Occupational Life InsuranceGet a Quote

At Sports FS, we specialise in occupational life insurance for individuals working in high-risk or physically demanding professions. Whether you’re a professional athlete, coach, trainer, or work in a field where your body is your most valuable asset, our policies are designed to reflect the unique risks of your occupation.

We recognise that your career involves challenges that standard life insurance often fails to address. That’s why our cover goes beyond the basics—providing tailored protection for accidental death, serious injury, and long-term incapacity.

When dealing with a member of our team, you’re not just taking out a policy—you’re gaining peace of mind. We work closely with you to build a plan that suits your profession, your lifestyle, and your long-term goals. So whether you’re competing, training, or simply doing what you love, you can be confident that you and your loved ones are protected.

Choose Sports FS for occupational life insurance that’s built to meet the demands of your career.

Why a Specialist Matters for Hazardous Occupation Insurance

If you work in a hazardous occupation, whether it’s construction, firefighting, offshore drilling, or any high-risk industry, protecting yourself and your loved ones is essential. Standard insurance and financial protection policies may not adequately cover the risks associated with your job, and navigating the complexities of protection can be overwhelming. That’s why speaking to a financial protection specialist such as us is crucial—we understand the challenges of hazardous work and provide tailored solutions that ensure financial security.

Expertise in High-Risk Professions

Unlike general insurance providers, we focus specifically on hazardous occupations and sports. We understand the risks unique to your industry, whether it’s exposure to dangerous environments, physical demands, or the potential for injury. This expertise ensures that you receive coverage that truly protects you rather than a generic policy that may leave gaps in critical areas.  

Tailored Coverage That Fits Your Needs

Many traditional insurance and financial protection policies come with exclusions for hazardous jobs or impose higher premiums without considering individual circumstances. We work with insurers who appreciate the nuances of your profession, helping you secure life insurance, mortgage protection, income protection, critical illness cover, and accident insurance that suits your specific risks. Whether you need coverage that accounts for potential workplace injuries, long-term recovery, or financial security for your family, we can design a package of cover that meets your needs. 

Navigating Complex Policies & Terms

Insurance and financial protection policies can be complicated, especially for hazardous occupations. We will break down the jargon, explain what’s included in your policy, and ensure you fully understand the coverage. This helps prevent surprises when making a claim and ensures that you have the right protection in place for your work and life.

Access to Exclusive Providers & Better Rates 

We have relationships with insurers who focus on high-risk professions, meaning we can secure competitive rates and great terms. We pass the benefit gained from these long term working relationships onto our customers, ensuring you receive the best rates possible for your cover.

Peace of Mind for You & Your Family

Working in a hazardous occupation comes with uncertainty, but financial protection shouldn’t be one of them. By discussing cover with us, you gain confidence knowing that your future and your loved ones are safeguarded, allowing you to focus on your job without worry. 

Speak to Us Today

Don’t leave your financial security to chance. We can provide expertly tailored insurance solutions to protect your income, your home, and your family’s future. Take control today and ensure you’re covered in all situations.