Category: Sports

Surfing is more than just a sport. It is a lifestyle built on freedom, adrenaline, and connection to the ocean. Whether you are catching waves in Cornwall, chasing swells abroad, or training every weekend, surfing carries undeniable risks alongside the thrill. That is why surfing life insurance is so important for anyone who wants to safeguard their family and finances while pursuing their passion.

We specialise in arranging life insurance and financial protection for people engaged in high-risk sports. Unlike traditional providers who often exclude or penalise surfers for their adventurous lifestyle, we understand the balance between living life to the fullest and planning responsibly for the future.

Why Surfers Need Specialist Life Insurance

Surfing is exhilarating but unpredictable. Powerful waves, changing tides, and offshore conditions can make the sport hazardous even for experienced surfers. While many people think of surfing as lower risk compared to skydiving or motorsport, accidents and injuries are more common than many realise.

Surfers face risks such as:

• Drowning due to strong rip currents or wipeouts
• Head, neck, or spinal injuries from heavy waves
• Collisions with reefs, rocks, or other surfers
• Long-term musculoskeletal injuries from repeated strain

Traditional life insurance companies may raise premiums, exclude surfing from cover, or even refuse applications outright. Sports Financial Services specialises in helping surfers find policies that take these risks into account while still providing comprehensive protection.

The Benefits of Surfing Life Insurance

When you enquire about life insurance through a specialist broker like Sports Financial Services, you are ensuring that your loved ones have financial security no matter what happens. The main benefits include:

• Providing for your family – a lump sum payout could help cover living expenses, education, and other essential costs.
• Safeguarding your home – if you have a mortgage, a mortgage protection policy could help protect against repayment difficulties should an accident happen.
• Protecting your lifestyle – knowing your family is financially secure allows you to continue enjoying surfing without unnecessary worry.

Specialist surfing life insurance means you can pursue your passion with peace of mind rather than feeling penalised for the lifestyle you love.

More Than Just Life Insurance

At Sports Financial Services, we know that financial protection is not one-size-fits-all. That is why we also help surfers explore additional types of cover:

Mortgage Protection Insurance

Your home is one of your biggest financial commitments. If the worst were to happen while surfing, mortgage protection helps ensure your family would not face the added pressure of meeting mortgage payments, allowing your loved ones to focus on healing and stability.

Income Protection

Surfing injuries can put you out of work for weeks or even months. Income protection replaces a portion of your salary if you cannot work due to a sports-related illness or injury. This cover is invaluable for self-employed surfers, freelancers, or anyone without extensive sick pay benefits.

Critical Illness Cover

Some surfing accidents may result in long-term conditions that change your ability to work or live as before. Critical illness cover provides financial support if you are diagnosed with a serious condition. There are many life changing conditions that we can discuss. A payout could help fund treatment, adapt your home, or replace lost income.

Why Choose Sports Financial Services for Surfing Life Insurance?

We are not a general financial protection provider. We are specialists in high-risk sports insurance and hazardous occupations. That means we understand the unique risks that surfers face and work with insurers who are open to covering them.

Our key advantages include:

• Tailored solutions that are designed with your lifestyle in mind, not a generic template
• Market expertise with access to insurers who specifically cover extreme and hazardous sports
• Honest advice that explains exclusions, costs, and benefits clearly so you can make informed choices
• Supportive service from a team that understands what it means to balance adventure with responsibility

Traditional insurers may see surfing as a reason to decline. We see it as a reason to specialise.

Real-Life Example

Imagine a 35-year-old surfer with a young family and a mortgage. He works as a project manager and surfs three times a week, with annual trips to Portugal and Indonesia.

A standard life insurance provider might increase his premium significantly or exclude surfing altogether. At Sports Financial Services, we provide tailored cover that protects his family, ensures his mortgage is covered, and gives him income protection if an accident sidelines him from work.

The result is that he continues enjoying his sport with peace of mind, knowing his family is financially secure, whatever the waves bring.

Living Life to the Fullest

Surfing is about freedom, challenge, and connection with the sea. The last thing any surfer wants is to give up their passion because of financial worry. With the right insurance in place, you do not have to choose between responsibility and adventure.

Sports Financial Services exists to give surfers that reassurance. By working with us, you can continue chasing waves while knowing your loved ones are protected if the unexpected happens.

Get a Quote Today

If surfing is your passion, do not let uncertainty hold you back. Sports Financial Services can help you secure the right financial protection tailored to your lifestyle.

