Sports Financial is a top insurance specialist for people who take part in extreme sports or who have dangerous occupations which can include Parasailing life insurance, however this is not usually considered to be an extreme sport. Often this type of activity will simply be treated as a recreational activity and therefore if this is your only disclosure then Parasailing life insurance will almost always be accepted at the same rates as someone who does not take part in any dangerous activities.
Often you will be asked about whether you take part in any extreme sports on your application for cover but you will not even need to disclose that you take part in parasailing, regardless of how often you take part in this activity. Most people think that Parasailing life insurance is something that will cause an issue for your application when in reality your adviser should be able to tell you what you need to disclose.
There are many potential risks when taking part in parasailing which is usually something that people will do whilst on holiday but the incident rates for this activity are still low in relation to how much people do this type of activity.
There are a number of other types of similar sports which would generally cause issues for life insurance applications which include:
- Sky diving
- Base jumping
Any aviation sport will come with risks however Parasailing life insurance is the lowest risk of any of these sports because of the way that it is done. All other aviation sports involve extreme heights whereas this particular sport is something that you do on a fixed line at relatively low heights in comparison to other sports.
Other lifestyle factors that will be taken in to consideration on an application for Parasailing life insurance are:
- Are you currently a smoker or have you smoked in the past 12 months
- What is your height and weight (body mass index)
- How much alcohol do you consume on a weekly basis
- Do you suffer from a pre-existing medical condition
You should also be aware that there are a number of other key areas which would determine how much you will pay for Parasailing life insurance which include:
- How much cover do you need and what is it for
- How long do you need to take cover for
- What type of cover do you want
For more information about your Parasailing life insurance or to get advice on how to protect your family then you should speak to one of our team of experts on 0345 565 0935 today.