We are a top insurance expert for people who take part in extreme sports or dangerous hobbies which includes seriously extreme sports such as Life Cover for base jumpers due to the high levels of risk involved. Most sports may not be classed as particularly dangerous or extreme but there are some sports which are definitely in that category which is where our team of Life Cover for base jumpers experts are on hand to help. You must first understand and appreciate that all insurance providers will have a different attitude to risk when it comes to extreme sports, dangerous occupations or medical conditions which is why speaking to an expert such as Sports Financial is advisable.
With our level of insurance underwriting knowledge and expertise we are able to fairly quickly identify which insurance providers are best for each of our customers based on there circumstances. Life Cover for base jumpers can be difficult in some ways because of the fact that it is considered to be a high risk activity but that does not necessarily mean that you are in any way uninsurable or even that you should pay may for cover to protect your family.
Some of the main risks relating to Life Cover for base jumpers in terms of underwriting are:
- Equipment malfunction or failure
- Medical emergency
- Dangerous or hazardous environments
You should be aware of the risks if you take part in this type of activity so it should be no surprise that it may not be completely straight forward to get Life Cover for base jumpers in all cases. There are definitely going to be additional questions surrounding your hobby or sport which will need to be disclosed on your application for Life Cover for base jumpers so that underwriters can accurately assess your case.
Some other key factors which will determine the premiums that you might pay for your Life Cover for base jumpers will include:
- How much cover do you need and what is your cover for (£’s)
- What is the term of cover that you are looking for (years)
- Which type of life insurance policy are you looking for (e.g. Life insurance, critical illness cover or income protection)
There are many reasons why you should have a policy to protect your family or loved ones and especially for those who take part in highly hazardous activities such as Life Cover for base jumpers. Many people who take part in extreme sports either think that cover won’t be available for them or that it will be unaffordable which in most cases is not true.
If you speak to an expert then you are more likely to be able to get a Life Cover for base jumpers policy in place at an affordable cost depending on your situation.
All applications for Life Cover for base jumpers will be assessed on the same basis as all other life insurance applications which will take in to account a number of other general lifestyle factors. Other lifestyle related considerations will include:
- Do you smoke or have you smoked in the past 12 months
- How much alcohol do you consume in an average week
- What is your height and weight (Body Mass Index)
- Do you have any pre-existing medical conditions
You should be aware that your application for Life Cover for base jumpers will be assessed based on a number of all factors that are disclosed on your online form. You must ensure that your forms are completed accurately and all questions are answered honestly.
Our team of Life Cover for base jumpers experts will help to guide you through the application process to ensure that we take the hassle away from the whole process. You can speak to one of our team of life insurance experts on 0345 565 0935 for more information today.