• Specialist life insurance for surfers and extreme sports life insurance
• Advice on mortgage protection, income protection, and critical illness cover
• Access to providers who understand high-risk activities

Contact Sports Financial Services today to get a no-obligation quote for surfing life insurance.

Take the next step toward protecting your future and continue living life to the fullest, both on and off the waves.

Taking part in extreme sports offers an undeniable thrill. Whether it is skydiving, rock climbing, or motorsport, these activities deliver adventure, challenge, and freedom. Yet the very qualities that make them exciting also make them risky. This is where working with a specialist life insurance broker becomes invaluable. At Sports Financial Services, we understand that thrill-seekers should not have to sacrifice financial security to live life to the fullest.

Why Choose a Life Insurance Broker for Extreme Sports?

Many traditional insurers consider extreme sports to be too hazardous, leading to higher premiums, exclusions, or declined applications. This can be frustrating if you are serious about both your passion and your responsibilities.

A specialist life insurance broker acts as your advocate. At Sports Financial Services, we have decades of experience in finding policies for high-risk activities. We take the time to understand your sport, your lifestyle, and your financial goals, then connect you with insurers who are willing to offer appropriate and fairly priced cover.

The Risks of Extreme Sports

It is no secret that extreme sports come with heightened risks compared to mainstream activities. Some of the most common include:

• Accidents and injuries such as fractures, head trauma, or spinal issues
• Serious health impacts following incidents like decompression sickness in diving or high-speed crashes in motorsport
• Long recovery periods that may prevent you from working and earning an income
• Life-threatening events that could leave your family financially vulnerable

While the risks are real, careful planning ensures they do not stop you from pursuing the lifestyle you love. That is the role of a life insurance broker who specialises in high-risk and hazardous sports.

Core Services from Sports Financial Services

We offer more than just life insurance. Our goal is to provide complete financial protection for people who live adventurous lives.

Life Insurance

Life insurance provides a lump sum payment to your loved ones if the worst should happen. For extreme sports enthusiasts, it ensures that your family is not left facing debts, mortgage repayments, or financial insecurity at the most difficult time.

Mortgage Protection

Your home is often your biggest investment. Mortgage protection helps safeguard your property with a payout in the event of your death. Planning for such eventualities could allow your family to remain in their home without added financial pressure.

Income Protection

Accidents in extreme sports may mean weeks or even months away from work. Income protection helps by providing a level of income for a period of time, helping you meet every day financial commitments such as bills, loans, and family expenses.

Critical Illness Cover

Some injuries or illnesses may result in long-term changes to your ability to work or live as before. Critical illness cover could pay out a lump sum if you are diagnosed with a serious condition. This could help fund treatment, adapt your home, or replace lost income during recovery.

Tailored Insurance for High-Risk Activities

At Sports Financial Services, we specialise in cover for sports and occupations that traditional financial protection providers struggle with. These include:

• Skydiving
• Rock climbing
• Motorsport racing
• Scuba diving
• Mountain climbing
• High-speed racing

Our role as your life insurance broker is to match your specific lifestyle with providers who understand and accept these risks. We ensure you are not penalised simply for pursuing a passion that others may find too hazardous.

Who We Help

Our typical clients are not reckless adventurers. They are sports enthusiasts, hazardous occupation professionals and family-focused individuals who value both their passions and their responsibilities to their families.

• Age range: Often between 25 and 55, at the peak of their careers and with financial obligations such as mortgages and dependants.
• Lifestyle: Thrill-seekers who see extreme sports as a vital part of how they live their lives.
• Motivation: They want appropriate protection, fast turnaround, and fair pricing.
• Mindset: They are calculated risk-takers who invest in careful planning for the future.

This balance of responsibility and adventure is exactly why our services exist.

Why Sports Financial Services is Different

Choosing Sports Financial Services means working with a life insurance broker who speaks your language. We are not just insurance experts; we have over two decades of experience and understand the extreme sports community.

Our advantages include:

• Long experience and expert knowledge of how high-risk sports are assessed by insurers
• Access to specialist markets that standard providers may not consider
• Straightforward advice on exclusions, costs, and the best options available
• Supportive service that helps you protect your loved ones while continuing your lifestyle

We pride ourselves on being both professional and approachable, guiding clients with honesty and empathy.

