Life Insurance for aviation

Get a Quote now!
Get a decision
within 24hrs
Life, Income Protection &
Critical Illness Cover
cover options

Whether you fly for leisure, pleasure or sport, speak to Sports Financial Services about life insurance, mortgage protection, income protection and critical illness cover for aviation. 

Sports Financial specialises in offering financial protection to people who take part in extreme or hazardous sports such as aviation. If you take part in any form of air sports, from amateur to professional level, you will need to disclose information about your sport to any life insurance, critical illness cover or income protection providers. 

Because aviation demands a certain level of technical skill and is undertaken in challenging environments, it can often require more specialist types of cover. If you would like to discuss the right life insurance, critical illness cover or income protection cover for aviation you have come to the right place.


What is Life Insurance for aviation?

The underwriting of life insurance, income protection and critical illness for aviation can vary depending on your insurance provider as well as your level of participation in your sport / activities. For this reason, specialist sports advice can be beneficial in obtaining the right cover for you, your circumstances and all aspects of your chosen sport and lifestyle. 

Often, when looking for specialist insurance for extreme sports like aviation you may come across additional requirements in order for underwriters to fully understand your activities. Some extreme sports financial protection may cost more due to these additional requirements. 

Our 20-year history of helping extreme sports people means that we understand sports and when it comes to aviation, we understand the needs of those who participate in hazardous sports and occupations. 

Here are some areas that insurers might consider when assessing your enquiry for life insurance for aviation cover:


  • How is your health and lifestyle? (e.g., alcohol consumption, exercise and smoking)
  • What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
  • What type of aviation activities do you pursue?
  • What type of aircraft do you fly?
  • How many hours do you fly?
  • What is your level of participation in aviation (e.g., amateur, semi-professional or professional)?
  • What geographic locations do you travel to participate in aviation racing (e.g., UK, Europe or Worldwide)?


Such questions will help us find the facts that insurance companies require in relation to you, your sport and your lifestyle.


Life insurance for aviation Life Insurance Vs Critical Illness Cover and Income Protection

Critical Illness Cover:

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in extreme sports like aviation and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of flying activities will be assessed differently. 


Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your participation in flying, occupation and lifestyle. 


Income Protection:

Another important cover to consider is income protection, particularly if you take part in high-risk sports like aviation. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of flying and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some sports may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.


Different types of Life Insurance for Aviation 


Whatever type of aviation activities you pursue please contact Sports Financial Services to discuss your needs.

We understand that there are many types of aviation activities, in competitive and non-competitive environments, that you may want to discuss with us. Because we specialise you can speak to us about cover for different air sports and activities.


Why Choose Sports Financial Services for Life Insurance for Aviation?

Sports Financial Services are a team of insurance specialists with many years of experience working with those who pursue hazardous sports and occupations. We know how important it is to find life insurance for aviation at the right price.

Even if you have an insurance policy in place, have been declined aviation life insurance in the past or have previously experienced problems obtaining life insurance then you should speak to our extreme sport and occupation experts. 


In addition, different insurers come to the market over time and others may change their terms. This may mean that different terms are available in the market place than when you first applied for cover for life insurance for aviation. 

Speak to one of our specialist advisors today to find out more.

Finally, as an additional service, we work closely with our parent company, Suttons Independent Financial Advisers. So, if you require any further information about other financial services such as pensions, investments, mortgages or financial planning please visit

Your personal adviser at Sports Financial Services will also be able to refer you to a contact at Suttons who best suits your interests.