Getting older doesn’t mean your responsibilities disappear. Your loved ones still depend on you and funeral costs continue to rise. According to the Sun Life Cost of Dying Report 2024, the average UK funeral now costs £4,141. That’s a significant burden for families already dealing with grief.
We find that over-50s have some common life insurance concerns that they want to discuss with our financial protection specialists. Common questions about cover tend to relate to 3 areas:
- Changing Financial Responsibilities
- What are my life insurance options now I have paid off a mortgage and/or have fewer dependents.
- I still have teenage children, outstanding debts, and want to leave a financial cushion for a spouse – what are my options?
- Estate Planning & Final Expenses
- How can life insurance help cover inheritance taxes, funeral costs, and medical bills?
- Health & Eligibility
- Is traditional life insurance more difficult to obtain due to pre-existing conditions?
As a leading sports life insurance specialist, with over 20 years of experience, we understand that life rarely follows a predictable path. We’ve helped thousands of individuals secure their financial future, from professional athletes to those working in dangerous occupations. Now we’re here to help you protect what matters most.
If you’re ready to give your family peace of mind, use the contact form below to receive a free, no-obligation quote today.
Get a no-obligation quoteWhy Over 50s Life Insurance Matters
Life insurance becomes increasingly important after the age of 50. As responsibilities shift—children grow up, retirement approaches, and health risks rise—having a financial safety net is essential. Life insurance provides peace of mind, ensuring that loved ones aren’t burdened with funeral costs, outstanding debts, or unexpected expenses.
For many over 50, it’s also about leaving a legacy. Whether it’s helping grandchildren with education, supporting a spouse, or donating to a cause close to your heart, life insurance allows you to make a lasting impact. Even if you have savings, life insurance adds an extra layer of protection, especially in uncertain times.
Policies tailored for those over 50 are often more affordable and easier to qualify for than people expect. Life insurance isn’t just about preparing for the inevitable—it’s about living with confidence, knowing your family’s future is protected.
Traditional life insurance becomes increasingly difficult to obtain as you age. Medical conditions, lifestyle factors, and advancing years often result in declined applications or high premiums – that’s why speaking to an expert matters.
5 Key Benefits of Life Insurance for Over 50s
Over 50s life insurance designed around your needs:
- Financial Security for Loved Ones
Ensure your family is protected from financial hardship after your passing.
- Funeral & Final Expenses
Helps towards funeral costs, burial, and other end-of-life expenses—avoiding stress for your family
- Pay off outstanding debts
Could be used to settle bills or personal loans, so debts don’t pass to loved ones.
- Legacy Planning
Leave behind a financial gift for children, grandchildren, or a favourite charity.
- Peace of Mind
Enjoy life knowing your family’s future is secure, no matter what happens.
Our Expertise Beyond Standard Insurance
At Sports Financial Services, we specialise in financial protection for those others won’t cover. Our expertise extends far beyond standard over 50s policies. We provide dangerous sports life insurance, dangerous occupations life insurance, and pre-existing condition life insurance.
Whether you’re a retired professional athlete, someone who’s worked in a dangerous occupation, or you have health conditions that make standard cover difficult to obtain, we understand your unique situation. Our 20 years of experience in financial protection means we know how to find cover when others can’t.
We work with insurers who understand risk differently. While mainstream providers might see obstacles, our specialists see opportunities to provide cover.
Our approach remains consistent across all our services. We provide transparent quotes with no hidden costs, clear explanations of coverage, and ongoing support.
Get Your Free Quote Today
Don’t let age or health concerns prevent you from enquiring about cover for your loved ones. Over 50s life insurance from Sports Financial Services provides peace of mind for you and your family. Our expert team understands that every situation is unique, and we’re here to help you find the right cover at a competitive rate.
With our extensive experience in financial protection, we can guide you through your options and ensure you understand exactly what you’re getting. We pride ourselves on clear communication, transparent pricing, and exceptional customer service.
Ready to secure your family’s financial future?
Contact us today for your free, no-obligation quote. Call us on 0345 565 0935 or complete our simple online form. Our friendly experts are standing by to answer your questions and help you find the perfect cover for your needs and budget.
Take the first step towards protecting what matters most. Get your quote today and join thousands of satisfied clients who trust Sports Financial Services with their financial security.
Take control of tomorrow—explore life insurance options designed for your stage of life.
Get a no-obligation quote