Sports Financial specialises in helping people with dangerous occupations and hazardous hobbies to find cover to protect their loved ones which includes Best life insurance for pilots. Aviation is one of the main areas where there is a strong possibility that someone can do this activity as a profession or as a hobby so there are two very different ways to look at the Best life insurance for pilots. There are obvious risks for anyone who takes part in flying activities as part of their occupation or as a recreational activity.
There are a number of potential activities which can fall under the Best life insurance for pilots including:
- Light aircraft flying as a hobby (Private Pilot)
- Commercial aircraft pilot (e.g. Captain or First Officer)
- Helicopter pilot (Private or commercial)
- Glider flying
- Microlight flying
- Flying instructor
Each of these different flying activities will be viewed differently so the Best life insurance for pilots will vary depending on which type of flying you take part in. Generally you will find that in most cases it is possible to get standard terms from the Best life insurance for pilots where the underwriting is particularly good for this type of activity.
You should also be aware that there will be a number of other standard criteria which would be taken in to consideration by the Best life insurance for pilots companies which will include:
- Amount of cover that you need (£’s)
- Term of policy (years)
- Type of life insurance policy that you want
- Reason for cover (e.g. Family, Mortgage, Business etc.)
Each of the Best life insurance for pilots policies will be based on similar criteria and the questions on your application forms will be more or less the same. You will find that your premiums for pilots life insurance will then be purely based on the insurers attitude to risk which can vary significantly depending on your circumstances.
Most of the Best life insurance for pilots policies will also depend on several key factors regarding your activity which includes:
- How often you fly (hours)
- What type of aircraft you fly in (e.g. fixed wing, commercial jet, helicopter etc.)
- Which qualifications do you hold currently
Your enquiry for the Best life insurance for pilots will also be based on some standard lifestyle questions which will be asked as part of your application which will include:
- Do you smoke or have you smoked nicotine in the past 12 months
- What is your height and weight (Body Mass Index)
- How much alcohol do you drink in average each week
- Do you suffer from a pre-existing medical condition
You should find that most types of cover should be available from the Best life insurance for pilots companies which includes all types of life insurance, critical illness cover and income protection. There will be different levels of criteria for different products which will depend on which type of cover you are looking for, such as critical illness cover and income protection. There is also a possibility that there will be differences in the cover options that are available for the Best life insurance for pilots which could be exclusions or possible increases in premiums depending on levels of risk.
If you need more help or advice to find the Best life insurance for pilots based on your circumstances to protect your loved ones or your home then you should contact one of our team of experts on 0345 565 0935.
Sports Financial has helped thousands of people to protect their families like yours so you know that you are in the right hands with our team of life insurance experts.