Rugby Player Insurance

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Have you considered the financial consequences for bill payments, mortgage payments or your family’s finances if you were to be injured playing Rugby?

At Sports Financial Services, we are happy to discuss any financial protection options to help you safeguard yourself from the adversity that might have an impact on you off the rugby pitch.

Our team of sports specialists guarantee the best value protection for your activities. They will be happy to discuss the availability of rugby player insurance in relation to life insurance, income protection and critical illness cover. We are a leading insurance specialist for people who participate in high-risk sports and occupations, such as rugby players.

We’ll discuss what products are available to help you protect yourself from a misfortune that could significantly affect your life away from the pitch.

By playing a contact sport you may be concerned that an accident or significant injury could seriously affect your work, income, ability to pay bills and provide for your family. Whether it’s sprains, dislocations, fractures or traumatic life changing injuries we are here to discuss the options that are available to you.

The availability of rugby player insurance will depend on a number of factors. These factors could include pre-existing medical conditions or any history of medical problems.

As with any enquiry for hazardous sports cover it is important that you declare your occupation, lifestyle, medical, rugby playing, other hazardous activities and other questions completely. Personal questions, for example, may relate to your:

Lifestyle (e.g., alcohol consumption, exercise and smoking)
Health and any pre-existing conditions
Current employment or occupation
Height (ft/cm)
Weight (lb/kg)
Age

A more specific list of questions will be based on your individual rugby participation and may include, for example:

The type of rugby you play?
Where you play (e.g., UK, Europe or Worldwide)?
Level and type of participation (e.g., recreational, amateur or professional)?
Governing Body membership?
Current income (e.g., if you are making an enquiry about income protection)?

The combination of your participation in sporting activities, lifestyle, personal health, participation in other sports, occupational and other factors, such as those detailed above, will assist in the determination of the type of financial protection that will be available to you and the associated premiums.

Rugby Player Critical Illness Cover and Income Protection Cover

Due to the possibility that playing rugby could lead to an accident that could impact your life and finances you should discuss the availability of other financial protection options.

Critical Illness Cover:

Critical illness cover is a way to cover specific illnesses or medical conditions that might disrupt your life, family and finances. Anyone who takes part in extreme sports and enquires about critical illness cover will have their enquiry assessed against the activities they pursue. Cover for different types of activities will be assessed differently.

Cover for some sports can be offered at standard rates with no special terms imposed whilst participation in other sports may result in premium loadings, special terms, restrictions or exclusions. Your sports specialist at Sports Financial Services will talk you through the options available to you based on a number of factors such as your sport, occupation, lifestyle and health.

Income Protection:

Another important cover to consider is income protection, particularly if you take part in high-risk sports. Income protection could provide peace of mind if you cannot work due to injury or sickness.

If you have a loan, mortgage, credit cards, regular bills or family financial commitments then you may want to consider what would happen if you were unable to meet the payments because of a loss of income if you are unable to work.

Applications for income protection are dependent on many factors, for example, whether you have previously suffered any sports injuries and whether they have caused you to have a significant amount of time off work.

Again, like critical illness cover, participation in some sports may result in premium loadings, restrictions or exclusions. But, don’t worry, your adviser will discuss your needs and the options available to you.

We can help with enquiries in relation to a broad range of financial protection options for rugby players. If you would like to know more, please enquire via the link above or call 0345 565 0935 today to discuss the types of protection that are available for your sport and your lifestyle.

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Rugby accident insurance

Sports accident and sports injury financial protection may help support you through those instances that may affect your and your family’s finances.

Is insurance available for broken bones?
What type of policy is available for accidental death?
What if I was totally permanently disabled?
Is cover for accidental permanent injury available?
If I had to stay in hospital are benefits available?
Is protection available for ligament tears, tendon ruptures and dislocations?

Call us today on 0345 565 0935 to discuss your needs or complete the online enquiry form on this page and a personal adviser will be allocated to you to discuss your involvement in rugby and your financial protection needs.

Rugby insurance company

If you are concerned about financial peace of mind, should an accident or injury happen whilst playing rugby then contact us today.

In addition to rugby insurance, we are also happy to discuss cover for a whole range of other sports and hazardous pursuits – just give us a call to discuss the options available for other recreational and occupational activities.

Get in touch with us today about rugby player insurance

Sports Financial Services are specialists that guarantee the best value protection for your activities.

If you’re interested in learning more about the options for rugby player insurance cover or cover for a variety of other occupational and recreational activities, call Sports Financial Services at 0345 565