Peace of Mind for You and Your Family

Extreme sports provide freedom and excitement, but they should never come at the cost of your family’s financial security. A life insurance broker like Sports Financial Services makes sure you do not have to choose between responsibility and adventure.

With our help and experience, you can continue living life to the fullest while knowing your loved ones are protected if the unexpected happens.

Speak to a Specialist Life Insurance Broker Today

If you are involved in extreme sports or a hazardous occupation, speak to Sports Financial Services about tailored cover. We provide:

• Life insurance for high-risk lifestyles, sports and occupations
• Mortgage protection to secure your home
• Income protection to support lost earnings
• Critical illness cover for long-term resilience

Contact Sports Financial Services today for a no-obligation consultation and discover how the right life insurance broker can help you protect what matters most.

What is Mortgage Protection Insurance?

Have you considered if you can cope financially if you are made involuntarily redundant or find yourself unable to work due to accident or illness?

Typically, in relation to accident or illness, you will need to be off work for a pre-determined number of days before the policy starts paying out. Our specialist advisers will discuss theses deferred periods and the cover options available to you. 

Do I need Mortgage Protection Insurance?

If you think you will struggle to meet mortgage payments if you cannot work then you should speak to an insurance specialist at Sports Financial Services. If you are self-employed and do not receive employer provided sick pay or redundancy cover you can also speak to us about the options available to you.

Are there any additional benefits to consider?

Yes, there are optional benefits that you may wish to discuss with us in addition to mortgage protection insurance.

Terminal Illness cover: financial protection if diagnosed with a terminal illness, covered by the policy, during the policy term.
Critical Illness Cover: financial protection if diagnosed with a critical illness covered by the policy.

How much is Mortgage Protection Insurance?

The cost for mortgage protection insurance varies based on several factors including:

• Age: younger individuals typically pay lower premiums

• Health: your medical history and lifestyle can impact your premium

• Mortgage amount: the size of your mortgage determines the coverage needed

• Term-length: longer-term policies may have higher premiums

• Occupation: more dangerous occupations, like tree surgeon life insurance or military life insurance, may require special mortgage protection insurance. We specialise in this type of cover at Sports Financial Services. 

• Hobbies: If you regularly take part in dangerous sports/hobbies, like rock climbing insurance or aviation life insurance, you may also require special mortgage protection insurance. Again, our specialists will be more than happy to discuss cover options with you.  

If you are interested in getting a free, no-obligation quote for your mortgage protection insurance please complete the form below. Alternatively, you can speak to one of our specialists who can discuss the price and cover options available to you. Please call us on 0345 565 0935. 

Why is Mortgage Protection Insurance Important?

Some key benefits of mortgage protection insurance are:

1. Offers your family protection: your loved ones don’t have to worry about covering the mortgage payments in the event of an unexpected circumstance

2. Tailored financial security: policies can be designed to meet your specific needs, whether you work as a tree surgeon or have the hobby of a rock climber 

3. Affordable and flexible: policies can be tailored to fit your budget

Some points to consider in relation to mortgage protection insurance:

1. Cover: as an industry benchmark, cover is typically available for up to 60% of your gross monthly income

2. Deferred period: there’s usually a waiting period or deferred period before the benefits start. The length of this period can affect the cost of cover.

3. Self-employed: if you’re self-employed and don’t have access to employer-provided benefits it can be a useful cover to have 

If you would like more detailed information on how to choose the right policy for your personal circumstance, please speak to one of our specialists today about cover and costs.

Take the Next Step

Want to learn more about how much mortgage protection insurance would cost for you? Contact the specialists at Sports Financial Services today for a free, no-obligation quote. Let us help you protect what matters most. Alternatively, check our our guide on how much critical illness cover do I need?

As leading specialists in providing life insurance for those pursuing sporting activities, we understand the risks that come with participating in sports. Injuries can impact your ability to work and don’t discriminate depending on your sporting ability. That’s why having the right protection in place is so important. 

Speak to a sports accident insurance specialist about financial protection if you’re injured while playing sports or participating in extreme activities. We will be happy to discuss cover for medical costs, rehabilitation, and loss of income. Leaving you, should the worst happen, to focus on recovery without worrying about financial hardship. Backed by over 20 years of experience, we offer tailored financial protection to individuals across the UK. 

Get in touch today by using the contact form below to get a free no-obligation quote. 

Find out more today

We hope we’ve provided some clarity around the question, “Is income protection with it?” in the hope of helping individuals make informed decisions based on their unique financial situations and goals. Why not also check our our FAQ on how much is mortgage protection. For personalised advice, speak with one of our specialist Income Protection advisers today. Complete our online form or contact us on 0345 565 0935.

