Life Insurance for Ski Instructors

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Life, Income Protection &
Critical Illness Cover
cover options

Do you like the freedom of an outdoor classroom with crisp, clean mountain air and a stunning mountain landscape, as well as the excitement of a new ski season?

We would be pleased to speak with you about life insurance for ski instructors, income protection, or critical illness cover whether you teach snowplough turns at your neighbourhood snow centre or instruct skiing at a ski school. We have a wealth of expertise assisting people with financial protection for those who take part in winter mountain sports like skiing, climbing, and mountaineering.

Please feel free to speak to us about cover for your skiing instructor activities if you’re worried about getting into trouble in the mountains and want the knowledge, that you have financial protection in place in case of an accident or injury. To learn more about life insurance for ski instructors, your skiing activities, and your lifestyle, contact us online or by phone.

Life Insurance for Ski Instructors, Income Protection and Critical Illness Cover

Critical Illness Cover:

Covering specific illnesses or medical conditions that could have a negative impact on your life, family, and finances is possible with critical illness insurance. Anyone who inquires about critical illness cover and engages in risky activities, such as skiing instructor activities, will have their inquiry evaluated in light of their activities. Different forms of coverage will be evaluated in different ways.

While cover for some lifestyles may be provided at regular rates with no additional costs, participation in others may be subject to premium loadings, additional conditions, restrictions, or exclusions. The alternatives that are available to you will be discussed by your Sports FS advisor. 

Income Protection:

Income protection is a crucial insurance to take into account, especially if you engage in risky activities like skiing. If you are unable to work because of an illness or injury, income protection may provide you peace of mind.

You should think about what would happen if you had a loan, mortgage, credit card, regular expenses, or family financial obligations and were unable to make the payments due to a lack of income if you were unable to work.

What information would you need to disclose when inquiring about life insurance for ski instructors?

When inquiring about ski instructor insurance, critical illness cover and income protection there are numerous bits of information you will need to disclose so that your advisor can get you the right level of protection.

  • Current employment or occupation
  • Type of skiing and ski instruction activities
  • Grade of ski run/piste
  • Where you participate in skiing – UK, Europe (e.g. Val Thorens, Courchevel, Val-d’Isere, Chamonix, Zermatt, Verbier) or Worldwide locations
  • Geographic location of your employment (e.g. UK, Europe and/or Worldwide)
  • Maximum altitude
  • Level of participation (e.g. recreational or instructor)
  • Governing Body membership (e.g. Ski Club of Great Britain / BASI)
  • Current income (e.g. if you are enquiring about Income Protection)

Life Insurance for Ski instructors with Sports FS

Your dedicated sports advisor will be happy to go over a variety of financial options for skiing and life insurance for ski instructors. Additionally, they will be able to go over whether or not Critical Illness Cover and Income Protection are available for your specific situation and whether any restrictions apply.

If you’d like to learn more about the advantages of cover for your sport or a variety of other dangerous activities such as Snowboard Instructor Insurance, call Sports Financial Services at 0345 565 0935 to speak with one of our experienced sports advisers. Or, please feel free to fill out our online inquiry form.