting however you should find that premiums for Life insurance for Parkour will be the same or very similar to normal premiums.

There are also a number of standard lifestyle factors which will be considered as part of any standard or Life insurance for Parkour. You will be asked various questions about your health and your lifestyle which will include:

  • Whether you are a smoker or have you smoked in the past 12 months
  • What is your height and weight (body mass index)
  • How much alcohol do you consume in a week on average
  • Have you been diagnosed with a pre-existing medical condition
  • Is your occupation classed as hazardous or dangerous

You should find that your application for Life insurance for Parkour will be assessed based on several factors which should be classed as standard by the majority of insurance providers. There are also differences in underwriting between insurance companies so you will be better to speak to an expert who can guide you towards the most suitable insurers.

For more information about your options for Life insurance for Parkour then you should contact one of our team of experts on 0345 565 0935 today.

Ice Climbing Life Insurance

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Sports Financial is a top insurance expert for people who are classed as non-standard because of their sports which may be classed as extreme and their occupation which may be classed as hazardous, including Ice Climbing life insurance. There are a number of potential underwriting issues when applying for life insurance when classed as high risk which will depend on your circumstances as well as which insurance provider that you are applying to which is why it is important to speak to an expert. You may have applied for cover such as Ice Climbing life insurance in the past and had difficulty or some people are put off from applying for cover because of their sport or hobby. You should always seek the advice of an expert before deciding whether or not you need cover because you may find that it is cheaper than you think.

Here we look at what you should consider before applying for Ice Climbing life insurance and how your application may be treated by underwriters.

It is vitally important to have the right cover in place to protect your family or loved ones so you should carefully consider which are your priorities before applying for cover.

Some of the main things that would normally be considered when applying for Ice Climbing life insurance are:

  • Heights or extreme heights
  • Dangerous environments
  • Avalanche risks or risks of ice fall
  • High risk of injury from your activity
  • Any competitive or professional ice climbing

Most of the time you should find that there will not be a major issue when declaring Ice Climbing on your application for life insurance and you should also find that cover may be available at normal rates or similar rates to others with no non-standard risks.

There will also be a number of standard variations which will determine the level of premiums that you should pay for Ice Climbing life insurance.

These standard factors will include:

  • How much cover do you need and what is the cover for
  • What term or period are you taking the cover over
  • Which type of cover are you looking for

The price that you will pay for your Ice Climbing life insurance is also going to be based on whether you have any additional lifestyle related issues which need to be considered.

You will find that your application for Ice Climbing life insurance will ask a number of questions about you which includes:

  • What is your height and weight (body mass index)
  • How much alcohol do you consume in an average week
  • Are you a smoker or have you smoked in the past 12 months
  • Have you ever been diagnosed with or do you suffer from a pre-existing medical condition

There are a number of reasons why you may find that your premiums for Ice Climbing life insurance or standard life insurance may vary which is why it is important to carefully consider your options as well as what you need.

Most people looking for these types of policies will need to consider whether they want to protect their family against loss of income or to cover accident and injury.

There are a number of options that you can consider as part of this process which include:

If you need help or advice to get a policy for Ice Climbing life insurance then you can contact one of our team of experts on 0345 565 0935 for more information and free advice.

Life cover for cliff jumpers

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Sports Financial specialises in working with people who are classified as non-standard by insurance underwriters when protecting their families which includes Life cover for cliff jumpers. There are a number of key reasons why anyone who takes part in extreme sports should consider cover at least as much as anyone else but also due to any potential risks involved they should make sure that they are protected. Life cover for cliff jumpers is important because of the potential dangers and especially for people with dependants or with financial commitments which would be left to partners and families. It is often not a major issue when applying for Life cover for cliff jumpers due to the fact that there are relatively few incidents involving people taking part in this sort of activity.

Our team of Life cover for cliff jumpers experts will search the whole market to find the right cover for you to protect your family based on your individual circumstances. There are a number of key factors which would be taken in to consideration on applications for Life cover for cliff jumpers which would be similar to most extreme sports. You will usually find that you are not required to disclose much information about cliff jumping on an application for life insurance based on risk and other factors.