As leading specialists in providing life insurance for those pursuing sporting activities, we understand the risks that come with participating in sports. Injuries can impact your ability to work and don’t discriminate depending on your sporting ability. That’s why having the right protection in place is so important. 

Speak to a sports accident insurance specialist about financial protection if you’re injured while playing sports or participating in extreme activities. We will be happy to discuss cover for medical costs, rehabilitation, and loss of income. Leaving you, should the worst happen, to focus on recovery without worrying about financial hardship. Backed by over 20 years of experience, we offer tailored financial protection to individuals across the UK. 

Get in touch today by using the contact form below to get a free no-obligation quote. 

Get in touch with us today

If you’d like to find out more about how much critical illness cover do I need or how much is mortgage protection insurance, contact us today to discuss cover with one of our Critical Illness Cover specialists. Please complete the enquiry form on this page or call us on 0345 565 0935.

To discuss life insurance for roofers, speak to a sport and occupation specialist at Sports Financial Services today. Our specialist advisers have developed expertise in arranging cover for a wide range of hazardous occupations such as life insurance for roofers. Our expertise comes with an understanding of the needs of those who engage in extreme sports and occupations and the financial protection options applicable.

Underwriters typically ask various questions when considering a Roofer life insurance  enquiry, for example:

• The height levels involved in your work
• Frequency of working at heights (e.g., daily, weekly, monthly)
• Handling of hazardous materials
• Existing health or medical conditions
• Work with any dangerous machinery

Additionally, other questions influencing life insurance for roofers’ premiums include:

• How much cover you need (£’s)
• Length of cover (years)
• Type of policy

For further details or to enquire about life insurance, income protection or critical illness cover contact our team of hazardous occupation specialists today on 0345 565 0935 or complete the quick enquiry form. 

Critical Illness Cover for Roofers

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous activities and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of roofing and occupational activities will be assessed differently. 

Cover for some sports and occupations can be offered at standard rates with no special terms imposed whilst participation in other sports and occupations may result in premium loadings, special terms, restrictions or exclusions. Your sports and occupations specialist at Sports Financial Services will talk you through the options available to you. 

Income Protection for Roofers

Another important cover to consider is income protection, particularly if you take part in hazardous activities. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of your activities and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some sports and occupational activities may result in premium loadings, restrictions or exclusions. When you make an enquiry for roofers life insurance, income protection or critical illness cover your adviser at Sports Financial Services will discuss your needs and the options available to you.

Army life presents significant challenges, requiring a diverse skill set and the capacity to work in demanding environments whilst participating in potentially hazardous activities. Sports Financial Services are hazardous sport and occupation specialists who provide a professional service for those who live life at the extremes. You can talk to us today about life insurance for army, critical illness cover and income protection.

Life Insurance for Army Underwriting

Like many high-risk occupations, securing life insurance for members of the Armed Forces depends on a number of factors. There are many questions that insurers may want to discuss when considering your enquiry for life insurance for Army, for example:

• How healthy are you and what is your lifestyle like? (e.g., alcohol consumption, exercise and smoking)
• What is your current employment and does it take you on international travel? (e.g., UK, Europe and/or worldwide)
• What type of army personnel activities do you participate in?
• Do you participate in hazardous sports or other hazardous activities?

Such questions, and many more, will help us find the facts that insurance companies require in relation to you, your occupation and your lifestyle.

What is life insurance for army personnel members?

The underwriting of army personnel life insurance can vary depending on the insurance provider as well as the type of military activities you are engaged in. For this reason, specialist advice can be beneficial in obtaining the right cover for you and your particular circumstances.

Because we have been working, for many years, with people who enjoy outdoor sports we also have a great deal of experience of discussing cover for many outdoor activities such as canoeing, scuba diving, mountain biking, rock climbing, mountaineering, skydiving and skiing.

When looking for specialist insurance for extreme pursuits like army personnel life insurance you may come across additional requirements in order for underwriters to fully understand your military activities. Some financial protection may cost more (or be excluded) because of the nature of your activities. Your personal adviser at Sports Financial Services will discuss this in detail with you.  

Our 20-year history of helping people who engage with hazardous sports and occupations means that we understand the needs of those that operate at the extremes. 

Critical Illness Cover and Income Protection for Army

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in hazardous activities and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of activities will be assessed differently. 

