Life Insurance For MotorSports

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Life, Income Protection &
Critical Illness Cover
cover options

If you are looking for life insurance, critical illness cover or income protection for motor sports then contact Sports Financial Services.

Over the years Sports Financial Services has grown an expertise in providing protection for hazardous sports and hazardous pursuits. We are happy to provide protection cover for a wide range of individuals who enjoy motor sports recreationally or professionally.

Our specialism is helping people who are classed as non-standard because of their sport, hobby or occupation.

Life insurance for motor sports

Whether you are professionally involved in motor sports, or enjoy motorsports in your spare time, then Sports Financial Services will be happy to hear from you to discuss your individual motorsport protection needs.

There are a range of insurance options available for motorsports enthusiasts who are looking to provide for a family, cover mortgage payments or provide income protection should an accident (or worse) happen whilst enjoying motor sports.

If you are a motorsports participant and are looking for a lump sum to be paid following an accident or natural death then you may want to consider life insurance.

What are motor sports?

Motor sports can be classified in a number of ways.

At Sports Financial Services we are happy to discuss you needs in relation to:

Motor car sport

  • Cross country / off road racing
  • Grand prix racing– Formula 1, Formula 2
  • Grand tour racing
  • Hill climbs
  • Karting
  • Rallycross
  • Rallying
  • Sprint racing
  • Stock car racing
  • Touring car racing
  • Vintage motor racing

Motorcycles / Motorbikes sport

  • Drag bikes racing
  • Enduro racing
  • Motocross
  • Quad bikes
  • Sidecar racing
  • Speedway
  • Supermoto

Boats sports

  • Powerboats

Whether your motorsports takes you racing around Silverstone, or across the deep seas, then Sports Financial Services will be happy to hear from you.

Can motor sports participants get insurance?

Sports Financial Services work hard to ensure motorsport participants can access life and health insurance cover, that has previously been subject to restrictions or exclusions, because of the hazardous nature of the activity.

You contact Sports Financial Services today to chat about your needs in relation to:

  • Life insurance for motorsports
  • Mortgage protection for motorsports
  • Critical and serious illness cover for motorsports
  • Income protection for motorsports

Frequently asked questions when motorsports participants apply for life insurance and financial protection

When applying for cover, as a motor sports participant, Sports Financial Services will take into consideration a number of factors that will help determine the final premium paid.

A personal adviser is allocated to your enquiry and will talk you through the specific questions that relate to you and your motor sports cover.

Typical life and lifestyle questions, that we may ask you, include:

  • Your personal lifestyle and health (e.g. smoking, drinking and regular exercise)
  • Your height
  • Your weight
  • Your age
  • Your medical history

Occupational and recreational questions, related to motor sports, could include:

  • Type of motorsport
  • Involvement level (recreational or professional)
  • Your occupation (if your motor sport is recreational)
  • Membership of sport governing body
  • Frequency of participation and/or time spent undertaking motor sports
  • Type of vehicle used
  • Engine size
  • Environment – circuit tracks, road, track, off road, inland water or offshore
  • National and international participation in motor sport
  • Participation in competitions

Finally, questions relating to the amount of cover you require and the duration of cover will be sought, including:

  • The amount of cover you require (£)
  • The term of the policy you require (number of years)
  • The type(s) of policy required and any mix of additional cover options

Your information, such as that detailed above, will help determine the level of risk involved and the ultimately the premium paid for a policy by a motor sports participant.

Business protection and motor sports

For those who operate a Limited Company or operate at Director level then you may want to speak to Sports Financial Services about options for life, health and business protection cover, including:

  • Key Person insurance
  • Relevant Life insurance
  • Shareholder Protection
  • Income Protection
  • Individual and company Private Medical Insurance

What is the best life insurance company for me?

Even if you have an existing motor sports policy in place elsewhere, Sports Financial Services will be happy to hear from you, even if only to provide you with peace of mind that your cover and premiums are comparable with current market products.

If you would like to find out more about the whole range of life insurance, health insurance and income protection cover available for individual motor sports needs then please contact Sports Financial Services today on 0345 565 0935.