Wherever your skydiving takes you, from UK airfields to freefalling on foreign holidays, Sports Financial Services will be happy to hear from you to discuss your needs.
There are a range of insurance options available for those looking to provide for a family, pay off a mortgage or provide income protection should an accident (or worse) happen whilst skydiving.
If you are looking for a lump sum to be paid following an accident or natural death then you may want to consider life insurance. Alternatively, if you are concerned that a skydiving accident may leave you unable to work for a while then an income protection policy may be another choice for you.
There are many risks associated with skydiving and this can result in skydivers being rated as a hazardous pursuit. This has traditionally meant that skydivers have had to pay more for their life insurance and receive restrictions or loadings for illness cover.
There are a broad range of environmental hazards that skydivers have to contend with including:
- Mechanical (aircraft)
- Meteorological (weather)
Specialist skydiving equipment
Those who skydive employ a range of specialist equipment, such as:
- Reserve parachute
Equipment bags are often used to protect and secure skydiving equipment between jumps.
Life insurance, health insurance and income protection cover for skydivers
Sports Financial Services work hard to ensure that skydivers can access life and health cover that has previously been subject to restrictions or exclusions because of the hazardous nature of the sport.
Skydivers can contact Sports Financial Services today to speak about their needs in relation to:
- Life insurance
- Mortgage protection
- Critical & serious illness cover
- Mortgage protection
- Income protection
Sports Financial Services are also happy to speak to those who work as skydiving instructors and those who are employed in the skydiving industry to discuss their specific needs.
How to enquire about financial protection if you are a skydiver
When applying for cover Sports Financial Services will take into consideration a number of factors that will determine the final premium paid.
A mix of typical life and lifestyle questions that may be asked, include:
- Your personal lifestyle (smoking, drinking and regular exercise)
- Your height
- Your weight
- Your age
- Your medical history
Typical questions relating to skydiving could include:
- Membership of governing body
- Training and qualifications
- Frequency of participation and number of jumps
- Type of skydiving
- Maximum skydiving height
- Participation in competitions
- Professional or instructional work in skydiving
- National or international participation in skydiving
Finally, questions relating to the amount and duration of cover will be sought, such as:
- Amount of cover required (£)
- The term of the policy (years)
- The type of policy required and any mix of additional cover options
Information such as this will help determine the level of risk involved and the ultimately the premium paid for a skydiving policy.
The team at Sports Financial Services have many years of experience dealing with hazardous sports and occupations. A personal adviser is allocated to each enquiry and will talk you through the specific questions that relate to you and your skydiving cover.
Business protection for skydivers
For those pursue dangerous occupations and operate a Limited Company or operate at Director level then you may want to speak to Sports Financial Services about options for life, health and business protection cover, including:
- Key Person insurance
- Relevant Life insurance
- Shareholder Protection
- Income Protection
- Individual and company Private Medical Insurance
Financial protection for Skydivers
Even if a skydiver has an existing policy in place elsewhere, Sports Financial Services will be happy to hear from them, even if only to provide them with peace of mind that their cover and premiums are comparable with current market products.
If you would like to find out more about the whole range of life insurance, health insurance and income protection cover available for skydivers, please contact Sports Financial Services today on 0345 565 0935 or visit www.sports-fs.co.uk.