Cover for some sports and occupations can be offered at standard rates with no special terms imposed whilst participation in other sports and occupations may result in premium loadings, special terms, restrictions or exclusions. Your sports and occupations specialist at Sports Financial Services will talk you through the options available to you. 

Another important cover to consider is income protection, particularly if you take part in hazardous activities. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of your activities and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some sports and occupational activities may result in premium loadings, restrictions or exclusions. When you make an enquiry for army life insurance, income protection or critical illness cover your adviser at Sports Financial Services will discuss your needs and the options available to you.

Life insurance is an important part of financial protection, and for rope access professionals, it is an important cover to consider. Working at heights carries inherent risks, and accidents can happen. Rope access life insurance could provide financial support for your loved ones should the worst happen. Appropriate cover could help your partner or family maintain some quality of life if you are no longer there to provide for them. Our team of hazardous sport and occupation specialists are ready to discuss your rope access life insurance needs today.

There are a number of rope access-related questions we will discuss with you when you enquire about rope access life insurance. Some of the questions we may discuss, in relation to rope access technician life insurance, could include the following:

• What heights do you work at (e.g., under or over 40 feet)?
• How regularly do you work at heights?
• Do you work in dangerous locations (e.g., offshore, dangerous countries)?
• Does your job involve working with dangerous equipment?

Other factors that determine life insurance premiums for rope access workers will include:

• Level of cover required (£’s)
• Time policy is taken over (years)
• Type of insurance policy

Speak to one of our hazardous sport and occupation specialists today to learn more about our financial protection options, obtain a free quote, and take the first step towards protecting your financial future.

Critical Illness Cover for Rope Access Workers

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in rope access work and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of rope access activities will be assessed differently. 

Cover for some rope access activities may be offered at standard rates with no special terms imposed. Participation in other rope access activities may result in premium loadings, special terms, restrictions or exclusions. Your occupations specialist at Sports Financial Services will talk you through the options available. 

Income Protection for Rope Access Workers

Another important cover to consider is income protection, particularly if you take part in hazardous activities like rope access work. Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection depend on many factors, for example, whether you have previously suffered any injuries due to your rope access worker activities and whether they have caused you to have a significant amount of time off work. 

Again, like critical illness cover, participation in some rope access activities may result in premium loadings, restrictions or exclusions. When you make an enquiry your adviser at Sports Financial Services will discuss your needs and the options available to you.

Contact Sports Financial Services Today

Secure your financial future as a rope access worker with rope access life insurance. Don’t leave your financial security to chance. Contact us today to discuss life insurance, income protection and critical illness cover for your unique needs and receive a personalised quote. 

You can discuss more with one of our team of hazardous sport and occupation specialists on 0345 565 0935.

Sports can be an important part of our lives, promoting physical fitness, teamwork, and healthy competition. Whether you enjoy keeping fit, are an athlete or enjoy recreational sports in the great outdoors, there’s always a certain level of risk involved. Many who enjoy sports focus on honing their skills, setting challenges and achieving their goals, few consider the importance of sports accident insurance. Here we’ll delve into three aspects of sports accident insurance, exploring what it is, why it matters, and how Sports Financial Services can be of assistance. 

Understanding Sports Accident Insurance

The sports specialists at Sports Financial Services offer three types of Sports accident insurance. This includes life insurance for sports, income protection for sports and critical illness cover for sports.  

Why Sports Accident Insurance Matters

Financial Security: The most obvious reason to consider appropriate sports accident insurance is financial protection. Living costs, bills and loss of income from time off work can quickly accumulate after a sports-related injury. Appropriate sports accident insurance can help assist with some of the costs of living ensuring you some financial peace of mind as you recover.

Injury Prevention: Knowing you have insurance can provide peace of mind, reducing anxiety and allowing you to focus on your game. This mental assurance can help prevent injuries by reducing stress and promoting better decision-making on the field.

What type of Sports Accident Insurance does Sports Financial Services offer?

The sports specialists at Sports Financial Services understand the common needs and challenges that sports participants encounter. We also take time to understand your wider lifestyle and the specific circumstances faced in addition to your enjoyment of sport.

Those interested in sports accident insurance cover can discuss the following with Sports Financial Services:

Life insurance: this is a type of cover that pays out a lump sum if the policyholder dies during the policy term. It is there to provide some financial support for your family or loved ones after you are gone.  This could assist in helping to contribute to mortgage payments or provide some financial support for your dependents.