Life cover for cliff jumpers will be based on:

  • How often do you take part in cliff jumping
  • What heights do you jump from and to what level
  • Do you take part in cliff jumping competitions
  • Where do you go to cliff jump (e.g. any dangerous locations)

You should find that Life cover for cliff jumpers will often be accepted at the same rates as for someone who does not take part in extreme sports. If you have previously applied for Life cover for cliff jumpers or if you have cover in place currently then you may want to speak to one of our team of experts to see whether we can do anything to beat your current premiums or improve your cover.

There are also a number of different types of policies available for Life cover for cliff jumpers which includes:

Underwriting may vary for each type of Life cover for cliff jumpers policy depending on the risk of claim as well as the fact that each insurer will have a very different attitude to risk. Our team of Life cover for cliff jumpers experts has a very detailed knowledge of how underwriting works for each insurer and can help guide you towards the most suitable companies for you.

There are also several standard lifestyle and cover factors which would be taken in to consideration when applying for Life cover for cliff jumpers which include:

  • How much cover do you need and what is your cover for
  • How long would you like to take your policy for
  • Which type of Life cover for cliff jumpers policy do you want

Lifestyle factors will include:

  • Are you a smoker or have you smoked in the past 12 months
  • What is your height and weight (body mass index)
  • How much alcohol do you consume on average each week
  • Have you ever been diagnosed with a medical condition

If you need more help to find the right Life cover for cliff jumpers policy to protect your family then you should speak to one of our team of experts today on 0345 565 0935 today.

BMC life insurance

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Sports Financial is a key insurance partner to the British Mountaineering Council offering a fantastic range of BMC life insurance products to its members to help protect their families. We are all well aware of the risks of mountaineering for anyone who takes part at whatever level regardless of whether they are a recreational climber all the way up to competition level mountaineers, which is why our BMC life insurance cover works for you. Our team of expert insurance advisers has worked with and helped thousands of maintainers just like you to protect their families if anything should happen to them. As a mountaineer you will probably know that there will be additional questions when it comes to applying for your BMC life insurance cover so it is important to speak to someone who understands your needs and your circumstances.

Types of mountaineering we cover with our BMC life insurance:

  • Sports climbing and bouldering
  • Winter mountaineering/ice climbing
  • Abseiling
  • Mountain guides and professional mountaineers

There are also other types of mountain activities that we cover as well as part of our BMC life insurance cover which include:

  • Caving/potholing
  • Skiing/Snowboarding
  • Paragliding
  • Mountain biking
  • Rafting

Obviously, there are a number of key factors and potential risks that could be involved with any mountain sports due to the nature of these types of activities as well as other environmental elements. You may have already experienced difficulty in trying to obtain cover in the past which is where our team of highly skilled BMC life insurance experts will be ideally placed to help you.

Some of the main products that can be considered and offered as part of our BMC life insurance services includes:

It is important to consider all types of cover based on your circumstances as well as your own attitude to risk which our BMC life insurance advisers will help you with to explain how each type of product works.

Some of the major aspects to how any BMC life insurance policy will be underwritten to give you your final premiums for your cover will include:

  • How often do you take part in your mountaineering activities
  • Which type of mountaineering activities do you take part in
  • What level do you take part in your activities (e.g. difficulty or severity)
  • Do you take part in any competitions

You should know that your premiums that you will pay for any BMC life insurance policy will be based on these major criteria as well as the usual or standard elements which are:

  • How much life insurance do you need (£’s)
  • What is the term of the policy that you are looking for (years)
  • Which type of life insurance policy do you want

There are also a number of other standard lifestyle and health based questions which will be asked on your application for BMC life insurance which will determine the level of cover you are eligible for or how much you will pay.

Some of those criteria factors will include factors such as:

  • Do you smoke or have you smoked in the past 12 months
  • What is your height and weight (body mass index)
  • How much alcohol do you consume each week
  • Do you have any pre-existing medical complaints

For more information or advice to get your BMC life insurance policy then you can contact one of our team of experts on 0345 565 0935.

Best high risk life insurance companies

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Sports Financial specialises in working with and helping people who take part in extreme sports or have a dangerous occupation to find the best high risk life insurance companies to protect their families. It can be difficult or appear to be a daunting prospect to find the right cover to protect your loved ones and especially for those people who are classed as non-standard. You may have tried to get cover in the past and been declined or offered special terms which may not necessarily be the best that you can get so speaking to one of our team of expert advisers will help you to find the Best high risk life insurance companies for you and your circumstances.

