Life Insurance For Horse Riders

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Life, Income Protection &
Critical Illness Cover
cover options

If you are on the search for life insurance, critical illness cover or income protection to cover your horse riding then contact Sports Financial Services.

Over the years Sports Financial Services has developed an expertise in providing protection for hazardous sports and hazardous pursuits. We are happy to provide protection cover for a wide range of individuals who enjoy horse riding recreationally or professionally.

Our specialism is helping people who are classed as non-standard because of their sport, hobby or occupation.

Life insurance for horse riders

Whether you are professionally involved in horse riding, or enjoy horse riding in your spare time, then Sports Financial Services will be happy to hear from you to discuss your individual horse riding insurance needs.

There are a range of insurance options available for horse riders who are looking to provide for a family, cover mortgage payments or provide income protection should an accident (or worse) happen whilst horse riding.

If you are a horse rider and are looking for a lump sum to be paid following an accident or natural death then you may want to consider life insurance. If you are concerned that an accident may affect your ability to work then an income protection policy for horse riders may be something you want to chat to us about

What horse riding and equestrian activities can I chat to you about?

At Sports Financial Services we are happy to discuss you needs in relation to different equestrian disciplines, such as:

  • Cross country riding
  • Dressage
  • Driving
  • Long distance & endurance
  • Polo & polocrosse
  • Point to point
  • Racing
  • Showing
  • Show jumping
  • Three-day eventing

Whether your horse riding takes you from cross country riding to three-day eventing then Sports Financial Services will be happy to hear from you.

Can horse riders get life insurance, health insurance & income protection cover?

Sports Financial Services work hard to ensure that horse riders can access life and health insurance cover, that has previously been subject to restrictions or exclusions, because of the hazardous nature of the activity.

You contact Sports Financial Services today to chat about your needs in relation to:

  • Life insurance for horse riders
  • Mortgage protection for horse riders
  • Critical and serious illness cover for horse riders
  • Income protection for horse riders

In addition, you can also speak to us about private medical cover.

Horse riders take safety wear seriously

Due to the hazardous nature of the activity we are aware that horse riders take safety measures seriously, which could include wearing:

  • Horse riding safety hat
  • Horse riding gloves
  • Horse riding boots
  • Horse riding leggings, clothing and jacket
  • Body protection
  • High visibility horse riding outerwear

Frequently asked questions when horse riders apply for life insurance and financial protection

When applying for cover, as a horse rider, Sports Financial Services will take into consideration a number of factors that will help determine your final premium paid.

A personal adviser is allocated to your equestrian enquiry and will talk you through the specific questions that relate to you and your horse riding cover.

Typical life and lifestyle questions, that we may ask you, include:

  • Your personal lifestyle and health (e.g. smoking, drinking and regular exercise)
  • Your height
  • Your weight
  • Your age
  • Your medical history

Occupational and recreational questions, related to your horse riding activities, could include:

  • The type of horse you ride
  • Type of horse riding you undertake
  • Horse riding participation level (recreational or professional)
  • Your occupation (if your horse riding is recreational)
  • Membership of sport governing body
  • Frequency of participation and/or time spent horse riding
  • Riding environment – cross country, track or arena
  • National and international participation in horse riding
  • Participation in horse riding competitions

Finally, questions relating to the amount of cover you require and the duration of your horse riding cover will be sought, including:

  • The amount of cover you require (£)
  • The term of the policy you require (number of years)
  • The type(s) of policy required and any mix of additional cover options

Your information, such as that detailed above, will help determine the level of risk involved and the ultimately the premium paid for a policy by a horse rider.

Business protection and horse riders

For those who operate a Limited Company or operate at Director level then you may want to speak to Sports Financial Services about options for life, health and business protection cover, including:

  • Key Person insurance
  • Relevant Life insurance
  • Shareholder Protection
  • Income Protection
  • Individual and company Private Medical Insurance

Can you help me if I don’t want horse riding cover at the moment?

Even if you have an existing horse riding policy in place elsewhere, Sports Financial Services will be happy to hear from you, even if only to provide you with peace of mind that your cover and premiums are comparable with current market products.

If you would like to find out more about the whole range of life insurance, health insurance and income protection cover available for your horse riding then please contact Sports Financial Services today on 0345 565 0935.

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