Critical illness cover: this is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in sports and enquires about critical illness cover will have their enquiry assessed against their sport participation and lifestyle. Cover for different types of sporting activities will be assessed differently.

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors including your sport and lifestyle. 

Income protection: another important cover to consider is sports income protection cover.  Income protection could provide you with peace of mind if you are unable to work due to injury or sickness. 

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.  

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of your sport and whether they have caused you to have a significant amount of time off work. 

Again, like life insurance and critical illness cover, participation in some sports and activities may result in premium loadings, restrictions or exclusions. Your sports adviser will discuss your needs and the options available to you.

Sports Accident Insurance with Sports Financial Services

Sports accident insurance is a financial safety net that every sportsperson should consider. It provides important financial protection and offers you and your family peace of mind. 

If you’re interested in learning more about financial protection and sports accident insurance, please contact a sports specialist at Sports Financial Services today at 0345 565 0935 or complete our online enquiry form.

If you have a passion for motorcycle racing and are searching for life insurance, income protection or critical illness cover, speak to a sports specialist at Sports Financial Services today.

Life Insurance for Motorcycle Racers with Sports Financial Services

At Sports Financial Services we are sports specialists that guarantee the best value protection for extreme and hazardous sports such as motorcycle racing.

We are happy to discuss all types of motorcycle racing so contact us today to explore the various options available for different forms of motorcycle racing, such as:

• Motorcycle circuit racing
• Motorcycle track racing
• Motorcycle road racing
• Motorcycle enduro racing

It’s worth noting that motorcycle racing often comes with added risks from an underwriting perspective. We have successfully secured cover for various motorcycle racers in the past. We will be delighted to discuss the financial protection options available to you in relation to your motorcycling racing activities. 

Determining the premiums and terms available for motorcycle racing participants depends on a number of factors such as health, lifestyle and the type of motorcycle racing pursued. Your personal specialist sports adviser will discuss your needs and explain the financial protection options available to you.  

Common Risk Factors for Motorcycle Racing Enthusiasts

The type of financial protection that is available to motorcycle racers can vary depending on a number of factors related to your motorcycle racing participation such as the type of bike, type of racing, frequency of participation, and whether you are an amateur or professional racer. As hazardous sports specialists, we are happy to discuss your needs and the availability of financial protection based on a number of factors such as your sports participation, work and lifestyle. 

Life Insurance for Motorcycle Enthusiasts

Our sports specialists will be happy to discuss the availability of cover in relation to a wide range of sports.

Contact our sports specialists today to discuss the type of cover that is currently available for various types of motorcycle racing, such as: 

• Adventure Motorcycling
• Beach Racing
• Cross Country
• Enduro / Endurance Racing
• Grasstrack
• Hillclimbs
• MotoCross
• Motorcycle Grand Prix (MotoGP)
• Road Racing (Isle of Man TT race)
• Scrambles
• Speedway
• Supercross
• SuperBike racing
• Supermoto
• Time trials
• Trackdays
• Trials Racing

Life insurance for Motorcycle Racers and Other Hazardous Pursuits

When enquiring about life insurance for motorcycle racers, we will discuss several factors related to your racing and lifestyle. A dedicated sports specialist will be assigned to you in order to discuss your motorcycle racing, health and lifestyle.

Typical questions may include:

• Personal lifestyle and health (e.g., exercise, smoking, and drinking habits)
• Height
• Weight (or BMI)
• Age
• Medical history

More specific motorcycling-related questions may include:

• Type of motorcycle racing
• Locations where you race (e.g., road, track, cross country, grass, circuit)
• Type of motorcycle you race
• Engine size/engine capacity (cc)
• Frequency of racing
• Level of participation (recreational, amateur, or professional)
• Licensing or qualifications
• International motorcycle racing involvement
• Income (where relevant for Income Protection Cover)

In addition to hazardous sports, we can also assist with financial protection for a wide range of hazardous and dangerous occupations.

Cover for Motorcycle Racing

Even if you have life insurance for motorcycle racing, critical illness cover or income protection cover for motorcycle racing elsewhere the team at Sports Financial Services will still like to hear from you. We will be happy to provide you with the peace that you have compared your current cover with current market offerings. 

If you’re interested in learning more about financial protection for motorcycle racers, please contact a sports specialist at Sports Financial Services today at 0345 565 0935 or complete our online enquiry form.