Many of the Best high risk life insurance companies are the same as the usual top insurance providers however there may be a slight difference between the cheapest insurers and which company will offer the lowest premium for you. A specialist insurance company such as Sports Financial will have an in-depth understanding of life insurance underwriting so can help you to find the right insurers for your needs.

There are a number of key criteria questions which would determine whether you are suited to each insurance provider and these points will change from time to time so the best high risk life insurance companies will differ from one period to another. We all want to get affordable life insurance premiums so that we can protect our families and loved ones future in the event that anything happens to us which is how our expertise can help you to get the cover you need.

Which are the Best high risk life insurance companies?

It is very difficult to say which are the Best high risk life insurance companies because underwriting will change from time to time and some insurance providers will accept very different risks to others. There are however certain insurers who are clearly better than others because of the way that they view certain risks and the fact that they are more prepared to accept more non-standard applications.

The main points which would be assessed by underwriters from the best high risk life insurance companies will be:

  • How frequently you take part in dangerous activities (sports or occupations)
  • What type of activity you take part in
  • Which equipment or materials you use
  • Do you travel to dangerous locations

Some insurance providers are more likely to accept non-standard risks than others because of the way that they underwrite or because of their financial strength. It is difficult to know which are the Best high risk life insurance companies unless you regularly speak to underwriters which we do.

What other factors impact premiums from the Best high risk life insurance companies?

There are also a number of other standard and key factors which will be taken in to account or that will form part of your application for high risk life insurance. Some of the main other factors for life insurance include:

  • Sum assured (£’s)
  • Term of cover (years)
  • Type of cover

You should also be aware that any of the Best high risk life insurance companies will also use the standard lifestyle factors which include:

  • Smoker status
  • Height and weight (BMI)
  • Alcohol intake
  • Medical history

Your premiums will vary from one insurance company to another based on the insurers standard premiums as well as whether they apply any additional loadings for your sport or occupation. You will also find that there may be differences in the type of cover that you are offered from the Best high risk life insurance companies, especially for critical illness cover and income protection.

If you need more help to find the Best high risk life insurance companies to protect your family and loved ones based on your own individual circumstances then you should speak to one of our experts on 0345 565 0935.

Base Jumping life insurance

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Sports Financial is a leading insurance specialist for people who take part in extreme sports or who have dangerous hobbies which includes Base Jumping life insurance. There are some extreme sports which are clearly considered to be more high risk than others when applying for life insurance due to the levels of potential for accident or injury. Some sports will result in additional underwriting for cover which will include Base Jumping life insurance because of the hazards related to this activity as well as the number of incidents recorded each year. Anyone taking part in regular base jumping activities will usually find that there will be additional underwriting requirements which will determine their premiums and the cover options that they have.

Some of the main risks relating to underwriting for Base Jumping life insurance include:

  • Heights
  • Equipment malfunction
  • Adverse weather conditions
  • Risk of blacking out

As we know, the reason that people take part in any adrenaline sports is to feel the excitement of being exposed to risk or danger. So underwriters understand that there is clearly risk involved with these types of activities which is why Base Jumping life insurance is no different to any other type of life insurance policy for extreme sports. You should be aware that there are also differences between insurance providers in terms of how they view or underwrite these types of sports which means that your application for Base Jumping life insurance will be treated differently depending on which insurance company you approach.

Our team of Base Jumping life insurance experts has a very detailed understanding of how underwriting for this type of activity as well as many other extreme sports works which is how we save you time and money. The most important point to us is to make sure that your family are financially protected in the event that anything should unfortunately happen to you.

There are also a number of different Base Jumping life insurance products which should be considered when thinking about how best to protect your loved ones and yourself which include:

Each of these different Base Jumping life insurance products will fulfill another need or requirement in terms of ensuring that your family will be financially secure if anything happens to you or your partner. You should also consider that Base Jumping is still only a fairly small element of risk when it comes to life insurance and there are still other things to consider when applying for cover.

Some of the main other criteria to be considered when applying for Base Jumping life insurance:

  • How much cover do you need and what is it for (£’s)
  • What term would you like to take your policy over (years)
  • Which type of life insurance policy or policies do you need

You will also be assessed for Base Jumping life insurance based on your lifestyle and other standard criteria which will include:

  • Do you smoke or have you smoked in the past 12 months
  • What is your height and weight (body mass index)
  • Do you suffer from any other pre-existing medical conditions
  • How much alcohol do you consume in an average week

Our team of Base Jumping life insurance experts aims to provide you with the cover you need to protect yourself and your family at the best price. If you need to speak to one of our specialist advisers today then you should call us on 0345 565 0935 for more information.

