Your job aboard a yacht comes with its share of risks. Whether you’re a deckhand, stewardess, engineer, or captain, the nature of your work involves inherent dangers. Speak to a hazardous sport and occupation specialist at Sports Financial Services today to discuss Yacht Crew Life Insurance.
About Sports Financial Services
At Sports Financial Services, we specialise in providing life insurance, critical illness cover and income protection cover for extreme sports enthusiasts and those engaged in hazardous occupations. Whatever your yachting occupation, having appropriate financial protection is important for ensuring peace of mind, and safeguarding yourself and your family.
Discover peace of mind with our yacht crew life insurance. With over 20 years of experience, our specialists excel in serving those in hazardous sports and occupations. Trust us for expert guidance tailored to your needs.
Yacht Crew Insurance, Critical Illness Cover and Income Protection
Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous activities and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of yachting and occupational activities will be assessed differently.
Cover for some sports and occupations can be offered at standard rates with no special terms imposed whilst participation in other sports and occupations may result in premium loadings, special terms, restrictions or exclusions. Your sports and occupations specialist at Sports Financial Services will talk you through the options available to you.
Another important cover to consider is income protection, particularly if you take part in hazardous activities like sailing. Income protection could provide you with some peace of mind if you are unable to work due to injury or sickness.
If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.
Enquiries about income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of your activities and whether they have caused you to have a significant amount of time off work.
Again, like critical illness cover, participation in some sports and occupational activities may result in premium loadings, restrictions or exclusions. When you make an enquiry for yachting life insurance, income protection or critical illness cover your adviser at Sports Financial Services will discuss your needs and the options available to you.
Get In touch with us today to discuss yacht crew insurance
For inquiries regarding yacht crew insurance, please call 0345 565 0935 or fill out the quick enquiry form on this page. Our dedicated sport and occupation advisers are available to discuss your yacht crew life insurance requirements. Whether you’re considering a new policy or already have one, our advisers are here to assist you in comparing your cover with the latest offerings in the market.
Yacht Crew Insurance FAQs
What does Yacht Crew Life Insurance typically cover?
Yacht Crew Life Insurance typically provides financial protection for crew members’ families in the event of the crew member’s death. This coverage typically includes a lump-sum payment to beneficiaries, which can help cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.