Pilot Life Insurance Company

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Life, Income Protection &
Critical Illness Cover
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If you are a pilot, it doesn’t matter whether you fly for leisure, sport or for your occupation, getting financial protection will give you the peace of mind that your loved ones are supported should the worst happen. Sports Financial Services could be the Pilot Life Insurance Company you need. Since piloting demands a certain level of skill and is undertaken in challenging environments, it can require more specialist cover. Call us or fill out the contact form to discuss financial protection for your sport. 

Sports Financial specialises in offering financial protection to people who take part in extreme or hazardous sports such as piloting light aircraft, gliders and hang gliders. Speak to us about life insurance, mortgage protection, income protection and critical illness cover for pilots. 

What is a Pilot life insurance company

A Pilot life insurance company is a business that specialises in financial protection for pilots. Sports Financial Services have a 20 year history of helping people who participate in extreme sports like flying. We have the knowledge and understanding of the needs of those who participate in hazardous sports and occupations. 

Its important to note that the underwriting of life insurance, critical illness cover and income protection for pilots can vary. This is dependent on a number of factors such as your level of participation in the activity. This is one of the reasons why a specialist pilot life insurance company can be beneficial in making sure you obtain the correct level of cover for you, your circumstances and all aspects of your flying activity. 

Here are some areas that insurers might consider when assessing your enquiry for pilot life insurance cover:

  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of flying activities do you engage in?
  • What is your level of participation in flying (e.g., amateur, semi-professional or professional)?
  • What type of aircraft do you fly?
  • How many flying hours each year?
  • Are you a member of the Sport’s Governing Body? (e.g., The Light Aircraft Association www.lightaircraftassociation.co.uk )
  • What geographic locations do you travel to participate in flying (e.g., UK, Europe or Worldwide)?

Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.

Does a Pilot life insurance company provide other financial protection?

Here at Sports Financial Services, we offer other financial services as well as life insurance. This includes critical illness cover and income protection. Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in extreme sports like flying and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of flying activities will be assessed differently. 


The other cover you may want to consider is income protection, particularly if you take part in high-risk sports like flying. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. This type of cover is perfect if you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of flying and whether they have caused you to have a significant amount of time off work. 

Both income protection and critical illness cover may include premium loadings, restrictions or exclusions as a result of participation in some activities like flying. You will be able to discuss this further with your adviser.

Why choose Sports Financial Services as your Pilot life insurance company?

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find insurance for pilots at the right price.

Even if you have an insurance policy in place, have been declined pilot life insurance in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 

In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for cover for flying.