Abseiling Life Insurance

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Sports Financial is a leading insurance expert for anyone who is classed as high risk because of the type of job that they do or because of the type of sport that they take part in which includes Abseiling life insurance. Any sport where there are potential risks can attract additional underwriting requirements when applying for cover to protect your family which can include possible exclusions to your policy or possible increases in premiums. If you are trying to find Abseiling life insurance to protect your loved ones then you might have either applied for cover in the past and experienced problems or you might have cover in place already that you want to improve or review. It is often the case that insurance terms for Abseiling life insurance will vary and potentially dramatically from one provider to another based on their individual underwriting criteria as well as whether they accept extreme sports risks.

Here we consider the impacts of abseiling on life insurance applications to explain how underwriting criteria works as well as what you can expect as part of your application process. The need for cover is the same as anyone else with children or a family that they want to protect financially in the event of anything happening to them so the difference will purely be the risk of claim to the insurer.

Some of the key areas that would be considered by underwriters for Abseiling life insurance:

  • How often or frequently do you abseil
  • What height do you abseil from
  • Do you take part in any competitions or do you abseil for a job
  • Have you got any qualifications

The risks for anyone taking part in abseiling and especially more regularly or for a job are considered to be relatively high because of the potential risks of injury due to heights and possible equipment failure. You should be aware that your cover and premiums can vary depending on your activities but also will depend on several normal factors.

Some of the usual factors that will determine your Abseiling life insurance premiums will include the following:

  • How much cover do you need and what is your cover for
  • Which term are you looking for to take your cover over
  • Which type of Abseiling life insurance policy do you need

The amount you will pay for your monthly premiums will be based on the standard factors above which will give you a basic premium and then the remaining elements will be based on underwriting. Your underwriting for Abseiling life insurance will include your sport as well as a number of lifestyle and health related criteria which will include a number of questions from your application:

  • Do you smoke or have you smoked tobacco in the past 12 months
  • What is your current height and weight (body mass index)
  • How much alcohol do you drink each week on average
  • Have you suffered from or do you have a medical issue
  • Does your job involve any non-standard risks

An application for Abseiling life insurance will also depend on the same criteria as any other application for life insurance so you will be required to disclose all information as part of your enquiry. Your adviser should be able to identify which insurance provider will be best for you based on all of the information that you have provided.

For more information or guidance to get the most competitive premiums for Abseiling life insurance you can contact one of our experts on 0345 565 0935 today to see what we can do to help protect your family.

Snowboarding Life Insurance

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We are a leading insurance expert for people who take part in extreme sports or dangerous hobbies which includes Snowboard life insurance. Where there are risks of accident that are considered to be hazardous due to the type of activity then there will often be additional underwriting requirements for life insurance which can also include winter sports such as snowboarding. It is generally considered to be lower risk for the majority of people who purely take part in this type of activity on a recreational basis and very infrequently which is where Snowboard life insurance will often be the same rates as someone who does not take part in extreme sports. The need to provide cover is the same for everyone who has a family, mortgage or other financial commitments so an application for Snowboard life insurance will be no different in terms of the product that you are applying for.

Most people consider life insurance to be more expensive than it actually is and those who take part in dangerous sports such as snowboarding are often put off applying which shouldn’t be the case. Whilst the need to provide financial protection is the same for Snowboard life insurance, underwriting may vary slightly depending on the level of the activity and whether you are considered to be higher risk because of the type of snowboarding that you do.

Potential risks related to snowboarding:

  • Heights
  • Avalanche
  • Crevasses
  • Equipment malfunction
  • Adverse weather

Snowboard life insurance rates will most commonly be either the same as someone who does not take part in extreme sports or similar if you are considered to be slightly higher risk. You should also consider that insurance rates and underwriting can differ from one insurance provider to another and therefore it can be important to speak to a Snowboard life insurance expert such as Sports Financial.

Underwriting requirements for Snowboard life insurance:

  • Frequency of Snowboarding
  • Level or severity
  • Off-piste
  • Competitive snowboarding
  • Snowboarding professional (e.g. instructor or guide)

If you need a competitive quote for Snowboard life insurance or to speak to one of our expert advisers for free advice then you can contact us on 0345 565 0935 for more information on how to protect your family.

Snowboard life insurance

In most cases there will be no additional requirements or even the need to disclose your activity for Snowboard life insurance where the sport is purely recreational or for leisure. The majority of people who take part in snowboarding will do this on an annual basis during a week or 2 week trip abroad in the winter season which is not considered to be an additional risk factor for underwriters. You should be aware that in some instances where the activity is higher risk due to the type or level of your activity then your rates for Snowboard life insurance could vary slightly depending on your circumstances.

The key factors for underwriters when assessing an application for Snowboard life insurance will be similar for all providers which will be:

  • How often do you go snowboarding
  • Do you take part in competitive snowboarding events
  • Is snowboarding your profession (e.g. instructor or guide)
  • Do you snowboard off-piste or in dangerous locations

There are also several standard factors which would determine your Snowboard life insurance premiums which are:

  • Sum assured (£’s)
  • Term of cover (years)
  • Type of life insurance policy

You will also need to complete an application for Snowboard life insurance which will ask a number of questions about your lifestyle and health which can also have an impact on your premiums, including smoker status, BMI, Alcohol intake, Health and any other medical issues. Some people may also already have a life insurance policy in place which also will be reviewing as this may not be sufficient or adequate for your current/future requirements.

Snowboard critical illness cover and income protection

There are also another group of products which are well worth considering if they are affordable which includes Snowboard critical illness cover and income protection to protect you if you are diagnosed with a serious illness or if you can’t work due to sickness or injury. There are a number of reasons why you should consider Snowboard critical illness cover and income protection, especially if you take part in an extreme or dangerous sport where the risks can be higher than for standard lifestyles.

In some cases it may also be slightly more complicated to get a policy to provide cover for Snowboard critical illness cover and income protection depending on your health and other usual lifestyle factors.

For more information or a free no hassle quotation for Snowboard life insurance then you should speak to one of our team of expert advisers on 0345 565 0935 today to start protecting your loved ones.

Parachuting Life Insurance

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Sports Financial Services is a leading insurance expert for people who take part in extreme sports or hazardous hobbies who need to protect their families and homes, including Parachuting Life Insurance, critical illness cover and income protection. Anyone who takes part in an extreme or dangerous sport such as Parachute jumping should consider the risks involved when thinking about the protection that they need for their children. It is apparent that for people taking part in this type of activity that the need for Parachute life insurance, critical illness cover and income protection is greater to ensure that they have financial security for their loved ones in the event of an accident or injury.

Most people consider life insurance to be unaffordable and especially for those who take part in extreme sports but this might not be the case so it is always worth checking with a specialist to get the best price for your Parachute life insurance, critical illness cover or income protection. Our team of experts know from our many years of experience, which insurers are better for which sports and other high risk factors such as occupation.

Other types of Parachute activities:

  • Tandem Skydiving
  • Base Jumping
  • Formation or display skydiving
  • Free-flying
  • Paragliding
  • Hang Gliding

There are a number of risks relating to Parachute life insurance, critical illness cover and income protection which will be assessed by underwriters, including:

  • Number of jumps per year
  • Qualifications
  • Potential equipment problems
  • Weather conditions

If you need help or free advice to get a quote from one of our team of insurance experts for Parachute life insurance, critical illness cover and income protection then call us on 0345 565 0935 today.

Parachute life insurance

It is generally possible to get Parachute life insurance for the majority of people based on the levels of risks involved as well as the fact that there are also very few fatal accidents for this type of activity. Obviously there are risks involved with parachute jumping which will have a potential bearing on your ability to get life insurance however in most cases it is considered to be a standard risk so you will pay the same premium as someone with no additional risks.

You should be aware that there are key points that will be taken in to consideration when underwriters are assessing an application for Parachute life insurance which are:

  • How many jumps on average do you do per year
  • Where do you go to do your parachute jumping
  • What altitude do you jump from
  • Do you have any qualifications

There are also a number of standard risk factors which would be taken in to consideration for an application for Parachute life insurance, such as:

  • Amount of cover (£’s)
  • Term of policy (years)
  • Type of policy

Some of the other key elements which would have an impact on the premiums that you will pay for Parachute life insurance are whether you smoke, other medical or health issues and general lifestyle factors.

Parachute critical illness cover and income protection

As well as Parachute life insurance, there is critical illness cover and income protection that you should consider as part of your personal protection policies. Anyone who is at risk of potential accidental injury from their sport or hobby should consider cover to protect themselves in the unfortunate event that anything happens to them. Generally it is also very possible to get Parachute critical illness cover and income protection so you should be able to get some cover in place based on your chosen activity.

Insurance underwriters will review your application on the same basis as Parachute life insurance so you will be asked for details about what you do and how often you do it to assess your risk. In some cases there may be additional underwriting requirements for your application depending on what levels of risk are involved with your own circumstances.

If you need more help to get a competitive quote for Parachute life insurance, critical illness cover and income protection then you should speak to one of our team of experts today to get free advice.

Equestrian Life Insurance

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Sports Financial specialises in working with people who take part in extreme sports or dangerous hobbies to get insurance to protect their families in the event accident, sickness or worse. Our team of experts has many years of experience working with people who are at risk due to their sports or hobbies including Equestrian Sports insurance. You may think that horse riding is not a particularly high risk sport when it comes to personal protection insurance however the reality is that Equestrian life insurance can be slightly more complicated depending on your own circumstances. The need for cover can however be higher due to the potential risks of accident or injury from taking part in equestrian sports.

There is a strong chance for most that you should be able to get an Equestrian life insurance policy without too many issues or with the need for more detailed underwriting. Anyone taking part in sports or hobbies which are considered to be at risk of injury or potentially worse should strongly consider some form of personal protection insurance to ensure that their loved ones are financially secure. There are a number of possible risks relating to Equestrian life insurance depending on which type of horse riding you do.

Types of horse riding:

  • Recreational riding
  • Hacking
  • Dressage
  • Jumping
  • Eventing
  • Horse racing (Jockey)
  • Polo
  • Police/Army

Depending on which type of horse riding activities you take part in will have an impact on how much you will pay for Equestrian life insurance as the risks will vary. You should also be aware that different insurers will have a different attitude to how they underwrite Equestrian life insurance which is where our team of experienced advisers will help you to save money.

Underwriting for Equestrian life insurance:

  • How frequently you ride
  • Type of activity
  • Competitive or not
  • Type of horse

If you need advice to get the right level of Equestrian life insurance to protect your family at the right price then you can call one of our team of advisers on 0345 565 0935 today for more help.

Equestrian life insurance

It is possible in the vast majority of cases to get cover for Equestrian life insurance even though it is considered to be generally quite high risk by underwriters. You should find in circumstances where there is no competitive riding or if you ride fairly infrequently for recreation that Equestrian life insurance can be offered with no increase to your premiums. There are instances where horse riding can cause concerns for life insurance underwriting which is more relevant for competitive levels.

Some of the critical areas for underwriting Equestrian life insurance are:

  • How often you take part in horse riding events
  • Which type of activity you do
  • Do you take part in competitions (e.g. amateur or professional)
  • What type of horse do you ride

Aside from the above there are a number of other standard factors which will determine how much you will pay for Equestrian life insurance, including:

  • Sum assured (£’s)
  • Term of cover (term)
  • Type of policy

The other main points which will define how much you will pay for your Equestrian life insurance policy which are lifestyle based such as smoker status, height & weight and other health or medical factors.

Equestrian critical illness cover and income protection

There is also a strong chance that you will be able to get an Equestrian critical illness cover and income protection policy for yourself to protect your family or home depending on your circumstances. As with equestrian life insurance it will depend on whether you take part in competitions and how often you go horse riding which will determine your level of risk for critical illness cover and income protection. You may find that for more regular horse riders or for people taking part in competitive events that Equestrian critical illness cover and income protection premiums could increase or you may have exclusions to your policy for this activity.

Also if you already have an Equestrian life insurance, critical illness cover or income protection policy then you should speak to one of our advisers. Often we are able to reduce the premiums that our clients pay for cover or we are also able to get cover for people who have been declined cover elsewhere.

To speak to one of our team of specialist advisers or for advice to get the most suitable Equestrian life insurance, critical illness cover and income protection policies then you should call 0345 565 0935.

Contact us now for your life insurance quote or apply online

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